State credit union · Wichita, Kansas · NCUA charter #67187
QUANTUM
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $136.6M
- Total assets
- 11,111
- Members
- 11.3%
- Net-worth ratio
QUANTUM scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $136.6M; members 11,111; net-worth ratio 11.27%; health rank #1,989 of 4,374; healthier than 54th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,989 of 4,374 health · 2025Q4QUANTUM · health 85/100 · $136.6M · 2025Q4
Call Report peers
QUANTUM in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
QUANTUM vs every NCUA-scored credit union
QUANTUM sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
QUANTUM vs $100M–$500M peers
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +19.32 pp (91.52% vs 72.20%).
- Widest shortfall vs peers is Net Worth Ratio: -0.84 pp (11.27% vs 12.11%).
QUANTUM in Kansas
- Kansas health ordinal: #20 of 61.
- Kansas assets place: #15 of 61.
- Membership ranks #14 of 61 among Kansas CUs with a reported count (11,111 members).
- One place up in Kansas, ELLIS (#19) ties at 85/100; one place down, Garden City Teachers (#21) ties at 85/100.
Quarter path for QUANTUM
QUANTUM: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $136.6M (2025Q4) to $140.6M (2026Q1).
- Net-worth ratio shifted -0.07 pp (11.34% → 11.27%).
At 11.27%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
QUANTUM gives up 15 points in total. Member Growth costs the most, 8.9 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.6 pts
- Return on Assets 10.3 pts
- Member Growth 6.1 pts
- Loan-to-Share Ratio 14.0 pts
QUANTUM health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.27% | -0.84 pp |
| Delinquency Rate | 0.54% | -0.35 pp |
| Return on Assets | 0.19% | -0.43 pp |
| Member Growth | -1.59% | - |
| Loan-to-Share Ratio | 91.52% | +19.32 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
QUANTUM filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $140.6M | - |
| 2025Q4 | $136.6M | 11,111 |
| 2024Q4 | $147.1M | 11,291 |
| 2023Q4 | $151.8M | 12,492 |
Credit Union Details
- Charter Number
- 67187
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Kansas
- City
- Wichita
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for QUANTUM, spread across 2 cities.
| Office | City |
|---|---|
| West (Main Office) | Wichita, KS |
| Burlington | Burlington, KS |
| East Central | Wichita, KS |
| Twin Lakes Branch | Wichita, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for QUANTUM
Using this data
- QUANTUM ranks #1,989 of 4,374 nationally on financial health and #20 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Emporia State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Emporia State
Frequently Asked Questions
Is QUANTUM financially healthy?
On its 2025Q4 NCUA 5300 filing, QUANTUM scores 85/100 (Excellent), with a 11.27% net worth ratio and 0.54% of loans delinquent. It ranks #1,989 of 4,374 nationally on health and #20 of 61 in Kansas.
How does QUANTUM compare to other credit unions?
QUANTUM scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (91.52% vs 72.20%). Its widest shortfall is net worth ratio (11.27% vs 12.11%).
How can I join QUANTUM?
Membership eligibility for QUANTUM depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact QUANTUM directly for current membership requirements and application steps.
Is my money safe at QUANTUM?
QUANTUM is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. QUANTUM's net worth ratio of 11.27% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.