Federal credit union · ALBANY, New York · NCUA charter #24690
FASNY
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $16.9M
- Total assets
- 1,146
- Members
- 12.1%
- Net-worth ratio
FASNY scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.9M; members 1,146; net-worth ratio 12.06%; health rank #1,651 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,651 of 4,374 health · 2025Q4FASNY · health 87/100 · $16.9M · 2025Q4
Call Report peers
FASNY in the assets neighbourhood
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FASNY vs every NCUA-scored credit union
FASNY sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where FASNY diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.84% vs peer 1.15% (-0.30 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.80 pp (12.06% vs 14.86%).
FASNY: in-state Call Report ranks
- Health composite ranks #95 of 272 among scored New York credit unions.
- Assets rank #194 of 272 inside New York ($16.9M reported).
- Membership ranks #211 of 272 among New York CUs with a reported count (1,146 members).
- One place up in New York, SOLUTIONS (#94) ties at 87/100; one place down, MUNICIPAL (#96) ties at 87/100.
FASNY: 2025Q4 → 2026Q1
FASNY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.1% from $16.9M (2025Q4) to $17.4M (2026Q1).
- Net-worth ratio shifted -0.32 pp (12.38% → 12.06%).
12.06% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
FASNY gives up 13 points in total. Member Growth costs the most, 6.3 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.6 pts
- Return on Assets 14.5 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 12.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.06% | -2.80 pp |
| Delinquency Rate | 0.84% | -0.30 pp |
| Return on Assets | 0.47% | -0.24 pp |
| Member Growth | -0.17% | - |
| Loan-to-Share Ratio | 57.21% | -2.59 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.4M | - |
| 2025Q4 | $16.9M | 1,146 |
| 2024Q4 | $16.1M | 1,148 |
| 2023Q4 | $14.7M | 1,063 |
Credit Union Details
- Charter Number
- 24690
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- ALBANY
- Data Quarter
- 2025Q4
Branch Locations (2)
FASNY operates 2 offices in Albany, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| FASNY Federal Credit Union (Main Office) | Albany, NY |
| FASNY Federal Credit Union | Albany, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Other-state peers near FASNY
Similar total assets
Using this data
- FASNY ranks #1,651 of 4,374 nationally on financial health and #95 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Buffalo Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Buffalo Police
Frequently Asked Questions
Is FASNY financially healthy?
On its 2025Q4 NCUA 5300 filing, FASNY scores 87/100 (Excellent), with a 12.06% net worth ratio and 0.84% of loans delinquent. It ranks #1,651 of 4,374 nationally on health and #95 of 272 in New York.
How does FASNY compare to other credit unions?
FASNY scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.84% vs 1.15%). Its widest shortfall is net worth ratio (12.06% vs 14.86%).
How can I join FASNY?
FASNY serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact FASNY directly for the current list of qualifying groups.
Is my money safe at FASNY?
FASNY is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FASNY's net worth ratio of 12.06% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.