State credit union · New Holstein, Wisconsin · NCUA charter #66760
Premier Financial
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $128.4M
- Total assets
- 8,405
- Members
- 13.5%
- Net-worth ratio
Premier Financial scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $128.4M; members 8,405; net-worth ratio 13.48%; health rank #2,096 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,096 of 4,374 health · 2025Q4Premier Financial · health 84/100 · $128.4M · 2025Q4
Call Report peers
Premier Financial in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Premier Financial vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Premier Financial sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Premier Financial
- Largest favorable gap: Net Worth Ratio at 13.48% vs peer 12.11% (+1.37 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -0.55 pp (71.65% vs 72.20%).
Where Premier Financial sits in Wisconsin
- Wisconsin health ordinal: #71 of 100.
- Wisconsin assets place: #44 of 100.
- Wisconsin membership ordinal: #41 of 100.
- One place up in Wisconsin, Fond Du Lac (#70) scores 85/100, 1 point higher; one place down, TRI-COUNTY (#72) ties at 84/100.
Premier Financial: 2025Q4 → 2026Q1
Premier Financial: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $128.4M (2025Q4) to $130.3M (2026Q1).
- Net-worth ratio shifted +0.07 pp (13.41% → 13.48%).
This credit union's 13.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Premier Financial gives up 16 points in total. Member Growth costs the most, 8.6 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.9 pts
- Return on Assets 15.0 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 14.7 pts
Premier Financial vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.48% | +1.37 pp |
| Delinquency Rate | 1.29% | +0.39 pp |
| Return on Assets | 1.45% | +0.83 pp |
| Member Growth | -1.45% | - |
| Loan-to-Share Ratio | 71.65% | -0.55 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Premier Financial
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $130.3M | - |
| 2025Q4 | $128.4M | 8,405 |
| 2024Q4 | $128.9M | 8,529 |
| 2023Q4 | $129.6M | 8,469 |
Credit Union Details
- Charter Number
- 66760
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- New Holstein
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Premier Financial runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Premier Financial Credit Union (Main Office) | New Holstein, WI |
| Premier Financial Credit Union - Chilton Branch | Chilton, WI |
| Premier Financial Credit Union - Kiel Branch | Kiel, WI |
| Premier Financial Credit Union - NHHS Branch | New Holstein, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Premier Financial nationwide neighbourhoods
Using this data
- Premier Financial ranks #2,096 of 4,374 nationally on financial health and #71 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OAKDALE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OAKDALE
Frequently Asked Questions
Is Premier Financial financially healthy?
On its 2025Q4 NCUA 5300 filing, Premier Financial scores 84/100 (Excellent), with a 13.48% net worth ratio and 1.29% of loans delinquent. It ranks #2,096 of 4,374 nationally on health and #71 of 100 in Wisconsin.
How does Premier Financial compare to other credit unions?
Premier Financial scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.48% vs 12.11%). Its widest shortfall is loan-to-share ratio (71.65% vs 72.20%).
How can I join Premier Financial?
Membership eligibility for Premier Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Premier Financial directly for current membership requirements and application steps.
Is my money safe at Premier Financial?
Premier Financial is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Premier Financial's net worth ratio of 13.48% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.