Federal credit union · DETROIT, Michigan · NCUA charter #5123
International Uaw
Health score 64/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 64
- Health / 100
- $21.9M
- Total assets
- 1,964
- Members
- 14.8%
- Net-worth ratio
International Uaw scores 64/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.9M; members 1,964; net-worth ratio 14.78%; health rank #3,910 of 4,374; healthier than 10th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,910 of 4,374 health · 2025Q4International Uaw · health 64/100 · $21.9M · 2025Q4
- HEALTH 64/100
- NW 14.8%
- DELQ 4.40%
- ROA 0.90%
- ASSETS $21.9M
- MEM 1,964
- RANK #3,910/4,374
- PHOTO Covington Schools
- BOOK 5123
Call Report peers
International Uaw in the assets neighbourhood
International Uaw's $21.9M assets sit next to Covington Schools ($21.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
International Uaw vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
64 10th percentile higher than 10% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
International Uaw - Share Insurance Coverage
Charter #5123's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
International Uaw vs $10M–$50M peers
- Largest favorable gap: Return on Assets at 0.90% vs peer 0.70% (+0.20 pp).
- Loan-to-Share Ratio trails the peer set - 48.06% here, 59.80% peer average (-11.74 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
International Uaw: in-state Call Report ranks
- Health composite ranks #165 of 171 among scored Michigan credit unions.
- By total assets, International Uaw is #159 of 171 in Michigan.
- Member book place in Michigan: #156 of 171.
In-state ordinals use the live credit_unions table for MI only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How International Uaw's 5300 filing moved
International Uaw: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -3.6% from $21.9M (2025Q4) to $21.1M (2026Q1).
- Net-worth ratio shifted +0.89 pp (13.89% → 14.78%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.78% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 64/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 64.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 9.9 pts
International Uaw vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.78% | -0.08 pp |
| Delinquency Rate | 4.40% | +3.25 pp |
| Return on Assets | 0.90% | +0.20 pp |
| Member Growth | 0.10% | - |
| Loan-to-Share Ratio | 48.06% | -11.74 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
International Uaw filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.1M | - |
| 2025Q4 | $21.9M | 1,964 |
| 2024Q4 | $22.8M | 1,962 |
| 2023Q4 | $22.9M | 1,974 |
Credit Union Details
- Charter Number
- 5123
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Michigan
- City
- DETROIT
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for International Uaw, spread across 2 cities.
| Office | City |
|---|---|
| Main Office (Main Office) | Detroit, MI |
| Fiserv-Galaxy | Troy, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
A look at other Michigan credit unions, ranked by how closely their peer group and asset size match this one.
International Uaw nationwide neighbourhoods
International Uaw's nationwide photo peers by assets and by health score, excluding Michigan charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($21.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (64/100 here).
Using this data
- International Uaw ranks #3,910 of 4,374 nationally on financial health and #165 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TANDEM is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TANDEM
- Rates and health both vary by institution, not just by state -- see how Michigan credit unions compare overall before assuming this one is typical. Michigan state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is International Uaw financially healthy?
International Uaw scores 64/100 (Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,910 of 4,374; by total assets it ranks #3,085 of 4,374 nationally (same basis as /rankings/largest); and #159 of 171 within Michigan. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 14.78% net worth ratio and a 4.40% delinquency rate.
How does International Uaw compare to other credit unions?
Five weighted metrics from NCUA filings produce International Uaw's 64/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join International Uaw?
International Uaw operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact International Uaw directly for the exact boundaries and application steps.
Is my money safe at International Uaw?
Federal credit unions like International Uaw are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. International Uaw's net worth ratio of 14.78% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does International Uaw offer compared to banks?
Credit unions like International Uaw are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact International Uaw directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.