Federal credit union · MADISON, New Jersey · NCUA charter #16584
Fairleigh Dickinson University
Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 83
- Health / 100
- $10.5M
- Total assets
- 1,613
- Members
- 14.3%
- Net-worth ratio
Fairleigh Dickinson University scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.5M; members 1,613; net-worth ratio 14.31%; health rank #2,246 of 4,374; healthier than 46th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,246 of 4,374 health · 2025Q4Fairleigh Dickinson Univers… · health 83/100 · $10.5M · 2025Q4
- NW 83/100
- DELQ 14.3%
- ROA 0.83%
- ASSETS 0.30%
- MEM $10.5M
- RANK 1,613
- PHOTO #2,246/4,374
- BOOK Chicago's Bravest
- CHARTER 16584
Call Report peers
Fairleigh Dickinson University in the assets neighbourhood
Fairleigh Dickinson University's $10.5M assets sit next to Chicago's Bravest ($10.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fairleigh Dickinson University vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
83 46th percentile higher than 46% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fairleigh Dickinson University - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #16584. See our deposit-insurance coverage note.
Peer-gap read for Fairleigh Dickinson University
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +17.85 pp (77.65% vs 59.80%).
- Net Worth Ratio trails the peer set - 14.31% here, 14.86% peer average (-0.55 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Fairleigh Dickinson University in New Jersey
- Health composite ranks #29 of 127 among scored New Jersey credit unions.
- By total assets, Fairleigh Dickinson University is #83 of 127 in New Jersey.
- Member book place in New Jersey: #67 of 127.
In-state ordinals use the live credit_unions table for NJ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Fairleigh Dickinson University
Fairleigh Dickinson University: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.7% from $10.5M (2025Q4) to $10.7M (2026Q1).
- Net-worth ratio shifted -0.18 pp (14.49% → 14.31%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 83/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 83.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.7 pts
- Return on Assets 12.1 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for Fairleigh Dickinson University
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.31% | -0.55 pp |
| Delinquency Rate | 0.83% | -0.31 pp |
| Return on Assets | 0.30% | -0.40 pp |
| Member Growth | -2.54% | - |
| Loan-to-Share Ratio | 77.65% | +17.85 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Fairleigh Dickinson University quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.7M | - |
| 2025Q4 | $10.5M | 1,613 |
| 2024Q4 | $10.3M | 1,655 |
| 2023Q4 | $11.7M | 1,665 |
Credit Union Details
- Charter Number
- 16584
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- MADISON
- Data Quarter
- 2025Q4
Branch Location
Fairleigh Dickinson University operates a single office in Madison, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Madison Main Office (Main Office) | Madison, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Fairleigh Dickinson University's nationwide photo peers by assets and by health score, excluding New Jersey charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (83/100 here).
Using this data
- Fairleigh Dickinson University ranks #2,246 of 4,374 nationally on financial health and #29 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- 1st Bergen is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with 1st Bergen
- Rates and health both vary by institution, not just by state -- see how New Jersey credit unions compare overall before assuming this one is typical. New Jersey state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fairleigh Dickinson University financially healthy?
Yes/no aside, the number is 83/100 (Excellent) - Fairleigh Dickinson University's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,246 of 4,374; by total assets it ranks #3,538 of 4,374 nationally (same basis as /rankings/largest); and #83 of 127 within New Jersey. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.31% net worth ratio and 0.83% delinquency rate are the key drivers.
How does Fairleigh Dickinson University compare to other credit unions?
On PlainCU's health composite, Fairleigh Dickinson University lands at 83/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fairleigh Dickinson University?
Fairleigh Dickinson University operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Fairleigh Dickinson University directly for the exact boundaries and application steps.
Is my money safe at Fairleigh Dickinson University?
Federal credit unions like Fairleigh Dickinson University are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fairleigh Dickinson University's net worth ratio of 14.31% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fairleigh Dickinson University offer compared to banks?
Credit unions like Fairleigh Dickinson University are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fairleigh Dickinson University directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.