State credit union · Arcadia, Wisconsin · NCUA charter #66532
ARCADIA
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $139.0M
- Total assets
- 6,958
- Members
- 12.8%
- Net-worth ratio
ARCADIA scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $139.0M; members 6,958; net-worth ratio 12.75%; health rank #170 of 4,374; healthier than 95th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#170 of 4,374 health · 2025Q4ARCADIA · health 97/100 · $139.0M · 2025Q4
Call Report peers
ARCADIA in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ARCADIA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ARCADIA sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where ARCADIA diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +16.39 pp (88.59% vs 72.20%).
ARCADIA in Wisconsin
- Wisconsin health ordinal: #7 of 100.
- By total assets, ARCADIA is #42 of 100 in Wisconsin.
- Member book place in Wisconsin: #49 of 100.
- One place up in Wisconsin, Sheboygan Area (#6) ties at 97/100; one place down, HEARTLAND (#8) ties at 97/100.
How ARCADIA's 5300 filing moved
ARCADIA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $139.0M (2025Q4) to $142.0M (2026Q1).
- Net-worth ratio shifted +0.03 pp (12.72% → 12.75%).
This credit union's 12.75% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
ARCADIA gives up 3 points in total. Member Growth costs the most, 3.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.8 pts
- Loan-to-Share Ratio 15.2 pts
Call Report ratios for ARCADIA
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.75% | +0.64 pp |
| Delinquency Rate | 0.44% | -0.45 pp |
| Return on Assets | 0.76% | +0.14 pp |
| Member Growth | 2.32% | - |
| Loan-to-Share Ratio | 88.59% | +16.39 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $142.0M | - |
| 2025Q4 | $139.0M | 6,958 |
| 2024Q4 | $129.0M | 6,800 |
| 2023Q4 | $123.3M | 6,569 |
Credit Union Details
- Charter Number
- 66532
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Arcadia
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, ARCADIA runs one office.
| Office | City |
|---|---|
| Arcadia Credit Union (Main Office) | Arcadia, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
More federally-insured credit unions based in Wisconsin, ordered by peer group match and asset size.
ARCADIA nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- ARCADIA ranks #170 of 4,374 nationally on financial health and #7 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FIREFIGHTERS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FIREFIGHTERS
Frequently Asked Questions
Is ARCADIA financially healthy?
ARCADIA has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #170 of 4,374 nationally on health and #7 of 100 in Wisconsin. Its net worth ratio is 12.75% and its delinquency rate 0.44%.
How does ARCADIA compare to other credit unions?
ARCADIA scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (88.59% vs 72.20%).
How can I join ARCADIA?
Membership eligibility for ARCADIA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ARCADIA directly for current membership requirements and application steps.
Is my money safe at ARCADIA?
ARCADIA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ARCADIA's net worth ratio of 12.75% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.