Federal credit union · MADISON, New Jersey · NCUA charter #16584
Fairleigh Dickinson University
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $10.5M
- Total assets
- 1,613
- Members
- 14.3%
- Net-worth ratio
Fairleigh Dickinson University scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.5M; members 1,613; net-worth ratio 14.31%; health rank #2,246 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,246 of 4,374 health · 2025Q4Fairleigh Dickinson Univers… · health 83/100 · $10.5M · 2025Q4
Call Report peers
Fairleigh Dickinson University in the assets neighbourhood
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Fairleigh Dickinson University vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fairleigh Dickinson University sits in 80-84 with 767 others.
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Fairleigh Dickinson University
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +17.85 pp (77.65% vs 59.80%).
- Net Worth Ratio trails the peer set - 14.31% here, 14.86% peer average (-0.55 pp).
Fairleigh Dickinson University in New Jersey
- Health composite ranks #29 of 127 among scored New Jersey credit unions.
- By total assets, Fairleigh Dickinson University is #83 of 127 in New Jersey.
- Member book place in New Jersey: #67 of 127.
- One place up in New Jersey, H. E. Telephone (#28) ties at 83/100; one place down, PROPONENT (#30) ties at 83/100.
Quarter path for Fairleigh Dickinson University
Fairleigh Dickinson University: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $10.5M (2025Q4) to $10.7M (2026Q1).
- Net-worth ratio shifted -0.18 pp (14.49% → 14.31%).
14.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Fairleigh Dickinson University gives up 17 points in total. Member Growth costs the most, 10.6 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 12.1 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for Fairleigh Dickinson University
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.31% | -0.55 pp |
| Delinquency Rate | 0.83% | -0.31 pp |
| Return on Assets | 0.30% | -0.40 pp |
| Member Growth | -2.54% | - |
| Loan-to-Share Ratio | 77.65% | +17.85 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Fairleigh Dickinson University quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.7M | - |
| 2025Q4 | $10.5M | 1,613 |
| 2024Q4 | $10.3M | 1,655 |
| 2023Q4 | $11.7M | 1,665 |
Credit Union Details
- Charter Number
- 16584
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- MADISON
- Data Quarter
- 2025Q4
Branch Location
Fairleigh Dickinson University operates a single office in Madison, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Madison Main Office (Main Office) | Madison, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Fairleigh Dickinson University ranks #2,246 of 4,374 nationally on financial health and #29 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st Bergen is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st Bergen
Frequently Asked Questions
Is Fairleigh Dickinson University financially healthy?
On its 2025Q4 NCUA 5300 filing, Fairleigh Dickinson University scores 83/100 (Excellent), with a 14.31% net worth ratio and 0.83% of loans delinquent. It ranks #2,246 of 4,374 nationally on health and #29 of 127 in New Jersey.
How does Fairleigh Dickinson University compare to other credit unions?
Fairleigh Dickinson University scores 83/100, higher than 46% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (77.65% vs 59.80%). Its widest shortfall is net worth ratio (14.31% vs 14.86%).
How can I join Fairleigh Dickinson University?
Fairleigh Dickinson University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fairleigh Dickinson University directly for the exact boundaries and application steps.
Is my money safe at Fairleigh Dickinson University?
Fairleigh Dickinson University is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fairleigh Dickinson University's net worth ratio of 14.31% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.