Federal credit union · HOBOKEN, New Jersey · NCUA charter #9075

Hoboken N J Police

Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.

67
Health / 100
$10.4M
Total assets
777
Members
22.4%
Net-worth ratio

Hoboken N J Police scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.4M; members 777; net-worth ratio 22.36%; health rank #3,747 of 4,374; healthier than 13th of scored peers.

NCUA Call Report stamp band

NCUA 5300 Call Report Masthead

#3,747 of 4,374 health · 2025Q4

Hoboken N J Police · health 67/100 · $10.4M · 2025Q4

Hoboken N J Police in the assets neighbourhood

Hoboken N J Police (this)$10.4MTexarkana Terminal Employees$10.4MIla 28$10.4MRichmond Heritage$10.4MKankakee Federation of TeachersKankakee Federation of Teach…$10.4MOPP-MICOLAS$10.4M
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Hoboken N J Police vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Hoboken N J Police sits in 65-69 with 275 others.

67 13th percentile higher than 13% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Hoboken N J Police: Call Report deltas vs peers

  • Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +26.86 pp (86.66% vs 59.80%).
  • Delinquency Rate trails the peer set - 3.59% here, 1.15% peer average (+2.44 pp).

Hoboken N J Police in New Jersey

  • In New Jersey, health place is #90 of 127 on the same NCUA-ratio sort used nationally.
  • By total assets, Hoboken N J Police is #84 of 127 in New Jersey.
  • New Jersey membership ordinal: #102 of 127.
  • One place up in New Jersey, L'oreal USA (#89) ties at 67/100; one place down, B-M S (#91) ties at 67/100.

How Hoboken N J Police's 5300 filing moved

Hoboken N J Police: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

9,000,0009,500,00010,000,00010,500,00011,000,000 2023Q42024Q42025Q42026Q1 9,483,057 10,473,258 ▲ +10.4%
  • Assets moved +0.5% from $10.4M (2025Q4) to $10.5M (2026Q1).
  • Net-worth ratio shifted -0.31 pp (22.67% → 22.36%).
Net worth ratio vs. NCUA well-capitalized threshold 100.0%

22.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 67/100 score is built

Hoboken N J Police gives up 33 points in total. Delinquency Rate costs the most, 22.4 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 2.6 pts
  • Return on Assets 12.0 pts
  • Member Growth 7.4 pts
  • Loan-to-Share Ratio 15.0 pts

Call Report ratios for Hoboken N J Police

Metric Value vs peer
Net Worth Ratio 22.36% +7.50 pp
Delinquency Rate 3.59% +2.44 pp
Return on Assets 0.30% -0.40 pp
Member Growth -0.89% -
Loan-to-Share Ratio 86.66% +26.86 pp

Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.

Hoboken N J Police filing history

Quarter Assets Members
2026Q1 $10.5M -
2025Q4 $10.4M 777
2024Q4 $10.4M 784
2023Q4 $9.5M 769

Credit Union Details

Charter Number
9075
Type
Federal
Field of Membership
Low Income
Peer Group
$10M–$50M
State
New Jersey
City
HOBOKEN
Data Quarter
2025Q4

Branch Locations (2)

The NCUA branch filing lists 2 physical offices for Hoboken N J Police.

Office City
CREDIT UNION OFFICE (Main Office) Hoboken, NJ
VITAL RECORDS CENTER Hoboken, NJ

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in New Jersey

A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.

Compare Hoboken N J Police vs FAIRLEIGH DICKINSON UNIVERSITY

Hoboken N J Police nationwide neighbourhoods

Using this data

  • Hoboken N J Police ranks #3,747 of 4,374 nationally on financial health and #90 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Fairleigh Dickinson University is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fairleigh Dickinson University

Frequently Asked Questions

Is Hoboken N J Police financially healthy?

Hoboken N J Police has a financial health score of 67/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,747 of 4,374 nationally on health and #90 of 127 in New Jersey. Its net worth ratio is 22.36% and its delinquency rate 3.59%.

How does Hoboken N J Police compare to other credit unions?

Hoboken N J Police scores 67/100, higher than 13% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (86.66% vs 59.80%). Its widest shortfall is delinquency rate (3.59% vs 1.15%).

How can I join Hoboken N J Police?

Hoboken N J Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Hoboken N J Police directly to confirm current membership steps.

Is my money safe at Hoboken N J Police?

Hoboken N J Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hoboken N J Police's net worth ratio of 22.36% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Hoboken N J Police. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.