State credit union · AVON LAKE, Ohio · NCUA charter #63177
The Catholic
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $10.6M
- Total assets
- 1,255
- Members
- 13.1%
- Net-worth ratio
The Catholic scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.6M; members 1,255; net-worth ratio 13.07%; health rank #1,444 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,444 of 4,374 health · 2025Q4The Catholic · health 88/100 · $10.6M · 2025Q4
Call Report peers
The Catholic in the assets neighbourhood
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The Catholic vs every NCUA-scored credit union
The Catholic sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
The Catholic vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +2.40 pp (62.20% vs 59.80%).
- Net Worth Ratio trails the peer set - 13.07% here, 14.86% peer average (-1.79 pp).
The Catholic in Ohio
- In Ohio, health place is #67 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #167 of 196 inside Ohio ($10.6M reported).
- Membership ranks #163 of 196 among Ohio CUs with a reported count (1,255 members).
- One place up in Ohio, Day Air (#66) ties at 88/100; one place down, Ohio Valley Community (#68) ties at 88/100.
The Catholic: 2025Q4 → 2026Q1
The Catholic: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.2% from $10.6M (2025Q4) to $11.1M (2026Q1).
- Net-worth ratio shifted -0.56 pp (13.63% → 13.07%).
At 13.07%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 88/100 score is built
The Catholic gives up 12 points in total. Member Growth costs the most, 9.9 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.1 pts
- Loan-to-Share Ratio 12.9 pts
The Catholic vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.07% | -1.79 pp |
| Delinquency Rate | 0.38% | -0.77 pp |
| Return on Assets | 0.53% | -0.18 pp |
| Member Growth | -2.18% | - |
| Loan-to-Share Ratio | 62.20% | +2.40 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
The Catholic filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.1M | - |
| 2025Q4 | $10.6M | 1,255 |
| 2024Q4 | $10.9M | 1,283 |
| 2023Q4 | $11.3M | 1,305 |
Credit Union Details
- Charter Number
- 63177
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- AVON LAKE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for The Catholic.
| Office | City |
|---|---|
| THE CATHOLIC CREDIT INC. MAIN OFFICE (Main Office) | AVON LAKE, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- The Catholic ranks #1,444 of 4,374 nationally on financial health and #67 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Middletown Area Schools is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Middletown Area Schools
Frequently Asked Questions
Is The Catholic financially healthy?
On its 2025Q4 NCUA 5300 filing, The Catholic scores 88/100 (Excellent), with a 13.07% net worth ratio and 0.38% of loans delinquent. It ranks #1,444 of 4,374 nationally on health and #67 of 196 in Ohio.
How does The Catholic compare to other credit unions?
The Catholic scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (62.20% vs 59.80%). Its widest shortfall is net worth ratio (13.07% vs 14.86%).
How can I join The Catholic?
Membership eligibility for The Catholic depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact The Catholic directly for current membership requirements and application steps.
Is my money safe at The Catholic?
The Catholic is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. The Catholic's net worth ratio of 13.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.