Federal credit union · HAUPPAUGE, New York · NCUA charter #2782
Long Island Alliance
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $16.1M
- Total assets
- 2,028
- Members
- 14.3%
- Net-worth ratio
Long Island Alliance scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.1M; members 2,028; net-worth ratio 14.31%; health rank #1,612 of 4,374; healthier than 60th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,612 of 4,374 health · 2025Q4Long Island Alliance · health 87/100 · $16.1M · 2025Q4
- DELQ 87/100
- ROA 14.3%
- ASSETS 0.00%
- MEM 1.49%
- RANK $16.1M
- PHOTO 2,028
- BOOK #1,612/4,374
- CHARTER Ottawa Hiway
- NCUSIF 2782
Call Report peers
Long Island Alliance in the assets neighbourhood
Long Island Alliance's $16.1M assets sit next to Ottawa Hiway ($16.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Long Island Alliance vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Long Island Alliance - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #2782 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Where Long Island Alliance diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Loan-to-Share Ratio trails the peer set - 19.61% here, 59.80% peer average (-40.19 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Long Island Alliance in New York
- In New York, health place is #90 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #195 of 272.
- New York membership ordinal: #174 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Long Island Alliance Call Report trajectory
Long Island Alliance: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.3% from $16.1M (2025Q4) to $16.0M (2026Q1).
- Net-worth ratio shifted +0.38 pp (13.93% → 14.31%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.31% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 87.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.4 pts
- Loan-to-Share Ratio 7.6 pts
Long Island Alliance vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.31% | -0.55 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.49% | +0.79 pp |
| Member Growth | 0.35% | - |
| Loan-to-Share Ratio | 19.61% | -40.19 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Long Island Alliance quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.0M | - |
| 2025Q4 | $16.1M | 2,028 |
| 2024Q4 | $16.0M | 2,021 |
| 2023Q4 | $16.3M | 2,009 |
Credit Union Details
- Charter Number
- 2782
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $10M–$50M
- State
- New York
- City
- HAUPPAUGE
- Data Quarter
- 2025Q4
Branch Location
Long Island Alliance operates a single office in Hauppauge, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Branch (Main Office) | Hauppauge, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
- ATT-WYO CORRECTIONAL EMPLOYEESAttica, NY · $10M–$50M79Health
- DUNLOP EMPLOYEESBuffalo, NY · $10M–$50M61Health
- BROCKPORTBrockport, NY · $10M–$50M34Health
- FASNYALBANY, NY · $10M–$50M87Health
- BUFFALO POLICEBuffalo, NY · $10M–$50M97Health
Compare Long Island Alliance vs ATT-WYO CORRECTIONAL EMPLOYEES
Nationwide credit unions with similar profiles
Long Island Alliance's nationwide photo peers by assets and by health score, excluding New York charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($16.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (87/100 here).
Using this data
- Long Island Alliance ranks #1,612 of 4,374 nationally on financial health and #90 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Att-Wyo Correctional Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Att-Wyo Correctional Employees
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Long Island Alliance financially healthy?
Yes/no aside, the number is 87/100 (Excellent) - Long Island Alliance's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,612 of 4,374; by total assets it ranks #3,285 of 4,374 nationally (same basis as /rankings/largest); and #195 of 272 within New York. Above 80 reads excellent, below 50 warrants closer monitoring; a 14.31% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Long Island Alliance compare to other credit unions?
Long Island Alliance scores 87/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Long Island Alliance?
Long Island Alliance serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact Long Island Alliance directly for the current list of qualifying groups.
Is my money safe at Long Island Alliance?
Federal credit unions like Long Island Alliance are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Long Island Alliance's net worth ratio of 14.31% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Long Island Alliance offer compared to banks?
Credit unions like Long Island Alliance are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Long Island Alliance directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.