Federal credit union · NEW YORK, New York · NCUA charter #17107

Ukrainian National

Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.

76
Health / 100
$155.2M
Total assets
6,447
Members
12.8%
Net-worth ratio

Ukrainian National scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $155.2M; members 6,447; net-worth ratio 12.75%; health rank #3,176 of 4,374; healthier than 26th of scored peers.

5300 filing masthead

NCUA 5300 Call Report Masthead

#3,176 of 4,374 health · 2025Q4

Ukrainian National · health 76/100 · $155.2M · 2025Q4

Ukrainian National in the assets neighbourhood

Chocolate Bayou Community$156.0MKerr County$155.8MUkrainian National (this)$155.2MWAYNE-WESTLAND$155.2MRiver City$154.8MOhio Educational$154.7M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Ukrainian National vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Ukrainian National sits in 75-79 with 502 others.

76 26th percentile higher than 26% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Ukrainian National vs $100M–$500M peers

  • Largest favorable gap: Loan-to-Share Ratio at 84.73% vs peer 72.20% (+12.53 pp).
  • Widest shortfall vs peers is Return on Assets: -0.54 pp (0.08% vs 0.62%).

Ukrainian National in New York

  • New York health ordinal: #180 of 272.
  • New York assets place: #70 of 272.
  • Member book place in New York: #98 of 272.
  • One place up in New York, Upstate Telco (#179) ties at 76/100; one place down, CROUSE (#181) ties at 76/100.

Ukrainian National Call Report trajectory

Ukrainian National: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

148,000,000150,000,000152,000,000154,000,000156,000,000 2023Q42024Q42025Q42026Q1 149,804,912 155,112,030 ▲ +3.5%
  • Assets moved -0.1% from $155.2M (2025Q4) to $155.1M (2026Q1).
  • Net-worth ratio shifted +0.02 pp (12.73% → 12.75%).
Net worth ratio vs. NCUA well-capitalized threshold 85.0%

This credit union's 12.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.

How the 76/100 score is built

Ukrainian National gives up 24 points in total. Member Growth costs the most, 14 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 21.5 pts
  • Return on Assets 8.1 pts
  • Member Growth 1.0 pts
  • Loan-to-Share Ratio 15.4 pts

Financial Health Metrics

Metric Value vs peer
Net Worth Ratio 12.75% +0.64 pp
Delinquency Rate 0.85% -0.04 pp
Return on Assets 0.08% -0.54 pp
Member Growth -4.43% -
Loan-to-Share Ratio 84.73% +12.53 pp

Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.

Ukrainian National filing history

Quarter Assets Members
2026Q1 $155.1M -
2025Q4 $155.2M 6,447
2024Q4 $154.3M 6,746
2023Q4 $149.8M 6,489

Credit Union Details

Charter Number
17107
Type
Federal
Field of Membership
Community/Select Employee Group
Peer Group
$100M–$500M
State
New York
City
NEW YORK
Data Quarter
2025Q4

Branch Locations (5)

Per its most recent NCUA branch filing, Ukrainian National runs 5 offices in 5 different cities across 3 states.

Office City
NYC (Main Office) New York, NY
Alpharetta Alpharetta, GA
Brooklyn Brooklyn, NY
Perth Amboy Perth Amboy, NJ
SBB South Bound Brook, NJ

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in New York

Other federally-insured credit unions in New York, closest first by peer group and asset size.

Compare Ukrainian National vs INNER LAKES

Nationwide credit unions with similar profiles

Using this data

  • Ukrainian National ranks #3,176 of 4,374 nationally on financial health and #180 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Inner Lakes is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inner Lakes

Frequently Asked Questions

Is Ukrainian National financially healthy?

On its 2025Q4 NCUA 5300 filing, Ukrainian National scores 76/100 (Very Good), with a 12.75% net worth ratio and 0.85% of loans delinquent. It ranks #3,176 of 4,374 nationally on health and #180 of 272 in New York.

How does Ukrainian National compare to other credit unions?

Ukrainian National scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (84.73% vs 72.20%). Its widest shortfall is return on assets (0.08% vs 0.62%).

How can I join Ukrainian National?

Ukrainian National operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ukrainian National directly for the exact boundaries and application steps.

Is my money safe at Ukrainian National?

Ukrainian National is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ukrainian National's net worth ratio of 12.75% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Ukrainian National. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.