State credit union · ONALASKA, Wisconsin · NCUA charter #66423
FIREFIGHTERS
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $131.2M
- Total assets
- 4,947
- Members
- 16.0%
- Net-worth ratio
FIREFIGHTERS scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $131.2M; members 4,947; net-worth ratio 16.04%; health rank #1,206 of 4,374; healthier than 69th of scored peers.
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NCUA 5300 Call Report Masthead
#1,206 of 4,374 health · 2025Q4FIREFIGHTERS · health 89/100 · $131.2M · 2025Q4
Call Report peers
FIREFIGHTERS in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FIREFIGHTERS vs every NCUA-scored credit union
FIREFIGHTERS sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where FIREFIGHTERS diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +27.71 pp (99.91% vs 72.20%).
FIREFIGHTERS in Wisconsin
- In Wisconsin, health place is #47 of 100 on the same NCUA-ratio sort used nationally.
- By total assets, FIREFIGHTERS is #43 of 100 in Wisconsin.
- Membership ranks #58 of 100 among Wisconsin CUs with a reported count (4,947 members).
- One place up in Wisconsin, Bay Shore (#46) ties at 89/100; one place down, EDUCATORS (#48) ties at 89/100.
FIREFIGHTERS Call Report trajectory
FIREFIGHTERS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.4% from $131.2M (2025Q4) to $130.7M (2026Q1).
- Net-worth ratio shifted +0.39 pp (15.65% → 16.04%).
At 16.04%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
FIREFIGHTERS gives up 11 points in total. Member Growth costs the most, 6.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 10.9 pts
FIREFIGHTERS health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.04% | +3.93 pp |
| Delinquency Rate | 0.36% | -0.53 pp |
| Return on Assets | 0.83% | +0.21 pp |
| Member Growth | -0.52% | - |
| Loan-to-Share Ratio | 99.91% | +27.71 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - FIREFIGHTERS
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $130.7M | - |
| 2025Q4 | $131.2M | 4,947 |
| 2024Q4 | $122.5M | 4,973 |
| 2023Q4 | $120.0M | 5,017 |
Credit Union Details
- Charter Number
- 66423
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- ONALASKA
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for FIREFIGHTERS, spread across 3 cities.
| Office | City |
|---|---|
| 2707 Midwest Drive (Main Office) | Onalaska, WI |
| 510 Amy Dr | Holmen, WI |
| 525 5th Ave S | La Crosse, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Other-state peers near FIREFIGHTERS
Similar total assets
Similar health score
Using this data
- FIREFIGHTERS ranks #1,206 of 4,374 nationally on financial health and #47 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Premier Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Premier Financial
Frequently Asked Questions
Is FIREFIGHTERS financially healthy?
FIREFIGHTERS has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,206 of 4,374 nationally on health and #47 of 100 in Wisconsin. Its net worth ratio is 16.04% and its delinquency rate 0.36%.
How does FIREFIGHTERS compare to other credit unions?
FIREFIGHTERS scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (99.91% vs 72.20%).
How can I join FIREFIGHTERS?
Membership eligibility for FIREFIGHTERS depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact FIREFIGHTERS directly for current membership requirements and application steps.
Is my money safe at FIREFIGHTERS?
FIREFIGHTERS is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIREFIGHTERS's net worth ratio of 16.04% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.