Federal credit union · Maumee, Ohio · NCUA charter #7064
SUN
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $677.9M
- Total assets
- 35,572
- Members
- 10.7%
- Net-worth ratio
SUN scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $677.9M; members 35,572; net-worth ratio 10.74%; health rank #1,300 of 4,374; healthier than 69th of scored peers.
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NCUA 5300 Call Report Masthead
#1,300 of 4,374 health · 2025Q4SUN · health 89/100 · $677.9M · 2025Q4
Call Report peers
SUN in the assets neighbourhood
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SUN vs every NCUA-scored credit union
SUN sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
SUN: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 89.75% vs peer 83.90% (+5.85 pp).
- Widest shortfall vs peers is Net Worth Ratio: -0.44 pp (10.74% vs 11.18%).
SUN: in-state Call Report ranks
- Health composite ranks #59 of 196 among scored Ohio credit unions.
- By total assets, SUN is #16 of 196 in Ohio.
- Membership ranks #19 of 196 among Ohio CUs with a reported count (35,572 members).
- One place up in Ohio, TOWPATH (#58) ties at 89/100; one place down, FIRELANDS (#60) ties at 89/100.
SUN: 2025Q4 → 2026Q1
SUN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.0% from $677.9M (2025Q4) to $671.0M (2026Q1).
- Net-worth ratio shifted +0.16 pp (10.58% → 10.74%).
At 10.74%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
SUN gives up 11 points in total. Delinquency Rate costs the most, 7 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 18.0 pts
- Return on Assets 13.5 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for SUN
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.74% | -0.44 pp |
| Delinquency Rate | 1.27% | +0.39 pp |
| Return on Assets | 0.40% | -0.11 pp |
| Member Growth | 3.16% | - |
| Loan-to-Share Ratio | 89.75% | +5.85 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - SUN
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $671.0M | - |
| 2025Q4 | $677.9M | 35,572 |
| 2024Q4 | $667.9M | 34,481 |
| 2023Q4 | $659.4M | 35,350 |
Credit Union Details
- Charter Number
- 7064
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Ohio
- City
- Maumee
- Data Quarter
- 2025Q4
Branch Locations (12)
The NCUA branch filing lists 12 physical offices for SUN, spread across 7 cities in 2 states.
| Office | City |
|---|---|
| Support Center (Main Office) | Maumee, OH |
| Arrowhead Branch | Maumee, OH |
| Oregon Branch | Oregon, OH |
| Perrysburg Branch | Perrysburg, OH |
| South Philadelphia Branch | Philadelphia, PA |
| Northeast Philadelphia Branch | Philadelphia, PA |
| Radnor Branch | St Davids, PA |
| West Toledo Branch | Toledo, OH |
| Executive Parkway Branch | Toledo, OH |
| Detroit Branch | Toledo, OH |
| Reynolds Branch | Toledo, OH |
| West Lawn Branch | West Lawn, PA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
Other federally-insured credit unions in Ohio, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- SUN ranks #1,300 of 4,374 nationally on financial health and #59 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SHAREFAX is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SHAREFAX
Frequently Asked Questions
Is SUN financially healthy?
SUN has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,300 of 4,374 nationally on health and #59 of 196 in Ohio. Its net worth ratio is 10.74% and its delinquency rate 1.27%.
How does SUN compare to other credit unions?
SUN scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (89.75% vs 83.90%). Its widest shortfall is net worth ratio (10.74% vs 11.18%).
How can I join SUN?
SUN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact SUN directly for the exact boundaries and application steps.
Is my money safe at SUN?
SUN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. SUN's net worth ratio of 10.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.