Federal credit union · Buffalo, New York · NCUA charter #7118
Dunlop Employees
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $15.8M
- Total assets
- 1,506
- Members
- 12.8%
- Net-worth ratio
Dunlop Employees scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.8M; members 1,506; net-worth ratio 12.84%; health rank #4,024 of 4,374; healthier than 8th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,024 of 4,374 health · 2025Q4Dunlop Employees · health 61/100 · $15.8M · 2025Q4
Call Report peers
Dunlop Employees in the assets neighbourhood
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Dunlop Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Dunlop Employees sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Dunlop Employees: Call Report deltas vs peers
- Widest shortfall vs peers is Loan-to-Share Ratio: -8.52 pp (51.28% vs 59.80%).
New York standing for Dunlop Employees
- In New York, health place is #241 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #197 of 272.
- New York membership ordinal: #196 of 272.
- One place up in New York, Port Washington (#240) ties at 61/100; one place down, Grand Central Terminal Employees (#242) ties at 61/100.
How Dunlop Employees's 5300 filing moved
Dunlop Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -5.1% from $15.8M (2025Q4) to $14.9M (2026Q1).
- Net-worth ratio shifted +0.29 pp (12.55% → 12.84%).
At 12.84%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 61/100 score is built
Dunlop Employees gives up 39 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.7 pts
- Return on Assets 3.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.3 pts
Dunlop Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.84% | -2.02 pp |
| Delinquency Rate | 1.44% | +0.29 pp |
| Return on Assets | -0.16% | -0.87 pp |
| Member Growth | -12.70% | - |
| Loan-to-Share Ratio | 51.28% | -8.52 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Dunlop Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $14.9M | - |
| 2025Q4 | $15.8M | 1,506 |
| 2024Q4 | $14.9M | 1,725 |
| 2023Q4 | $15.1M | 1,790 |
Credit Union Details
- Charter Number
- 7118
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New York
- City
- Buffalo
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Dunlop Employees.
| Office | City |
|---|---|
| Dunlop Employees Federal C.U. (Main Office) | Buffalo, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Dunlop Employees ranks #4,024 of 4,374 nationally on financial health and #241 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- BROCKPORT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with BROCKPORT
Frequently Asked Questions
Is Dunlop Employees financially healthy?
Dunlop Employees has a financial health score of 61/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,024 of 4,374 nationally on health and #241 of 272 in New York. Its net worth ratio is 12.84% and its delinquency rate 1.44%.
How does Dunlop Employees compare to other credit unions?
Dunlop Employees scores 61/100, higher than 8% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (51.28% vs 59.80%).
How can I join Dunlop Employees?
Dunlop Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Dunlop Employees directly for the exact boundaries and application steps.
Is my money safe at Dunlop Employees?
Dunlop Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dunlop Employees's net worth ratio of 12.84% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.