Federal credit union · NEW YORK, New York · NCUA charter #17107
Ukrainian National
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $155.2M
- Total assets
- 6,447
- Members
- 12.8%
- Net-worth ratio
Ukrainian National scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $155.2M; members 6,447; net-worth ratio 12.75%; health rank #3,176 of 4,374; healthier than 26th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,176 of 4,374 health · 2025Q4Ukrainian National · health 76/100 · $155.2M · 2025Q4
- ASSETS 76/100
- MEM 12.8%
- RANK 0.85%
- PHOTO 0.08%
- BOOK $155.2M
- CHARTER 6,447
- NCUSIF #3,176/4,374
- CAMELS WAYNE-WESTLAND
- HEALTH 17107
Call Report peers
Ukrainian National in the assets neighbourhood
Ukrainian National's $155.2M assets sit next to WAYNE-WESTLAND ($155.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ukrainian National vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Ukrainian National - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #17107: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Ukrainian National vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 84.73% vs peer 72.20% (+12.53 pp).
- Widest shortfall vs peers is Return on Assets: -0.54 pp (0.08% vs 0.62%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ukrainian National in New York
- New York health ordinal: #180 of 272.
- New York assets place: #70 of 272.
- Member book place in New York: #98 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Ukrainian National Call Report trajectory
Ukrainian National: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.1% from $155.2M (2025Q4) to $155.1M (2026Q1).
- Net-worth ratio shifted +0.02 pp (12.73% → 12.75%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 76.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.5 pts
- Return on Assets 8.1 pts
- Member Growth 1.0 pts
- Loan-to-Share Ratio 15.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.75% | +0.64 pp |
| Delinquency Rate | 0.85% | -0.04 pp |
| Return on Assets | 0.08% | -0.54 pp |
| Member Growth | -4.43% | - |
| Loan-to-Share Ratio | 84.73% | +12.53 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Ukrainian National filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $155.1M | - |
| 2025Q4 | $155.2M | 6,447 |
| 2024Q4 | $154.3M | 6,746 |
| 2023Q4 | $149.8M | 6,489 |
Credit Union Details
- Charter Number
- 17107
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $100M–$500M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
Branch Locations (5)
Per its most recent NCUA branch filing, Ukrainian National runs 5 offices in 5 different cities across 3 states.
| Office | City |
|---|---|
| NYC (Main Office) | New York, NY |
| Alpharetta | Alpharetta, GA |
| Brooklyn | Brooklyn, NY |
| Perth Amboy | Perth Amboy, NJ |
| SBB | South Bound Brook, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Ukrainian National, both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($155.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (76/100 here).
Using this data
- Ukrainian National ranks #3,176 of 4,374 nationally on financial health and #180 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Inner Lakes is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inner Lakes
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Ukrainian National financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Ukrainian National carries a financial health score of 76/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,176 of 4,374; by total assets it ranks #1,469 of 4,374 nationally (same basis as /rankings/largest); and #70 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.75% net worth ratio and a 0.85% delinquency rate.
How does Ukrainian National compare to other credit unions?
76/100 is Ukrainian National's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ukrainian National?
Ukrainian National operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ukrainian National directly for the exact boundaries and application steps.
Is my money safe at Ukrainian National?
Federal credit unions like Ukrainian National are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ukrainian National's net worth ratio of 12.75% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ukrainian National offer compared to banks?
Credit unions like Ukrainian National are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ukrainian National directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.