Federal credit union · HANCOCKS BRIDGE, New Jersey · NCUA charter #24226
P.S.E. & G. Nuclear Employees
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $10.1M
- Total assets
- 1,011
- Members
- 13.7%
- Net-worth ratio
P.S.E. & G. Nuclear Employees scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.1M; members 1,011; net-worth ratio 13.68%; health rank #759 of 4,374; healthier than 80th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#759 of 4,374 health · 2025Q4P.S.E. & G. Nuclear · health 92/100 · $10.1M · 2025Q4
Call Report peers
P.S.E. & G. Nuclear Employees in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
P.S.E. & G. Nuclear Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); P.S.E. & G. Nuclear Employees sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
P.S.E. & G. Nuclear Employees: Call Report deltas vs peers
- Largest favorable gap: Delinquency Rate at 0.07% vs peer 1.15% (-1.08 pp).
- Largest lag: Loan-to-Share Ratio at 46.48% vs peer 59.80% (-13.32 pp).
New Jersey standing for P.S.E. & G. Nuclear Employees
- In New Jersey, health place is #5 of 127 on the same NCUA-ratio sort used nationally.
- New Jersey assets place: #85 of 127.
- Member book place in New Jersey: #89 of 127.
- One place up in New Jersey, SEAPORT (#4) scores 94/100, 2 points higher; one place down, New Jersey Law and Public Safety (#6) scores 91/100, 1 point lower.
Quarter path for P.S.E. & G. Nuclear Employees
P.S.E. & G. Nuclear Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.2% from $10.1M (2025Q4) to $10.0M (2026Q1).
- Net-worth ratio shifted -1.25 pp (14.93% → 13.68%).
At 13.68%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
P.S.E. & G. Nuclear Employees gives up 8 points in total. Loan-to-Share Ratio costs the most, 4.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 9.7 pts
P.S.E. & G. Nuclear Employees vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.68% | -1.18 pp |
| Delinquency Rate | 0.07% | -1.08 pp |
| Return on Assets | 0.98% | +0.27 pp |
| Member Growth | 2.74% | - |
| Loan-to-Share Ratio | 46.48% | -13.32 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.0M | - |
| 2025Q4 | $10.1M | 1,011 |
| 2024Q4 | $9.8M | 984 |
| 2023Q4 | $9.2M | 1,011 |
Credit Union Details
- Charter Number
- 24226
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- HANCOCKS BRIDGE
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, P.S.E. & G. Nuclear Employees runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Hancocks Bridge, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
P.S.E. & G. Nuclear Employees nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- P.S.E. & G. Nuclear Employees ranks #759 of 4,374 nationally on financial health and #5 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Hoboken N J Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Hoboken N J Police
Frequently Asked Questions
Is P.S.E. & G. Nuclear Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, P.S.E. & G. Nuclear Employees scores 92/100 (Excellent), with a 13.68% net worth ratio and 0.07% of loans delinquent. It ranks #759 of 4,374 nationally on health and #5 of 127 in New Jersey.
How does P.S.E. & G. Nuclear Employees compare to other credit unions?
P.S.E. & G. Nuclear Employees scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.07% vs 1.15%). Its widest shortfall is loan-to-share ratio (46.48% vs 59.80%).
How can I join P.S.E. & G. Nuclear Employees?
P.S.E. & G. Nuclear Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact P.S.E. & G. Nuclear Employees directly for the exact boundaries and application steps.
Is my money safe at P.S.E. & G. Nuclear Employees?
P.S.E. & G. Nuclear Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. P.S.E. & G. Nuclear Employees's net worth ratio of 13.68% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.