Federal credit union · NEW YORK, New York · NCUA charter #17107
Ukrainian National
Health score 76/100 (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $155.2M
- Total assets
- 6,447
- Members
- 12.7%
- Net-worth ratio
Ukrainian National - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #17107: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Ukrainian National - Five Health Pillars
The five bars below are this credit union's pillar-level 0-100 sub-scores. Sum the weighted pillars and you get the headline health score above - same NCUA 5300 data, no normalisation tricks applied.
- Capital (net worth ratio)100
- Asset quality (delinquency)86
- Earnings (ROA)54
- Member growth7
- Liquidity (loan-to-share)100
Weighted composite: 76/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
This credit union's 12.73% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 12.73% | 30% |
| Delinquency Rate | 0.85% | 25% |
| Return on Assets | 0.08% | 15% |
| Member Growth | -4.43% | 15% |
| Loan-to-Share Ratio | 84.73% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $155.2M | 6,447 |
| 2024Q4 | $154.3M | 6,746 |
| 2023Q4 | $149.8M | 6,489 |
Credit Union Details
- Charter Number
- 17107
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $100M–$500M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
What This Data Says About Ukrainian National
6,447 members and $155.2M in total assets sit behind Ukrainian National, a federal credit union in NEW YORK, New York, which posts a health score of 76/100 (Very Good) on the five-factor composite, with $114.6M in outstanding loans as of Q4 2025 and a net worth ratio of 12.73% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. The credit union operates under charter #17107 in peer group $100M–$500M, a cohort of 1069 similarly-sized institutions.
0.85% of the loan book sits 60+ days past due, the headline loan-quality read - the peer group average for $100M–$500M credit unions sits at 0.894%, so this institution is running tighter than peers. Deposit deployment is captured by the 84.73% loan-to-share ratio, above the 80% band that can indicate tighter liquidity management. Return on assets stands at 0.08% on net income of $123K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by -4.43%. The quarterly NCUA 5300 Call Report is the source for everything above, current through 2025Q4. Field of membership (currently: Community/Select Employee Group) decides eligibility to join. NCUSIF deposit-insurance coverage and usage guidance for this data live on our disclaimer page.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Ukrainian National financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Ukrainian National carries a financial health score of 76/100 (Very Good). On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 12.73% net worth ratio and a 0.85% delinquency rate.
How does Ukrainian National compare to other credit unions?
76/100 is Ukrainian National's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Ukrainian National?
Ukrainian National operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Ukrainian National directly for the exact boundaries and application steps.
Is my money safe at Ukrainian National?
Federal credit unions like Ukrainian National are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ukrainian National's net worth ratio of 12.73% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Ukrainian National offer compared to banks?
Credit unions like Ukrainian National are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Ukrainian National directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.