Federal credit union · LANHAM, Maryland · NCUA charter #10323
I B E W 26
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $29.2M
- Total assets
- 2,876
- Members
- 7.3%
- Net-worth ratio
I B E W 26 scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.2M; members 2,876; net-worth ratio 7.34%; health rank #2,503 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,503 of 4,374 health · 2025Q4I B E W 26 · health 82/100 · $29.2M · 2025Q4
Call Report peers
I B E W 26 in the assets neighbourhood
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I B E W 26 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); I B E W 26 sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for I B E W 26
- Largest favorable gap: Loan-to-Share Ratio at 67.55% vs peer 59.80% (+7.75 pp).
- Largest lag: Net Worth Ratio at 7.34% vs peer 14.86% (-7.52 pp).
Where I B E W 26 sits in Maryland
- Health composite ranks #30 of 62 among scored Maryland credit unions.
- Assets rank #44 of 62 inside Maryland ($29.2M reported).
- Maryland membership ordinal: #46 of 62.
- One place up in Maryland, SECURITYPLUS (#29) scores 83/100, 1 point higher; one place down, Central Credit Union of Maryland,in (#31) scores 80/100, 2 points lower.
I B E W 26 Call Report trajectory
I B E W 26: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.4% from $29.2M (2025Q4) to $30.2M (2026Q1).
- Net-worth ratio shifted -0.15 pp (7.49% → 7.34%).
At 7.34%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
I B E W 26 gives up 18 points in total. Delinquency Rate costs the most, 8.1 of its 25; Member Growth loses the least, 0.4.
- Net Worth Ratio 23.4 pts
- Delinquency Rate 16.9 pts
- Return on Assets 12.7 pts
- Member Growth 14.6 pts
- Loan-to-Share Ratio 14.4 pts
I B E W 26 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.34% | -7.52 pp |
| Delinquency Rate | 1.41% | +0.27 pp |
| Return on Assets | 0.35% | -0.36 pp |
| Member Growth | 4.66% | - |
| Loan-to-Share Ratio | 67.55% | +7.75 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.2M | - |
| 2025Q4 | $29.2M | 2,876 |
| 2024Q4 | $28.4M | 2,748 |
| 2023Q4 | $29.5M | 2,688 |
Credit Union Details
- Charter Number
- 10323
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Maryland
- City
- LANHAM
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for I B E W 26.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Lanham, MD |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Maryland
A look at other Maryland credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for I B E W 26
Using this data
- I B E W 26 ranks #2,503 of 4,374 nationally on financial health and #30 of 62 in MD -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ferko Md is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ferko Md
Frequently Asked Questions
Is I B E W 26 financially healthy?
On its 2025Q4 NCUA 5300 filing, I B E W 26 scores 82/100 (Excellent), with a 7.34% net worth ratio and 1.41% of loans delinquent. It ranks #2,503 of 4,374 nationally on health and #30 of 62 in Maryland.
How does I B E W 26 compare to other credit unions?
I B E W 26 scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (67.55% vs 59.80%). Its widest shortfall is net worth ratio (7.34% vs 14.86%).
How can I join I B E W 26?
I B E W 26 operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact I B E W 26 directly for the exact boundaries and application steps.
Is my money safe at I B E W 26?
I B E W 26 is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. I B E W 26's net worth ratio of 7.34% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.