State credit union · Jacksonville, Florida · NCUA charter #67316
ALIVE
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $283.2M
- Total assets
- 18,550
- Members
- 11.4%
- Net-worth ratio
ALIVE scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $283.2M; members 18,550; net-worth ratio 11.43%; health rank #1,985 of 4,374; healthier than 54th of scored peers.
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NCUA 5300 Call Report Masthead
#1,985 of 4,374 health · 2025Q4ALIVE · health 85/100 · $283.2M · 2025Q4
Call Report peers
ALIVE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALIVE vs every NCUA-scored credit union
ALIVE sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where ALIVE diverges from peer averages
- Delinquency Rate leads the peer set - 0.54% here, 0.89% peer average (-0.35 pp).
- Loan-to-Share Ratio trails the peer set - 65.12% here, 72.20% peer average (-7.08 pp).
ALIVE in Florida
- Health composite ranks #60 of 109 among scored Florida credit unions.
- Assets rank #47 of 109 inside Florida ($283.2M reported).
- Member book place in Florida: #47 of 109.
- One place up in Florida, Campus USA (#59) ties at 85/100; one place down, Priorityone Credit Union of Florida (#61) ties at 85/100.
How ALIVE's 5300 filing moved
ALIVE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $283.2M (2025Q4) to $294.2M (2026Q1).
- Net-worth ratio shifted -0.21 pp (11.64% → 11.43%).
This credit union's 11.43% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
ALIVE gives up 15 points in total. Member Growth costs the most, 14 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.6 pts
- Return on Assets 15.0 pts
- Member Growth 1.0 pts
- Loan-to-Share Ratio 14.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.43% | -0.68 pp |
| Delinquency Rate | 0.54% | -0.35 pp |
| Return on Assets | 0.58% | -0.04 pp |
| Member Growth | -4.43% | - |
| Loan-to-Share Ratio | 65.12% | -7.08 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $294.2M | - |
| 2025Q4 | $283.2M | 18,550 |
| 2024Q4 | $280.2M | 19,410 |
| 2023Q4 | $171.5M | 13,675 |
Credit Union Details
- Charter Number
- 67316
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Jacksonville
- Data Quarter
- 2025Q4
Branch Locations (10)
Per its most recent NCUA branch filing, ALIVE runs 10 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Jacksonville, FL |
| Gulf South | Hammond, LA |
| St Vincents Health System - Riverside | Jacksonville, FL |
| Baptist Health System | Jacksonville, FL |
| UF Health Jacksonville | Jacksonville, FL |
| Baymeadows | Jacksonville, FL |
| Downtown | Jacksonville, FL |
| Northside | Jacksonville, FL |
| Southside | Jacksonville, FL |
| Westside - Waller | Jacksonville, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for ALIVE
Using this data
- ALIVE ranks #1,985 of 4,374 nationally on financial health and #60 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- JETSTREAM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with JETSTREAM
Frequently Asked Questions
Is ALIVE financially healthy?
On its 2025Q4 NCUA 5300 filing, ALIVE scores 85/100 (Excellent), with a 11.43% net worth ratio and 0.54% of loans delinquent. It ranks #1,985 of 4,374 nationally on health and #60 of 109 in Florida.
How does ALIVE compare to other credit unions?
ALIVE scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.54% vs 0.89%). Its widest shortfall is loan-to-share ratio (65.12% vs 72.20%).
How can I join ALIVE?
Membership eligibility for ALIVE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALIVE directly for current membership requirements and application steps.
Is my money safe at ALIVE?
ALIVE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALIVE's net worth ratio of 11.43% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.