State credit union · Murray, Utah · NCUA charter #67132
Utah Power
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $1.06B
- Total assets
- 30,748
- Members
- 13.5%
- Net-worth ratio
Utah Power scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.06B; members 30,748; net-worth ratio 13.48%; health rank #1,235 of 4,374; healthier than 69th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,235 of 4,374 health · 2025Q4Utah Power · health 89/100 · $1.06B · 2025Q4
- HEALTH 89/100
- NW 13.5%
- DELQ 0.34%
- ROA 0.25%
- ASSETS $1.06B
- MEM 30,748
- RANK #1,235/4,374
- PHOTO RADIANT
- BOOK 67132
Call Report peers
Utah Power in the assets neighbourhood
Utah Power's $1.06B assets sit next to RADIANT ($1.06B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Utah Power vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Utah Power - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #67132: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Utah Power diverges from peer averages
- Net Worth Ratio leads the peer set - 13.48% here, 11.18% peer average (+2.30 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -27.38 pp (56.52% vs 83.90%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Utah Power: in-state Call Report ranks
- Utah health ordinal: #20 of 53.
- Utah assets place: #9 of 53.
- Utah membership ordinal: #11 of 53.
In-state ordinals use the live credit_unions table for UT only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Utah Power's 5300 filing moved
Utah Power: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.2% from $1.06B (2025Q4) to $1.09B (2026Q1).
- Net-worth ratio shifted -0.11 pp (13.59% → 13.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.3 pts
- Member Growth 10.4 pts
- Loan-to-Share Ratio 12.3 pts
Call Report ratios for Utah Power
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.48% | +2.30 pp |
| Delinquency Rate | 0.34% | -0.53 pp |
| Return on Assets | 0.25% | -0.26 pp |
| Member Growth | 1.15% | - |
| Loan-to-Share Ratio | 56.52% | -27.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Utah Power quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.09B | - |
| 2025Q4 | $1.06B | 30,748 |
| 2024Q4 | $993.1M | 30,398 |
| 2023Q4 | $923.4M | 29,518 |
Credit Union Details
- Charter Number
- 67132
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Utah
- City
- Murray
- Data Quarter
- 2025Q4
Branch Locations (8)
Per its most recent NCUA branch filing, Utah Power runs 8 offices in 8 different cities.
| Office | City |
|---|---|
| Murray Office (Main Office) | Murray, UT |
| Balance Rock Office | Helper, UT |
| Huntington Office | Huntington, UT |
| Ogden Office | Ogden, UT |
| Price Office | Price, UT |
| Moon Lake Office | Roosevelt, UT |
| North Temple Office | Salt Lake City, UT |
| Vernal Office | Vernal, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Utah
More federally-insured credit unions based in Utah, ordered by peer group match and asset size.
Cross-state Call Report peers for Utah Power
Utah Power's nationwide photo peers by assets and by health score, excluding Utah charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.06B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Utah Power ranks #1,235 of 4,374 nationally on financial health and #20 of 53 in UT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Utah First is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Utah First
- Rates and health both vary by institution, not just by state -- see how Utah credit unions compare overall before assuming this one is typical. Utah state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Utah Power financially healthy?
Yes/no aside, the number is 89/100 (Excellent) - Utah Power's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,235 of 4,374; by total assets it ranks #453 of 4,374 nationally (same basis as /rankings/largest); and #9 of 53 within Utah. Above 80 reads excellent, below 50 warrants closer monitoring; a 13.48% net worth ratio and 0.34% delinquency rate are the key drivers.
How does Utah Power compare to other credit unions?
89/100 is Utah Power's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Utah Power?
Membership eligibility for Utah Power depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Utah Power directly for current membership requirements and application steps.
Is my money safe at Utah Power?
Federal credit unions like Utah Power are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Utah Power's net worth ratio of 13.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Utah Power offer compared to banks?
Credit unions like Utah Power are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Utah Power directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.