State credit union · New Holstein, Wisconsin · NCUA charter #66760
Premier Financial
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $128.4M
- Total assets
- 8,405
- Members
- 13.5%
- Net-worth ratio
Premier Financial scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $128.4M; members 8,405; net-worth ratio 13.48%; health rank #2,096 of 4,374; healthier than 50th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,096 of 4,374 health · 2025Q4Premier Financial · health 84/100 · $128.4M · 2025Q4
- NW 84/100
- DELQ 13.5%
- ROA 1.29%
- ASSETS 1.45%
- MEM $128.4M
- RANK 8,405
- PHOTO #2,096/4,374
- BOOK PEOPLES
- CHARTER 66760
Call Report peers
Premier Financial in the assets neighbourhood
Premier Financial's $128.4M assets sit next to PEOPLES ($128.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Premier Financial vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Premier Financial - Share Insurance Coverage
Charter #66760's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for Premier Financial
- Largest favorable gap: Net Worth Ratio at 13.48% vs peer 12.11% (+1.37 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -0.55 pp (71.65% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Premier Financial sits in Wisconsin
- Wisconsin health ordinal: #71 of 100.
- Wisconsin assets place: #44 of 100.
- Wisconsin membership ordinal: #41 of 100.
In-state ordinals use the live credit_unions table for WI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Premier Financial: 2025Q4 → 2026Q1
Premier Financial: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $128.4M (2025Q4) to $130.3M (2026Q1).
- Net-worth ratio shifted +0.07 pp (13.41% → 13.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.48% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.9 pts
- Return on Assets 15.0 pts
- Member Growth 6.4 pts
- Loan-to-Share Ratio 14.7 pts
Premier Financial vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.48% | +1.37 pp |
| Delinquency Rate | 1.29% | +0.39 pp |
| Return on Assets | 1.45% | +0.83 pp |
| Member Growth | -1.45% | - |
| Loan-to-Share Ratio | 71.65% | -0.55 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Premier Financial
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $130.3M | - |
| 2025Q4 | $128.4M | 8,405 |
| 2024Q4 | $128.9M | 8,529 |
| 2023Q4 | $129.6M | 8,469 |
Credit Union Details
- Charter Number
- 66760
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Wisconsin
- City
- New Holstein
- Data Quarter
- 2025Q4
Branch Locations (4)
Per its most recent NCUA branch filing, Premier Financial runs 4 offices in 3 different cities.
| Office | City |
|---|---|
| Premier Financial Credit Union (Main Office) | New Holstein, WI |
| Premier Financial Credit Union - Chilton Branch | Chilton, WI |
| Premier Financial Credit Union - Kiel Branch | Kiel, WI |
| Premier Financial Credit Union - NHHS Branch | New Holstein, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
A look at other Wisconsin credit unions, ranked by how closely their peer group and asset size match this one.
Premier Financial nationwide neighbourhoods
Cross-state asset and health neighbours for Premier Financial - kept outside Wisconsin; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($128.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Premier Financial ranks #2,096 of 4,374 nationally on financial health and #71 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- OAKDALE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with OAKDALE
- Rates and health both vary by institution, not just by state -- see how Wisconsin credit unions compare overall before assuming this one is typical. Wisconsin state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Premier Financial financially healthy?
Premier Financial scores 84/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,096 of 4,374; by total assets it ranks #1,615 of 4,374 nationally (same basis as /rankings/largest); and #44 of 100 within Wisconsin. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.48% net worth ratio and a 1.29% delinquency rate.
How does Premier Financial compare to other credit unions?
Five weighted metrics from NCUA filings produce Premier Financial's 84/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Premier Financial?
Membership eligibility for Premier Financial depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Premier Financial directly for current membership requirements and application steps.
Is my money safe at Premier Financial?
Federal credit unions like Premier Financial are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Premier Financial's net worth ratio of 13.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Premier Financial offer compared to banks?
Credit unions like Premier Financial are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Premier Financial directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.