State credit union · Jacksonville, Florida · NCUA charter #67316
ALIVE
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $283.2M
- Total assets
- 18,550
- Members
- 11.4%
- Net-worth ratio
ALIVE scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $283.2M; members 18,550; net-worth ratio 11.43%; health rank #1,985 of 4,374; healthier than 54th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,985 of 4,374 health · 2025Q4ALIVE · health 85/100 · $283.2M · 2025Q4
- DELQ 85/100
- ROA 11.4%
- ASSETS 0.54%
- MEM 0.58%
- RANK $283.2M
- PHOTO 18,550
- BOOK #1,985/4,374
- CHARTER BRONCO
- NCUSIF 67316
Call Report peers
ALIVE in the assets neighbourhood
ALIVE's $283.2M assets sit next to BRONCO ($283.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALIVE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
ALIVE - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67316: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where ALIVE diverges from peer averages
- Delinquency Rate leads the peer set - 0.54% here, 0.89% peer average (-0.35 pp).
- Loan-to-Share Ratio trails the peer set - 65.12% here, 72.20% peer average (-7.08 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
ALIVE in Florida
- Health composite ranks #60 of 109 among scored Florida credit unions.
- Assets rank #47 of 109 inside Florida ($283.2M reported).
- Member book place in Florida: #47 of 109.
In-state ordinals use the live credit_unions table for FL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How ALIVE's 5300 filing moved
ALIVE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.9% from $283.2M (2025Q4) to $294.2M (2026Q1).
- Net-worth ratio shifted -0.21 pp (11.64% → 11.43%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.43% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.6 pts
- Return on Assets 15.0 pts
- Member Growth 1.0 pts
- Loan-to-Share Ratio 14.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.43% | -0.68 pp |
| Delinquency Rate | 0.54% | -0.35 pp |
| Return on Assets | 0.58% | -0.04 pp |
| Member Growth | -4.43% | - |
| Loan-to-Share Ratio | 65.12% | -7.08 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $294.2M | - |
| 2025Q4 | $283.2M | 18,550 |
| 2024Q4 | $280.2M | 19,410 |
| 2023Q4 | $171.5M | 13,675 |
Credit Union Details
- Charter Number
- 67316
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Jacksonville
- Data Quarter
- 2025Q4
Branch Locations (10)
Per its most recent NCUA branch filing, ALIVE runs 10 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Jacksonville, FL |
| Gulf South | Hammond, LA |
| St Vincents Health System - Riverside | Jacksonville, FL |
| Baptist Health System | Jacksonville, FL |
| UF Health Jacksonville | Jacksonville, FL |
| Baymeadows | Jacksonville, FL |
| Downtown | Jacksonville, FL |
| Northside | Jacksonville, FL |
| Southside | Jacksonville, FL |
| Westside - Waller | Jacksonville, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
Other federally-insured credit unions in Florida, closest first by peer group and asset size.
Cross-state Call Report peers for ALIVE
ALIVE's nationwide photo peers by assets and by health score, excluding Florida charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($283.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- ALIVE ranks #1,985 of 4,374 nationally on financial health and #60 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- JETSTREAM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with JETSTREAM
- Rates and health both vary by institution, not just by state -- see how Florida credit unions compare overall before assuming this one is typical. Florida state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is ALIVE financially healthy?
ALIVE scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,985 of 4,374; by total assets it ranks #1,063 of 4,374 nationally (same basis as /rankings/largest); and #47 of 109 within Florida. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 11.43% net worth ratio and a 0.54% delinquency rate.
How does ALIVE compare to other credit unions?
On PlainCU's health composite, ALIVE lands at 85/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join ALIVE?
Membership eligibility for ALIVE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALIVE directly for current membership requirements and application steps.
Is my money safe at ALIVE?
Federal credit unions like ALIVE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALIVE's net worth ratio of 11.43% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does ALIVE offer compared to banks?
Credit unions like ALIVE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact ALIVE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.