State credit union · La Crosse, Wisconsin · NCUA charter #66529
Governmental Employees
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $116.9M
- Total assets
- 6,656
- Members
- 9.4%
- Net-worth ratio
Governmental Employees scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $116.9M; members 6,656; net-worth ratio 9.44%; health rank #1,005 of 4,374; healthier than 77th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,005 of 4,374 health · 2025Q4Governmental Employees · health 91/100 · $116.9M · 2025Q4
Call Report peers
Governmental Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Governmental Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Governmental Employees sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Governmental Employees diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 89.24% vs peer 72.20% (+17.04 pp).
- Net Worth Ratio trails the peer set - 9.44% here, 12.11% peer average (-2.67 pp).
Governmental Employees in Wisconsin
- Wisconsin health ordinal: #37 of 100.
- By total assets, Governmental Employees is #47 of 100 in Wisconsin.
- Wisconsin membership ordinal: #53 of 100.
- One place up in Wisconsin, SUMMIT (#36) ties at 91/100; one place down, FOCUS (#38) scores 90/100, 1 point lower.
Governmental Employees Call Report trajectory
Governmental Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $116.9M (2025Q4) to $119.3M (2026Q1).
- Net-worth ratio shifted -0.01 pp (9.45% → 9.44%).
9.44% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Governmental Employees gives up 9 points in total. Member Growth costs the most, 5.3 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 28.6 pts
- Delinquency Rate 23.9 pts
- Return on Assets 13.8 pts
- Member Growth 9.7 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Governmental Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.44% | -2.67 pp |
| Delinquency Rate | 0.61% | -0.29 pp |
| Return on Assets | 0.42% | -0.20 pp |
| Member Growth | 0.59% | - |
| Loan-to-Share Ratio | 89.24% | +17.04 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Governmental Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $119.3M | - |
| 2025Q4 | $116.9M | 6,656 |
| 2024Q4 | $111.4M | 6,617 |
| 2023Q4 | $106.8M | 6,685 |
Credit Union Details
- Charter Number
- 66529
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- La Crosse
- Data Quarter
- 2025Q4
Branch Locations (4)
Governmental Employees operates 4 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Governmental Employee Credit Union (Main Office) | La Crosse, WI |
| WCUSSC | Greenfield, WI |
| CCU | La Crosse, WI |
| Enhanced Software Products | Spokane Valley, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Governmental Employees ranks #1,005 of 4,374 nationally on financial health and #37 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tomah Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tomah Area
Frequently Asked Questions
Is Governmental Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Governmental Employees scores 91/100 (Excellent), with a 9.44% net worth ratio and 0.61% of loans delinquent. It ranks #1,005 of 4,374 nationally on health and #37 of 100 in Wisconsin.
How does Governmental Employees compare to other credit unions?
Governmental Employees scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (89.24% vs 72.20%). Its widest shortfall is net worth ratio (9.44% vs 12.11%).
How can I join Governmental Employees?
Membership eligibility for Governmental Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Governmental Employees directly for current membership requirements and application steps.
Is my money safe at Governmental Employees?
Governmental Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Governmental Employees's net worth ratio of 9.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.