Federal credit union · ADA, Oklahoma · NCUA charter #24843
ARBUCKLE
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $10.5M
- Total assets
- 1,024
- Members
- 8.3%
- Net-worth ratio
ARBUCKLE scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.5M; members 1,024; net-worth ratio 8.33%; health rank #710 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#710 of 4,374 health · 2025Q4ARBUCKLE · health 93/100 · $10.5M · 2025Q4
Call Report peers
ARBUCKLE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ARBUCKLE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ARBUCKLE sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
ARBUCKLE vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +24.48 pp (84.28% vs 59.80%).
- Widest shortfall vs peers is Net Worth Ratio: -6.53 pp (8.33% vs 14.86%).
Oklahoma standing for ARBUCKLE
- In Oklahoma, health place is #8 of 53 on the same NCUA-ratio sort used nationally.
- Assets rank #47 of 53 inside Oklahoma ($10.5M reported).
- Oklahoma membership ordinal: #48 of 53.
- One place up in Oklahoma, OKUNITY (#7) ties at 93/100; one place down, TINKER (#9) scores 91/100, 2 points lower.
How ARBUCKLE's 5300 filing moved
ARBUCKLE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $10.5M (2025Q4) to $10.4M (2026Q1).
- Net-worth ratio shifted +0.30 pp (8.03% → 8.33%).
8.33% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
ARBUCKLE gives up 7 points in total. Net Worth Ratio costs the most, 4.2 of its 30; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 25.8 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.6 pts
- Loan-to-Share Ratio 14.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.33% | -6.53 pp |
| Delinquency Rate | 0.11% | -1.04 pp |
| Return on Assets | 0.56% | -0.15 pp |
| Member Growth | 3.02% | - |
| Loan-to-Share Ratio | 84.28% | +24.48 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
ARBUCKLE quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.4M | - |
| 2025Q4 | $10.5M | 1,024 |
| 2024Q4 | $9.9M | 994 |
| 2023Q4 | $9.1M | 925 |
Credit Union Details
- Charter Number
- 24843
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Oklahoma
- City
- ADA
- Data Quarter
- 2025Q4
Branch Locations (2)
ARBUCKLE operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| AFCU (Main Office) | Ada, OK |
| Holdenville Branch | Holdenville, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
More federally-insured credit unions based in Oklahoma, ordered by peer group match and asset size.
Cross-state Call Report peers for ARBUCKLE
Similar total assets
Similar health score
Using this data
- ARBUCKLE ranks #710 of 4,374 nationally on financial health and #8 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Members is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Members
Frequently Asked Questions
Is ARBUCKLE financially healthy?
ARBUCKLE has a financial health score of 93/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #710 of 4,374 nationally on health and #8 of 53 in Oklahoma. Its net worth ratio is 8.33% and its delinquency rate 0.11%.
How does ARBUCKLE compare to other credit unions?
ARBUCKLE scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (84.28% vs 59.80%). Its widest shortfall is net worth ratio (8.33% vs 14.86%).
How can I join ARBUCKLE?
ARBUCKLE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ARBUCKLE directly for the exact boundaries and application steps.
Is my money safe at ARBUCKLE?
ARBUCKLE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ARBUCKLE's net worth ratio of 8.33% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.