Federal credit union · SYRACUSE, New York · NCUA charter #6627
Syracuse Fire Department Employees
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $141.8M
- Total assets
- 6,704
- Members
- 14.9%
- Net-worth ratio
Syracuse Fire Department Employees scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $141.8M; members 6,704; net-worth ratio 14.91%; health rank #753 of 4,374; healthier than 80th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#753 of 4,374 health · 2025Q4Syracuse Fire Department · health 92/100 · $141.8M · 2025Q4
Call Report peers
Syracuse Fire Department Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Syracuse Fire Department Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Syracuse Fire Department Employees sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Syracuse Fire Department Employees diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Net Worth Ratio: +2.80 pp (14.91% vs 12.11%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -9.38 pp (62.82% vs 72.20%).
Syracuse Fire Department Employees in New York
- Health composite ranks #37 of 272 among scored New York credit unions.
- By total assets, Syracuse Fire Department Employees is #75 of 272 in New York.
- Membership ranks #95 of 272 among New York CUs with a reported count (6,704 members).
- One place up in New York, Sea Comm (#36) ties at 92/100; one place down, Cobblestone Country (#38) ties at 92/100.
Quarter path for Syracuse Fire Department Employees
Syracuse Fire Department Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $141.8M (2025Q4) to $145.8M (2026Q1).
- Net-worth ratio shifted +0.04 pp (14.87% → 14.91%).
At 14.91%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
Syracuse Fire Department Employees gives up 8 points in total. Delinquency Rate costs the most, 4.7 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.3 pts
- Return on Assets 15.0 pts
- Member Growth 13.2 pts
- Loan-to-Share Ratio 13.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.91% | +2.80 pp |
| Delinquency Rate | 0.97% | +0.08 pp |
| Return on Assets | 1.20% | +0.57 pp |
| Member Growth | 3.47% | - |
| Loan-to-Share Ratio | 62.82% | -9.38 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $145.8M | - |
| 2025Q4 | $141.8M | 6,704 |
| 2024Q4 | $130.9M | 6,479 |
| 2023Q4 | $124.7M | 6,231 |
Credit Union Details
- Charter Number
- 6627
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- New York
- City
- SYRACUSE
- Data Quarter
- 2025Q4
Branch Locations (4)
Syracuse Fire Department Employees operates 4 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Syracuse, NY |
| Westar FCU | Camillus, NY |
| FiServ | Frisco, TX |
| Money FCU | Syracuse, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- BUFFALO METROPOLITANBUFFALO, NY · $100M–$500M71Health
- MERIDIA COMMUNITYHAMBURG, NY · $100M–$500M97Health
- TOWN OF HEMPSTEAD EMPLOYEESNORTH BALDWIN, NY · $100M–$500M79Health
- OSWEGO COUNTYOSWEGO, NY · $100M–$500M86Health
- GREAT ERIEORCHARD PARK, NY · $100M–$500M100Health
Compare Syracuse Fire Department Employees vs BUFFALO METROPOLITAN
Other-state peers near Syracuse Fire Department Employees
Similar total assets
Similar health score
Using this data
- Syracuse Fire Department Employees ranks #753 of 4,374 nationally on financial health and #37 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Buffalo Metropolitan is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Buffalo Metropolitan
Frequently Asked Questions
Is Syracuse Fire Department Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Syracuse Fire Department Employees scores 92/100 (Excellent), with a 14.91% net worth ratio and 0.97% of loans delinquent. It ranks #753 of 4,374 nationally on health and #37 of 272 in New York.
How does Syracuse Fire Department Employees compare to other credit unions?
Syracuse Fire Department Employees scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (14.91% vs 12.11%). Its widest shortfall is loan-to-share ratio (62.82% vs 72.20%).
How can I join Syracuse Fire Department Employees?
Syracuse Fire Department Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Syracuse Fire Department Employees directly for the current list of qualifying groups.
Is my money safe at Syracuse Fire Department Employees?
Syracuse Fire Department Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Syracuse Fire Department Employees's net worth ratio of 14.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.