Federal credit union · HOBOKEN, New Jersey · NCUA charter #9075
Hoboken N J Police
Health score 67/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 67
- Health / 100
- $10.4M
- Total assets
- 777
- Members
- 22.4%
- Net-worth ratio
Hoboken N J Police scores 67/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.4M; members 777; net-worth ratio 22.36%; health rank #3,747 of 4,374; healthier than 13th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,747 of 4,374 health · 2025Q4Hoboken N J Police · health 67/100 · $10.4M · 2025Q4
- BOOK 67/100
- CHARTER 22.4%
- NCUSIF 3.59%
- CAMELS 0.30%
- HEALTH $10.4M
- NW 777
- DELQ #3,747/4,374
- ROA Texarkana Terminal Employees
- ASSETS 9075
Call Report peers
Hoboken N J Police in the assets neighbourhood
Hoboken N J Police's $10.4M assets sit next to Texarkana Terminal Employees ($10.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hoboken N J Police vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
67 13th percentile higher than 13% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Hoboken N J Police - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #9075 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Hoboken N J Police: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +26.86 pp (86.66% vs 59.80%).
- Delinquency Rate trails the peer set - 3.59% here, 1.15% peer average (+2.44 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Hoboken N J Police in New Jersey
- In New Jersey, health place is #90 of 127 on the same NCUA-ratio sort used nationally.
- By total assets, Hoboken N J Police is #84 of 127 in New Jersey.
- New Jersey membership ordinal: #102 of 127.
In-state ordinals use the live credit_unions table for NJ only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Hoboken N J Police's 5300 filing moved
Hoboken N J Police: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $10.4M (2025Q4) to $10.5M (2026Q1).
- Net-worth ratio shifted -0.31 pp (22.67% → 22.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
22.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 67/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 67.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 2.6 pts
- Return on Assets 12.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 15.0 pts
Call Report ratios for Hoboken N J Police
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.36% | +7.50 pp |
| Delinquency Rate | 3.59% | +2.44 pp |
| Return on Assets | 0.30% | -0.40 pp |
| Member Growth | -0.89% | - |
| Loan-to-Share Ratio | 86.66% | +26.86 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Hoboken N J Police filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.5M | - |
| 2025Q4 | $10.4M | 777 |
| 2024Q4 | $10.4M | 784 |
| 2023Q4 | $9.5M | 769 |
Credit Union Details
- Charter Number
- 9075
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- HOBOKEN
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Hoboken N J Police.
| Office | City |
|---|---|
| CREDIT UNION OFFICE (Main Office) | Hoboken, NJ |
| VITAL RECORDS CENTER | Hoboken, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
- FAIRLEIGH DICKINSON UNIVERSITYMADISON, NJ · $10M–$50M83Health
- 1ST BERGENHackensack, NJ · $10M–$50M71Health
- P.S.E. & G. NUCLEAR EMPLOYEESHANCOCKS BRIDGE, NJ · $10M–$50M92Health
- GOYA FOODS EMPLOYEESJersey City, NJ · $10M–$50M84Health
- WAKEFERNElizabeth, NJ · $10M–$50M84Health
Compare Hoboken N J Police vs FAIRLEIGH DICKINSON UNIVERSITY
Hoboken N J Police nationwide neighbourhoods
Hoboken N J Police's nationwide photo peers by assets and by health score, excluding New Jersey charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (67/100 here).
Using this data
- Hoboken N J Police ranks #3,747 of 4,374 nationally on financial health and #90 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fairleigh Dickinson University is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fairleigh Dickinson University
- Rates and health both vary by institution, not just by state -- see how New Jersey credit unions compare overall before assuming this one is typical. New Jersey state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Hoboken N J Police financially healthy?
Yes/no aside, the number is 67/100 (Good) - Hoboken N J Police's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,747 of 4,374; by total assets it ranks #3,539 of 4,374 nationally (same basis as /rankings/largest); and #84 of 127 within New Jersey. Above 80 reads excellent, below 50 warrants closer monitoring; a 22.36% net worth ratio and 3.59% delinquency rate are the key drivers.
How does Hoboken N J Police compare to other credit unions?
PlainCU's health composite puts Hoboken N J Police at 67/100, compared to a peer group average for $10M–$50M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hoboken N J Police?
Hoboken N J Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Hoboken N J Police directly to confirm current membership steps.
Is my money safe at Hoboken N J Police?
Federal credit unions like Hoboken N J Police are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hoboken N J Police's net worth ratio of 22.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hoboken N J Police offer compared to banks?
Credit unions like Hoboken N J Police are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hoboken N J Police directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.