Federal credit union · LAKEHURST NAEC, New Jersey · NCUA charter #7958
Lakehurst Naval
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $40.6M
- Total assets
- 1,830
- Members
- 12.5%
- Net-worth ratio
Lakehurst Naval scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $40.6M; members 1,830; net-worth ratio 12.49%; health rank #4,027 of 4,374; healthier than 8th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,027 of 4,374 health · 2025Q4Lakehurst Naval · health 61/100 · $40.6M · 2025Q4
Call Report peers
Lakehurst Naval in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lakehurst Naval vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lakehurst Naval sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Lakehurst Naval vs $10M–$50M peers
- Return on Assets leads the peer set - 0.74% here, 0.70% peer average (+0.03 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -32.60 pp (27.20% vs 59.80%).
Where Lakehurst Naval sits in New Jersey
- In New Jersey, health place is #110 of 127 on the same NCUA-ratio sort used nationally.
- Assets rank #49 of 127 inside New Jersey ($40.6M reported).
- New Jersey membership ordinal: #63 of 127.
- One place up in New Jersey, First Financial (#109) scores 62/100, 1 point higher; one place down, Saker Shop Rite (#111) scores 60/100, 1 point lower.
Lakehurst Naval: 2025Q4 → 2026Q1
Lakehurst Naval: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.5% from $40.6M (2025Q4) to $39.6M (2026Q1).
- Net-worth ratio shifted +1.27 pp (11.22% → 12.49%).
12.49% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 61/100 score is built
Lakehurst Naval gives up 39 points in total. Delinquency Rate costs the most, 19.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 5.6 pts
- Return on Assets 15.0 pts
- Member Growth 2.5 pts
- Loan-to-Share Ratio 7.9 pts
Call Report ratios for Lakehurst Naval
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.49% | -2.37 pp |
| Delinquency Rate | 3.11% | +1.97 pp |
| Return on Assets | 0.74% | +0.03 pp |
| Member Growth | -3.63% | - |
| Loan-to-Share Ratio | 27.20% | -32.60 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Lakehurst Naval
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $39.6M | - |
| 2025Q4 | $40.6M | 1,830 |
| 2024Q4 | $38.0M | 1,899 |
| 2023Q4 | $35.9M | 1,946 |
Credit Union Details
- Charter Number
- 7958
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- New Jersey
- City
- LAKEHURST NAEC
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Lakehurst Naval runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Lakehurst Naval FCU (Main Office) | Joint Base MDL, NJ |
| VisiFi | Hoover, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
More federally-insured credit unions based in New Jersey, ordered by peer group match and asset size.
Cross-state Call Report peers for Lakehurst Naval
Using this data
- Lakehurst Naval ranks #4,027 of 4,374 nationally on financial health and #110 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Public Service is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Public Service
Frequently Asked Questions
Is Lakehurst Naval financially healthy?
On its 2025Q4 NCUA 5300 filing, Lakehurst Naval scores 61/100 (Good), with a 12.49% net worth ratio and 3.11% of loans delinquent. It ranks #4,027 of 4,374 nationally on health and #110 of 127 in New Jersey.
How does Lakehurst Naval compare to other credit unions?
Lakehurst Naval scores 61/100, higher than 8% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (0.74% vs 0.70%). Its widest shortfall is loan-to-share ratio (27.20% vs 59.80%).
How can I join Lakehurst Naval?
Membership eligibility for Lakehurst Naval depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Lakehurst Naval directly for current membership requirements and application steps.
Is my money safe at Lakehurst Naval?
Lakehurst Naval is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lakehurst Naval's net worth ratio of 12.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.