Federal credit union · TIGARD, Oregon · NCUA charter #3853
Nw Preferred
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $183.3M
- Total assets
- 8,134
- Members
- 14.1%
- Net-worth ratio
Nw Preferred scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $183.3M; members 8,134; net-worth ratio 14.14%; health rank #2,090 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,090 of 4,374 health · 2025Q4Nw Preferred · health 84/100 · $183.3M · 2025Q4
Call Report peers
Nw Preferred in the assets neighbourhood
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Nw Preferred vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Nw Preferred sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Nw Preferred diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 95.04% here, 72.20% peer average (+22.84 pp).
- Widest shortfall vs peers is Return on Assets: -0.08 pp (0.54% vs 0.62%).
Nw Preferred: in-state Call Report ranks
- Oregon health ordinal: #25 of 48.
- By total assets, Nw Preferred is #22 of 48 in Oregon.
- Membership ranks #28 of 48 among Oregon CUs with a reported count (8,134 members).
- One place up in Oregon, SUNSET (#24) ties at 84/100; one place down, Ibew & United Workers (#26) scores 83/100, 1 point lower.
Nw Preferred: 2025Q4 → 2026Q1
Nw Preferred: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.8% from $183.3M (2025Q4) to $190.3M (2026Q1).
- Net-worth ratio shifted -0.36 pp (14.50% → 14.14%).
14.14% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 84/100 score is built
Nw Preferred gives up 16 points in total. Member Growth costs the most, 11.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.7 pts
- Return on Assets 15.0 pts
- Member Growth 3.7 pts
- Loan-to-Share Ratio 12.6 pts
Call Report ratios for Nw Preferred
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.14% | +2.03 pp |
| Delinquency Rate | 0.73% | -0.17 pp |
| Return on Assets | 0.54% | -0.08 pp |
| Member Growth | -2.94% | - |
| Loan-to-Share Ratio | 95.04% | +22.84 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Nw Preferred filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $190.3M | - |
| 2025Q4 | $183.3M | 8,134 |
| 2024Q4 | $174.8M | 8,380 |
| 2023Q4 | $169.5M | 8,724 |
Credit Union Details
- Charter Number
- 3853
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Oregon
- City
- TIGARD
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Nw Preferred, spread across 2 cities.
| Office | City |
|---|---|
| Tigard (Main Office) | Portland, OR |
| Stayton | Stayton, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
Other federally-insured credit unions in Oregon, closest first by peer group and asset size.
Cross-state Call Report peers for Nw Preferred
Using this data
- Nw Preferred ranks #2,090 of 4,374 nationally on financial health and #25 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 44 North is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 44 North
Frequently Asked Questions
Is Nw Preferred financially healthy?
On its 2025Q4 NCUA 5300 filing, Nw Preferred scores 84/100 (Excellent), with a 14.14% net worth ratio and 0.73% of loans delinquent. It ranks #2,090 of 4,374 nationally on health and #25 of 48 in Oregon.
How does Nw Preferred compare to other credit unions?
Nw Preferred scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (95.04% vs 72.20%). Its widest shortfall is return on assets (0.54% vs 0.62%).
How can I join Nw Preferred?
Nw Preferred operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Nw Preferred directly for the exact boundaries and application steps.
Is my money safe at Nw Preferred?
Nw Preferred is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Nw Preferred's net worth ratio of 14.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.