Federal credit union · MASSILLON, Ohio · NCUA charter #96750
Friends and Family Credit Union Inc
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $108.9M
- Total assets
- 9,699
- Members
- 8.1%
- Net-worth ratio
Friends and Family Credit Union Inc scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $108.9M; members 9,699; net-worth ratio 8.10%; health rank #2,494 of 4,374; healthier than 43rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,494 of 4,374 health · 2025Q4Friends and Family · health 82/100 · $108.9M · 2025Q4
Call Report peers
Friends and Family Credit Union Inc in the assets neighbourhood
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Friends and Family Credit Union Inc vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Friends and Family Credit Union Inc sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Friends and Family Credit Union Inc vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 76.30% here, 72.20% peer average (+4.10 pp).
- Net Worth Ratio trails the peer set - 8.10% here, 12.11% peer average (-4.01 pp).
Where Friends and Family Credit Union Inc sits in Ohio
- Health composite ranks #113 of 196 among scored Ohio credit unions.
- Ohio assets place: #71 of 196.
- Member book place in Ohio: #65 of 196.
- One place up in Ohio, Gorman-Rupp & Associates (#112) ties at 82/100; one place down, Falls Catholic (#114) scores 81/100, 1 point lower.
Friends and Family Credit Union Inc Call Report trajectory
Friends and Family Credit Union Inc: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.0% from $108.9M (2025Q4) to $110.0M (2026Q1).
- Net-worth ratio shifted -0.04 pp (8.14% → 8.10%).
This credit union's 8.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 82/100 score is built
Friends and Family Credit Union Inc gives up 18 points in total. Member Growth costs the most, 10.6 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 25.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 12.5 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 14.9 pts
Friends and Family health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.10% | -4.01 pp |
| Delinquency Rate | 0.46% | -0.43 pp |
| Return on Assets | 0.33% | -0.29 pp |
| Member Growth | -2.54% | - |
| Loan-to-Share Ratio | 76.30% | +4.10 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Friends and Family filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $110.0M | - |
| 2025Q4 | $108.9M | 9,699 |
| 2024Q4 | $107.3M | 9,952 |
| 2023Q4 | $107.7M | 10,023 |
Credit Union Details
- Charter Number
- 96750
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- MASSILLON
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Friends and Family Credit Union Inc, spread across 2 cities.
| Office | City |
|---|---|
| 3920 Erie St. S (Main Office) | Massillon, OH |
| ACME Supermarket Branch | Canton, OH |
| 46 Federal Ave | Massillon, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Cross-state Call Report peers for Friends and Family
Similar total assets
Using this data
- Friends and Family Credit Union Inc ranks #2,494 of 4,374 nationally on financial health and #113 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GEAUGA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GEAUGA
Frequently Asked Questions
Is Friends and Family Credit Union Inc financially healthy?
On its 2025Q4 NCUA 5300 filing, Friends and Family Credit Union Inc scores 82/100 (Excellent), with a 8.10% net worth ratio and 0.46% of loans delinquent. It ranks #2,494 of 4,374 nationally on health and #113 of 196 in Ohio.
How does Friends and Family Credit Union Inc compare to other credit unions?
Friends and Family Credit Union Inc scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (76.30% vs 72.20%). Its widest shortfall is net worth ratio (8.10% vs 12.11%).
How can I join Friends and Family Credit Union Inc?
Membership eligibility for Friends and Family Credit Union Inc depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Friends and Family Credit Union Inc directly for current membership requirements and application steps.
Is my money safe at Friends and Family Credit Union Inc?
Friends and Family Credit Union Inc is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Friends and Family Credit Union Inc's net worth ratio of 8.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.