Federal credit union · Buffalo, New York · NCUA charter #1157
Buffalo Police
Health score 97/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 97
- Health / 100
- $17.2M
- Total assets
- 2,516
- Members
- 22.2%
- Net-worth ratio
Buffalo Police scores 97/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $17.2M; members 2,516; net-worth ratio 22.18%; health rank #136 of 4,374; healthier than 95th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#136 of 4,374 health · 2025Q4Buffalo Police · health 97/100 · $17.2M · 2025Q4
Call Report peers
Buffalo Police in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Buffalo Police vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Buffalo Police sits in 95-99 with 391 others.
97 Top 5% higher than 95% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Buffalo Police diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 77.14% vs peer 59.80% (+17.34 pp).
Buffalo Police in New York
- In New York, health place is #9 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, Buffalo Police is #193 of 272 in New York.
- Membership ranks #159 of 272 among New York CUs with a reported count (2,516 members).
- One place up in New York, United Nations (#8) scores 98/100, 1 point higher; one place down, Meridia Community (#10) ties at 97/100.
Buffalo Police: 2025Q4 → 2026Q1
Buffalo Police: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.0% from $17.2M (2025Q4) to $17.5M (2026Q1).
- Net-worth ratio shifted +0.18 pp (22.00% → 22.18%).
This credit union's 22.18% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 97/100 score is built
Buffalo Police gives up 3 points in total. Member Growth costs the most, 3.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.9 pts
- Loan-to-Share Ratio 15.1 pts
Buffalo Police vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.18% | +7.32 pp |
| Delinquency Rate | 0.11% | -1.03 pp |
| Return on Assets | 3.07% | +2.37 pp |
| Member Growth | 2.40% | - |
| Loan-to-Share Ratio | 77.14% | +17.34 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.5M | - |
| 2025Q4 | $17.2M | 2,516 |
| 2024Q4 | $16.0M | 2,457 |
| 2023Q4 | $15.6M | 2,414 |
Credit Union Details
- Charter Number
- 1157
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $10M–$50M
- State
- New York
- City
- Buffalo
- Data Quarter
- 2025Q4
Branch Location
Buffalo Police operates a single office in Buffalo, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main (Main Office) | Buffalo, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Other-state peers near Buffalo Police
Using this data
- Buffalo Police ranks #136 of 4,374 nationally on financial health and #9 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FASNY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FASNY
Frequently Asked Questions
Is Buffalo Police financially healthy?
Buffalo Police has a financial health score of 97/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #136 of 4,374 nationally on health and #9 of 272 in New York. Its net worth ratio is 22.18% and its delinquency rate 0.11%.
How does Buffalo Police compare to other credit unions?
Buffalo Police scores 97/100, higher than 95% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (77.14% vs 59.80%).
How can I join Buffalo Police?
Buffalo Police carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Buffalo Police directly to confirm current membership steps.
Is my money safe at Buffalo Police?
Buffalo Police is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Buffalo Police's net worth ratio of 22.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.