Federal credit union · Brockport, New York · NCUA charter #20013
BROCKPORT
Health score 34/100, grade F (Weak) - from the NCUA 5300 Call Report, 2025Q4.
- 34
- Health / 100
- $15.5M
- Total assets
- 1,206
- Members
- 5.3%
- Net-worth ratio
BROCKPORT scores 34/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $15.5M; members 1,206; net-worth ratio 5.30%; health rank #4,360 of 4,374; healthier than 0th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,360 of 4,374 health · 2025Q4BROCKPORT · health 34/100 · $15.5M · 2025Q4
- ASSETS 34/100
- MEM 5.3%
- RANK 3.12%
- PHOTO -1.62%
- BOOK $15.5M
- CHARTER 1,206
- NCUSIF #4,360/4,374
- CAMELS TULANE/LOYOLA
- HEALTH 20013
Call Report peers
BROCKPORT in the assets neighbourhood
BROCKPORT's $15.5M assets sit next to TULANE/LOYOLA ($15.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BROCKPORT vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
34 0th percentile in the bottom 1% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BROCKPORT - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #20013: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
BROCKPORT: Call Report deltas vs peers
- Net Worth Ratio trails the peer set - 5.30% here, 14.86% peer average (-9.56 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
BROCKPORT: in-state Call Report ranks
- Health composite ranks #271 of 272 among scored New York credit unions.
- By total assets, BROCKPORT is #198 of 272 in New York.
- New York membership ordinal: #209 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for BROCKPORT
BROCKPORT: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $15.5M (2025Q4) to $15.6M (2026Q1).
- Net-worth ratio shifted +0.06 pp (5.24% → 5.30%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
5.30% net worth is short of the NCUA's 7.0% well-capitalized bar for this institution.
How the 34/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 34.
- Net Worth Ratio 13.3 pts
- Delinquency Rate 5.5 pts
- Return on Assets 0.0 pts
- Member Growth 4.2 pts
- Loan-to-Share Ratio 11.0 pts
BROCKPORT vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 5.30% | -9.56 pp |
| Delinquency Rate | 3.12% | +1.97 pp |
| Return on Assets | -1.62% | -2.32 pp |
| Member Growth | -2.66% | - |
| Loan-to-Share Ratio | 51.38% | -8.42 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
BROCKPORT quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $15.6M | - |
| 2025Q4 | $15.5M | 1,206 |
| 2024Q4 | $15.7M | 1,239 |
| 2023Q4 | $15.5M | 1,294 |
Credit Union Details
- Charter Number
- 20013
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- New York
- City
- Brockport
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for BROCKPORT.
| Office | City |
|---|---|
| Brockport FCU (Main Office) | Brockport, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near BROCKPORT
Cross-state asset and health neighbours for BROCKPORT - kept outside New York; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($15.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (34/100 here).
Using this data
- BROCKPORT ranks #4,360 of 4,374 nationally on financial health and #271 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dunlop Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dunlop Employees
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BROCKPORT financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, BROCKPORT carries a financial health score of 34/100 (Weak). On the national health ranking (same basis as /rankings/healthiest), it sits at #4,360 of 4,374; by total assets it ranks #3,313 of 4,374 nationally (same basis as /rankings/largest); and #198 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 5.30% net worth ratio and a 3.12% delinquency rate.
How does BROCKPORT compare to other credit unions?
BROCKPORT scores 34/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BROCKPORT?
BROCKPORT operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BROCKPORT directly for the exact boundaries and application steps.
Is my money safe at BROCKPORT?
Federal credit unions like BROCKPORT are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BROCKPORT's net worth ratio of 5.30% is relative to the 7% threshold NCUA considers "well capitalized."
What rates does BROCKPORT offer compared to banks?
Credit unions like BROCKPORT are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BROCKPORT directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.