Federal credit union · Attica, New York · NCUA charter #884
Att-Wyo Correctional Employees
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $16.0M
- Total assets
- 1,602
- Members
- 19.4%
- Net-worth ratio
Att-Wyo Correctional Employees scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.0M; members 1,602; net-worth ratio 19.38%; health rank #2,814 of 4,374; healthier than 33rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,814 of 4,374 health · 2025Q4Att-Wyo Correctional · health 79/100 · $16.0M · 2025Q4
- NCUSIF 79/100
- CAMELS 19.4%
- HEALTH 0.26%
- NW 1.42%
- DELQ $16.0M
- ROA 1,602
- ASSETS #2,814/4,374
- MEM Ottawa Hiway
- RANK 884
Call Report peers
Att-Wyo Correctional Employees in the assets neighbourhood
Att-Wyo Correctional Employees's $16.0M assets sit next to Ottawa Hiway ($16.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Att-Wyo Correctional Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Att-Wyo Correctional Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #884, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Att-Wyo Correctional Employees: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 19.38% here, 14.86% peer average (+4.52 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -28.25 pp (31.55% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
New York standing for Att-Wyo Correctional Employees
- In New York, health place is #158 of 272 on the same NCUA-ratio sort used nationally.
- Assets rank #196 of 272 inside New York ($16.0M reported).
- Membership ranks #192 of 272 among New York CUs with a reported count (1,602 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Att-Wyo Correctional Employees's 5300 filing moved
Att-Wyo Correctional Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $16.0M (2025Q4) to $16.1M (2026Q1).
- Net-worth ratio shifted +0.37 pp (19.01% → 19.38%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 19.38%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Att-Wyo Correctional health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.38% | +4.52 pp |
| Delinquency Rate | 0.26% | -0.89 pp |
| Return on Assets | 1.42% | +0.71 pp |
| Member Growth | -4.98% | - |
| Loan-to-Share Ratio | 31.55% | -28.25 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Att-Wyo Correctional Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.1M | - |
| 2025Q4 | $16.0M | 1,602 |
| 2024Q4 | $16.1M | 1,686 |
| 2023Q4 | $16.3M | 1,727 |
Credit Union Details
- Charter Number
- 884
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- Attica
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Att-Wyo Correctional Employees.
| Office | City |
|---|---|
| Att-Wyo Correctional Employees FCU (Main Office) | Attica, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
- LONG ISLAND ALLIANCEHAUPPAUGE, NY · $10M–$50M87Health
- DUNLOP EMPLOYEESBuffalo, NY · $10M–$50M61Health
- BROCKPORTBrockport, NY · $10M–$50M34Health
- FASNYALBANY, NY · $10M–$50M87Health
- BUFFALO POLICEBuffalo, NY · $10M–$50M97Health
Compare Att-Wyo Correctional Employees vs LONG ISLAND ALLIANCE
Att-Wyo Correctional Employees nationwide neighbourhoods
Cross-state asset and health neighbours for Att-Wyo Correctional Employees - kept outside New York; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Att-Wyo Correctional Employees ranks #2,814 of 4,374 nationally on financial health and #158 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Long Island Alliance is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Long Island Alliance
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Att-Wyo Correctional Employees financially healthy?
Att-Wyo Correctional Employees scores 79/100 (Very Good) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,814 of 4,374; by total assets it ranks #3,287 of 4,374 nationally (same basis as /rankings/largest); and #196 of 272 within New York. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 19.38% net worth ratio and a 0.26% delinquency rate.
How does Att-Wyo Correctional Employees compare to other credit unions?
On PlainCU's health composite, Att-Wyo Correctional Employees lands at 79/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Att-Wyo Correctional Employees?
Att-Wyo Correctional Employees serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Att-Wyo Correctional Employees directly for the current list of qualifying groups.
Is my money safe at Att-Wyo Correctional Employees?
Federal credit unions like Att-Wyo Correctional Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Att-Wyo Correctional Employees's net worth ratio of 19.38% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Att-Wyo Correctional Employees offer compared to banks?
Credit unions like Att-Wyo Correctional Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Att-Wyo Correctional Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.