Federal credit union · Mansfield, Ohio · NCUA charter #96719
Gorman-Rupp & Associates
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $16.6M
- Total assets
- 1,425
- Members
- 9.0%
- Net-worth ratio
Gorman-Rupp & Associates scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.6M; members 1,425; net-worth ratio 9.01%; health rank #2,481 of 4,374; healthier than 43rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,481 of 4,374 health · 2025Q4Gorman-Rupp & Associates · health 82/100 · $16.6M · 2025Q4
- HEALTH 82/100
- NW 9.0%
- DELQ 0.14%
- ROA 0.45%
- ASSETS $16.6M
- MEM 1,425
- RANK #2,481/4,374
- PHOTO Corpus Christi Postal Employees
- BOOK 96719
Call Report peers
Gorman-Rupp & Associates in the assets neighbourhood
Gorman-Rupp & Associates's $16.6M assets sit next to Corpus Christi Postal Employees ($16.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Gorman-Rupp & Associates vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Gorman-Rupp & Associates - Share Insurance Coverage
Charter #96719's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Gorman-Rupp & Associates diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 64.54% here, 59.80% peer average (+4.74 pp).
- Net Worth Ratio trails the peer set - 9.01% here, 14.86% peer average (-5.85 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for Gorman-Rupp & Associates
- Health composite ranks #112 of 196 among scored Ohio credit unions.
- Ohio assets place: #149 of 196.
- Membership ranks #161 of 196 among Ohio CUs with a reported count (1,425 members).
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Gorman-Rupp & Associates: 2025Q4 → 2026Q1
Gorman-Rupp & Associates: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $16.6M (2025Q4) to $16.7M (2026Q1).
- Net-worth ratio shifted +0.06 pp (8.95% → 9.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 9.01% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 82.
- Net Worth Ratio 27.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.3 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 13.7 pts
Call Report ratios for Gorman-Rupp & Associates
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.01% | -5.85 pp |
| Delinquency Rate | 0.14% | -1.01 pp |
| Return on Assets | 0.45% | -0.25 pp |
| Member Growth | -4.17% | - |
| Loan-to-Share Ratio | 64.54% | +4.74 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Gorman-Rupp & Associates quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.7M | - |
| 2025Q4 | $16.6M | 1,425 |
| 2024Q4 | $14.7M | 1,487 |
| 2023Q4 | $14.2M | 1,509 |
Credit Union Details
- Charter Number
- 96719
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Mansfield
- Data Quarter
- 2025Q4
Branch Locations (2)
Gorman-Rupp & Associates operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Gorman Rupp & Assocates Credit Union (Main Office) | Mansfield, OH |
| CU-centric | Columbus, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
- NORTH COAST CREDIT UNIONFAIRVIEW PARK, OH · $10M–$50M79Health
- LOCAL UNION 392Cincinnati, OH · $10M–$50M85Health
- HOLY FAMILY PARMAParma, OH · $10M–$50M50Health
- OHIO TEAMSTERSINDEPENDENCE, OH · $10M–$50M82Health
- NORTHWESTERNBryan, OH · $10M–$50M87Health
Compare Gorman-Rupp & Associates vs NORTH COAST CREDIT UNION
Cross-state Call Report peers for Gorman-Rupp & Associates
Cross-state asset and health neighbours for Gorman-Rupp & Associates - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (82/100 here).
Using this data
- Gorman-Rupp & Associates ranks #2,481 of 4,374 nationally on financial health and #112 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- North Coast Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with North Coast Credit Union
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Gorman-Rupp & Associates financially healthy?
Yes/no aside, the number is 82/100 (Excellent) - Gorman-Rupp & Associates's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,481 of 4,374; by total assets it ranks #3,266 of 4,374 nationally (same basis as /rankings/largest); and #149 of 196 within Ohio. Above 80 reads excellent, below 50 warrants closer monitoring; a 9.01% net worth ratio and 0.14% delinquency rate are the key drivers.
How does Gorman-Rupp & Associates compare to other credit unions?
82/100 is Gorman-Rupp & Associates's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Gorman-Rupp & Associates?
Membership eligibility for Gorman-Rupp & Associates depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Gorman-Rupp & Associates directly for current membership requirements and application steps.
Is my money safe at Gorman-Rupp & Associates?
Federal credit unions like Gorman-Rupp & Associates are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Gorman-Rupp & Associates's net worth ratio of 9.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Gorman-Rupp & Associates offer compared to banks?
Credit unions like Gorman-Rupp & Associates are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Gorman-Rupp & Associates directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.