State credit union · Des Moines, Iowa · NCUA charter #62829
AFFINITY
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $149.1M
- Total assets
- 12,674
- Members
- 12.3%
- Net-worth ratio
AFFINITY scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $149.1M; members 12,674; net-worth ratio 12.30%; health rank #2,280 of 4,374; healthier than 46th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,280 of 4,374 health · 2025Q4AFFINITY · health 83/100 · $149.1M · 2025Q4
Call Report peers
AFFINITY in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AFFINITY vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AFFINITY sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
AFFINITY vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +9.78 pp (81.98% vs 72.20%).
AFFINITY in Iowa
- In Iowa, health place is #44 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #24 of 66 inside Iowa ($149.1M reported).
- Member book place in Iowa: #17 of 66.
- One place up in Iowa, JOURNEY (#43) ties at 83/100; one place down, ACE (#45) scores 82/100, 1 point lower.
AFFINITY: 2025Q4 → 2026Q1
AFFINITY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $149.1M (2025Q4) to $150.9M (2026Q1).
- Net-worth ratio shifted +0.06 pp (12.24% → 12.30%).
This credit union's 12.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 83/100 score is built
AFFINITY gives up 17 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.1 pts
AFFINITY vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.30% | +0.19 pp |
| Delinquency Rate | 0.71% | -0.19 pp |
| Return on Assets | 0.84% | +0.22 pp |
| Member Growth | -7.16% | - |
| Loan-to-Share Ratio | 81.98% | +9.78 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
AFFINITY filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $150.9M | - |
| 2025Q4 | $149.1M | 12,674 |
| 2024Q4 | $148.6M | 13,651 |
| 2023Q4 | $142.2M | 13,596 |
Credit Union Details
- Charter Number
- 62829
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Iowa
- City
- Des Moines
- Data Quarter
- 2025Q4
Branch Locations (2)
AFFINITY operates 2 offices in Des Moines, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Des Moines, IA |
| South | Des Moines, IA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Iowa
More federally-insured credit unions based in Iowa, ordered by peer group match and asset size.
Cross-state Call Report peers for AFFINITY
Using this data
- AFFINITY ranks #2,280 of 4,374 nationally on financial health and #44 of 66 in IA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Telco Triad Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Telco Triad Community
Frequently Asked Questions
Is AFFINITY financially healthy?
AFFINITY has a financial health score of 83/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,280 of 4,374 nationally on health and #44 of 66 in Iowa. Its net worth ratio is 12.30% and its delinquency rate 0.71%.
How does AFFINITY compare to other credit unions?
AFFINITY scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (81.98% vs 72.20%).
How can I join AFFINITY?
Membership eligibility for AFFINITY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AFFINITY directly for current membership requirements and application steps.
Is my money safe at AFFINITY?
AFFINITY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AFFINITY's net worth ratio of 12.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.