Federal credit union · DETROIT, Michigan · NCUA charter #5123
International Uaw
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $21.9M
- Total assets
- 1,964
- Members
- 14.8%
- Net-worth ratio
International Uaw scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.9M; members 1,964; net-worth ratio 14.78%; health rank #3,910 of 4,374; healthier than 10th of scored peers.
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NCUA 5300 Call Report Masthead
#3,910 of 4,374 health · 2025Q4International Uaw · health 64/100 · $21.9M · 2025Q4
Call Report peers
International Uaw in the assets neighbourhood
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International Uaw vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); International Uaw sits in 60-64 with 179 others.
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
International Uaw vs $10M–$50M peers
- Largest favorable gap: Return on Assets at 0.90% vs peer 0.70% (+0.20 pp).
- Loan-to-Share Ratio trails the peer set - 48.06% here, 59.80% peer average (-11.74 pp).
International Uaw: in-state Call Report ranks
- Health composite ranks #165 of 171 among scored Michigan credit unions.
- By total assets, International Uaw is #159 of 171 in Michigan.
- Member book place in Michigan: #156 of 171.
- One place up in Michigan, Montcalm Public Employees (#164) scores 68/100, 4 points higher; one place down, Family First (#166) ties at 64/100.
How International Uaw's 5300 filing moved
International Uaw: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -3.6% from $21.9M (2025Q4) to $21.1M (2026Q1).
- Net-worth ratio shifted +0.89 pp (13.89% → 14.78%).
14.78% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 64/100 score is built
International Uaw gives up 36 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 9.9 pts
International Uaw vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.78% | -0.08 pp |
| Delinquency Rate | 4.40% | +3.25 pp |
| Return on Assets | 0.90% | +0.20 pp |
| Member Growth | 0.10% | - |
| Loan-to-Share Ratio | 48.06% | -11.74 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
International Uaw filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.1M | - |
| 2025Q4 | $21.9M | 1,964 |
| 2024Q4 | $22.8M | 1,962 |
| 2023Q4 | $22.9M | 1,974 |
Credit Union Details
- Charter Number
- 5123
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Michigan
- City
- DETROIT
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for International Uaw, spread across 2 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Detroit, MI |
| Fiserv-Galaxy | Troy, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
A look at other Michigan credit unions, ranked by how closely their peer group and asset size match this one.
International Uaw nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- International Uaw ranks #3,910 of 4,374 nationally on financial health and #165 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TANDEM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TANDEM
Frequently Asked Questions
Is International Uaw financially healthy?
On its 2025Q4 NCUA 5300 filing, International Uaw scores 64/100 (Good), with a 14.78% net worth ratio and 4.40% of loans delinquent. It ranks #3,910 of 4,374 nationally on health and #165 of 171 in Michigan.
How does International Uaw compare to other credit unions?
International Uaw scores 64/100, higher than 10% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (0.90% vs 0.70%). Its widest shortfall is loan-to-share ratio (48.06% vs 59.80%).
How can I join International Uaw?
International Uaw operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact International Uaw directly for the exact boundaries and application steps.
Is my money safe at International Uaw?
International Uaw is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. International Uaw's net worth ratio of 14.78% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.