State credit union · Murray, Utah · NCUA charter #67132
Utah Power
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $1.06B
- Total assets
- 30,748
- Members
- 13.5%
- Net-worth ratio
Utah Power scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.06B; members 30,748; net-worth ratio 13.48%; health rank #1,235 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,235 of 4,374 health · 2025Q4Utah Power · health 89/100 · $1.06B · 2025Q4
Call Report peers
Utah Power in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Utah Power vs every NCUA-scored credit union
Utah Power sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Utah Power diverges from peer averages
- Net Worth Ratio leads the peer set - 13.48% here, 11.18% peer average (+2.30 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -27.38 pp (56.52% vs 83.90%).
Utah Power: in-state Call Report ranks
- Utah health ordinal: #20 of 53.
- Utah assets place: #9 of 53.
- Utah membership ordinal: #11 of 53.
- One place up in Utah, NEBO (#19) ties at 89/100; one place down, Millard County (#21) ties at 89/100.
How Utah Power's 5300 filing moved
Utah Power: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $1.06B (2025Q4) to $1.09B (2026Q1).
- Net-worth ratio shifted -0.11 pp (13.59% → 13.48%).
This credit union's 13.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Utah Power gives up 11 points in total. Member Growth costs the most, 4.6 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.3 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 12.3 pts
Call Report ratios for Utah Power
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.48% | +2.30 pp |
| Delinquency Rate | 0.34% | -0.53 pp |
| Return on Assets | 0.25% | -0.26 pp |
| Member Growth | 1.15% | - |
| Loan-to-Share Ratio | 56.52% | -27.38 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Utah Power quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.09B | - |
| 2025Q4 | $1.06B | 30,748 |
| 2024Q4 | $993.1M | 30,398 |
| 2023Q4 | $923.4M | 29,518 |
Credit Union Details
- Charter Number
- 67132
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Utah
- City
- Murray
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Utah Power runs 8 offices in 8 different cities.
| Office | City |
|---|---|
| Murray Office (Main Office) | Murray, UT |
| Balance Rock Office | Helper, UT |
| Huntington Office | Huntington, UT |
| Ogden Office | Ogden, UT |
| Price Office | Price, UT |
| Moon Lake Office | Roosevelt, UT |
| North Temple Office | Salt Lake City, UT |
| Vernal Office | Vernal, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
More federally-insured credit unions based in Utah, ordered by peer group match and asset size.
Cross-state Call Report peers for Utah Power
Using this data
- Utah Power ranks #1,235 of 4,374 nationally on financial health and #20 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Utah First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Utah First
Frequently Asked Questions
Is Utah Power financially healthy?
Utah Power has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,235 of 4,374 nationally on health and #20 of 53 in Utah. Its net worth ratio is 13.48% and its delinquency rate 0.34%.
How does Utah Power compare to other credit unions?
Utah Power scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (13.48% vs 11.18%). Its widest shortfall is loan-to-share ratio (56.52% vs 83.90%).
How can I join Utah Power?
Membership eligibility for Utah Power depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Utah Power directly for current membership requirements and application steps.
Is my money safe at Utah Power?
Utah Power is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Utah Power's net worth ratio of 13.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.