Federal credit union · ALBANY, New York · NCUA charter #24690
FASNY
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $16.9M
- Total assets
- 1,146
- Members
- 12.1%
- Net-worth ratio
FASNY scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.9M; members 1,146; net-worth ratio 12.06%; health rank #1,651 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,651 of 4,374 health · 2025Q4FASNY · health 87/100 · $16.9M · 2025Q4
- ASSETS 87/100
- MEM 12.1%
- RANK 0.84%
- PHOTO 0.47%
- BOOK $16.9M
- CHARTER 1,146
- NCUSIF #1,651/4,374
- CAMELS SKYLINE
- HEALTH 24690
Call Report peers
FASNY in the assets neighbourhood
FASNY's $16.9M assets sit next to SKYLINE ($16.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FASNY vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
FASNY - Share Insurance Coverage
Charter #24690's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where FASNY diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.84% vs peer 1.15% (-0.30 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.80 pp (12.06% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
FASNY: in-state Call Report ranks
- Health composite ranks #95 of 272 among scored New York credit unions.
- Assets rank #194 of 272 inside New York ($16.9M reported).
- Membership ranks #211 of 272 among New York CUs with a reported count (1,146 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
FASNY: 2025Q4 → 2026Q1
FASNY: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.1% from $16.9M (2025Q4) to $17.4M (2026Q1).
- Net-worth ratio shifted -0.32 pp (12.38% → 12.06%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.06% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.6 pts
- Return on Assets 14.5 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 12.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.06% | -2.80 pp |
| Delinquency Rate | 0.84% | -0.30 pp |
| Return on Assets | 0.47% | -0.24 pp |
| Member Growth | -0.17% | - |
| Loan-to-Share Ratio | 57.21% | -2.59 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.4M | - |
| 2025Q4 | $16.9M | 1,146 |
| 2024Q4 | $16.1M | 1,148 |
| 2023Q4 | $14.7M | 1,063 |
Credit Union Details
- Charter Number
- 24690
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- ALBANY
- Data Quarter
- 2025Q4
Branch Locations (2)
FASNY operates 2 offices in Albany, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| FASNY Federal Credit Union (Main Office) | Albany, NY |
| FASNY Federal Credit Union | Albany, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Other-state peers near FASNY
Cross-state asset and health neighbours for FASNY - kept outside New York; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- FASNY ranks #1,651 of 4,374 nationally on financial health and #95 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Buffalo Police is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Buffalo Police
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is FASNY financially healthy?
A 12.06% net worth ratio and a 0.84% delinquency rate feed into FASNY's financial health score of 87/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,651 of 4,374; by total assets it ranks #3,246 of 4,374 nationally (same basis as /rankings/largest); and #194 of 272 within New York. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does FASNY compare to other credit unions?
Five weighted metrics from NCUA filings produce FASNY's 87/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join FASNY?
FASNY serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact FASNY directly for the current list of qualifying groups.
Is my money safe at FASNY?
Federal credit unions like FASNY are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FASNY's net worth ratio of 12.06% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does FASNY offer compared to banks?
Credit unions like FASNY are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact FASNY directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.