State credit union · Oakdale, Wisconsin · NCUA charter #67200
OAKDALE
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $127.8M
- Total assets
- 11,345
- Members
- 12.8%
- Net-worth ratio
OAKDALE scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $127.8M; members 11,345; net-worth ratio 12.84%; health rank #620 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#620 of 4,374 health · 2025Q4OAKDALE · health 93/100 · $127.8M · 2025Q4
Call Report peers
OAKDALE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
OAKDALE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); OAKDALE sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where OAKDALE diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Return on Assets: +1.44 pp (2.07% vs 0.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -10.69 pp (61.51% vs 72.20%).
OAKDALE in Wisconsin
- Wisconsin health ordinal: #24 of 100.
- By total assets, OAKDALE is #45 of 100 in Wisconsin.
- Member book place in Wisconsin: #37 of 100.
- One place up in Wisconsin, EVERGREEN (#23) ties at 93/100; one place down, WEA (#25) ties at 93/100.
OAKDALE: 2025Q4 → 2026Q1
OAKDALE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $127.8M (2025Q4) to $133.5M (2026Q1).
- Net-worth ratio shifted +0.19 pp (12.65% → 12.84%).
At 12.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
OAKDALE gives up 7 points in total. Member Growth costs the most, 5.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.6 pts
- Loan-to-Share Ratio 13.4 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.84% | +0.73 pp |
| Delinquency Rate | 0.09% | -0.81 pp |
| Return on Assets | 2.07% | +1.44 pp |
| Member Growth | 0.50% | - |
| Loan-to-Share Ratio | 61.51% | -10.69 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $133.5M | - |
| 2025Q4 | $127.8M | 11,345 |
| 2024Q4 | $117.8M | 11,289 |
| 2023Q4 | $111.2M | 11,170 |
Credit Union Details
- Charter Number
- 67200
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- Oakdale
- Data Quarter
- 2025Q4
Branch Locations (3)
OAKDALE operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Oakdale Credit Union (Main Office) | Tomah, WI |
| Oakdale Credit Union - Mauston Branch | Mauston, WI |
| Oakdale Credit Union - Reedsburg Branch | Reedsburg, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for OAKDALE
Using this data
- OAKDALE ranks #620 of 4,374 nationally on financial health and #24 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Premier Financial is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Premier Financial
Frequently Asked Questions
Is OAKDALE financially healthy?
On its 2025Q4 NCUA 5300 filing, OAKDALE scores 93/100 (Excellent), with a 12.84% net worth ratio and 0.09% of loans delinquent. It ranks #620 of 4,374 nationally on health and #24 of 100 in Wisconsin.
How does OAKDALE compare to other credit unions?
OAKDALE scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is return on assets (2.07% vs 0.62%). Its widest shortfall is loan-to-share ratio (61.51% vs 72.20%).
How can I join OAKDALE?
Membership eligibility for OAKDALE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact OAKDALE directly for current membership requirements and application steps.
Is my money safe at OAKDALE?
OAKDALE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. OAKDALE's net worth ratio of 12.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.