Federal credit union · Arlington, Texas · NCUA charter #24605
Mount Olive Baptist Church
Health score 71/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 71
- Health / 100
- $10.5M
- Total assets
- 1,311
- Members
- 16.8%
- Net-worth ratio
Mount Olive Baptist Church scores 71/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $10.5M; members 1,311; net-worth ratio 16.80%; health rank #3,519 of 4,374; healthier than 18th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,519 of 4,374 health · 2025Q4Mount Olive Baptist Church · health 71/100 · $10.5M · 2025Q4
- MEM 71/100
- RANK 16.8%
- PHOTO 4.75%
- BOOK 1.75%
- CHARTER $10.5M
- NCUSIF 1,311
- CAMELS #3,519/4,374
- HEALTH 1st Bergen
- NW 24605
Call Report peers
Mount Olive Baptist Church in the assets neighbourhood
Mount Olive Baptist Church's $10.5M assets sit next to 1st Bergen ($10.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Mount Olive Baptist Church vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
71 18th percentile higher than 18% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Mount Olive Baptist Church - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #24605: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Where Mount Olive Baptist Church diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 75.28% here, 59.80% peer average (+15.48 pp).
- Largest lag: Delinquency Rate at 4.75% vs peer 1.15% (+3.60 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Mount Olive Baptist Church in Texas
- In Texas, health place is #309 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #304 of 386.
- Member book place in Texas: #296 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Mount Olive Baptist Church Call Report trajectory
Mount Olive Baptist Church: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $10.5M (2025Q4) to $10.6M (2026Q1).
- Net-worth ratio shifted -0.78 pp (17.58% → 16.80%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 16.80% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 71/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 71.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 14.6 pts
Call Report ratios for Mount Olive Baptist Church
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.80% | +1.94 pp |
| Delinquency Rate | 4.75% | +3.60 pp |
| Return on Assets | 1.75% | +1.04 pp |
| Member Growth | 2.02% | - |
| Loan-to-Share Ratio | 75.28% | +15.48 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Mount Olive Baptist Church quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $10.6M | - |
| 2025Q4 | $10.5M | 1,311 |
| 2024Q4 | $10.4M | 1,285 |
| 2023Q4 | $10.3M | 1,332 |
Credit Union Details
- Charter Number
- 24605
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Arlington
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Mount Olive Baptist Church.
| Office | City |
|---|---|
| Mount Olive Baptist Church Federal Credit Union (Main Office) | Arlington, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Mount Olive Baptist Church
Cross-state asset and health neighbours for Mount Olive Baptist Church - kept outside Texas; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($10.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (71/100 here).
Using this data
- Mount Olive Baptist Church ranks #3,519 of 4,374 nationally on financial health and #309 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- J.C.T. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with J.C.T.
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Mount Olive Baptist Church financially healthy?
A 16.80% net worth ratio and a 4.75% delinquency rate feed into Mount Olive Baptist Church's financial health score of 71/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,519 of 4,374; by total assets it ranks #3,535 of 4,374 nationally (same basis as /rankings/largest); and #304 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Mount Olive Baptist Church compare to other credit unions?
Mount Olive Baptist Church scores 71/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Mount Olive Baptist Church?
Mount Olive Baptist Church operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Mount Olive Baptist Church directly for the exact boundaries and application steps.
Is my money safe at Mount Olive Baptist Church?
Federal credit unions like Mount Olive Baptist Church are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Mount Olive Baptist Church's net worth ratio of 16.80% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Mount Olive Baptist Church offer compared to banks?
Credit unions like Mount Olive Baptist Church are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Mount Olive Baptist Church directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.