State credit union · Anchorage, Alaska · NCUA charter #66157

Credit Union 1

Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

91
Health / 100
$1.53B
Total assets
95,518
Members
14.4%
Net-worth ratio

Credit Union 1 scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.53B; members 95,518; net-worth ratio 14.36%; health rank #912 of 4,374; healthier than 77th of scored peers.

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NCUA 5300 Call Report Masthead

#912 of 4,374 health · 2025Q4

Credit Union 1 · health 91/100 · $1.53B · 2025Q4

Credit Union 1 in the assets neighbourhood

Credit Union 1 (this)$1.53BUnited States Senate$1.52BCollins Community$1.52BFRANKENMUTH$1.52BBEGINNINGS$1.51BMarion and Polk Schools$1.51B
Nearest other-state credit unions by total assets (NCUA 5300)

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Credit Union 1 vs every NCUA-scored credit union

The busiest band is 85-89 (858 credit unions); Credit Union 1 sits in 90-94 with 747 others.

91 Top 23% higher than 77% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Credit Union 1 vs Over $500M peers

  • Largest favorable gap: Loan-to-Share Ratio at 95.00% vs peer 83.90% (+11.10 pp).
  • Widest shortfall vs peers is Delinquency Rate: +0.08 pp (0.96% vs 0.87%).

Where Credit Union 1 sits in Alaska

  • Health composite ranks #5 of 9 among scored Alaska credit unions.
  • Alaska assets place: #2 of 9.
  • Alaska membership ordinal: #2 of 9.
  • One place up in Alaska, True North (#4) scores 92/100, 1 point higher; one place down, Northern Skies (#6) scores 90/100, 1 point lower.

Credit Union 1 Call Report trajectory

Credit Union 1: total assets by quarter

2023Q4 to 2026Q1, NCUA 5300

1,460,000,0001,480,000,0001,500,000,0001,520,000,0001,540,000,0001,560,000,000 2023Q42024Q42025Q42026Q1 1,519,582,740 1,533,632,396 ▲ +0.9%
  • Assets moved +0.5% from $1.53B (2025Q4) to $1.53B (2026Q1).
  • Net-worth ratio shifted +0.26 pp (14.10% → 14.36%).
Net worth ratio vs. NCUA well-capitalized threshold 95.7%

14.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).

How the 91/100 score is built

Credit Union 1 gives up 9 points in total. Delinquency Rate costs the most, 4.6 of its 25; Net Worth Ratio and Return on Assets score full marks.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 20.4 pts
  • Return on Assets 15.0 pts
  • Member Growth 12.8 pts
  • Loan-to-Share Ratio 12.8 pts

Credit Union 1 vs peer ratios

Metric Value vs peer
Net Worth Ratio 14.36% +3.18 pp
Delinquency Rate 0.96% +0.08 pp
Return on Assets 0.92% +0.41 pp
Member Growth 3.14% -
Loan-to-Share Ratio 95.00% +11.10 pp

Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.

Credit Union 1 quarterly book

Quarter Assets Members
2026Q1 $1.53B -
2025Q4 $1.53B 95,518
2024Q4 $1.47B 92,614
2023Q4 $1.52B 91,649

Credit Union Details

Charter Number
66157
Type
State
Field of Membership
Other
Peer Group
Over $500M
State
Alaska
City
Anchorage
Data Quarter
2025Q4

Branch Locations (15)

The NCUA branch filing lists 15 physical offices for Credit Union 1, spread across 10 cities.

Office City
Headquarters (Main Office) Anchorage, AK
DeBarr Anchorage, AK
Downtown Anchorage, AK
Midtown Anchorage, AK
South Anchorage Anchorage, AK
Mt. View Anchorage, AK
Eagle River Eagle River, AK
Fairbanks 1st Avenue Fairbanks, AK
Ketchikan Ketchikan, AK
Kodiak Kodiak, AK
Kotzebue Kotzebue, AK
Nome Nome, AK
Skagway Skagway, AK
Soldotna Soldotna, AK
Wasilla Wasilla, AK

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Alaska

A look at other Alaska credit unions, ranked by how closely their peer group and asset size match this one.

Compare Credit Union 1 vs MATANUSKA VALLEY

Other-state peers near Credit Union 1

Using this data

  • Credit Union 1 ranks #912 of 4,374 nationally on financial health and #5 of 9 in AK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • Matanuska Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Matanuska Valley

Frequently Asked Questions

Is Credit Union 1 financially healthy?

Credit Union 1 has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #912 of 4,374 nationally on health and #5 of 9 in Alaska. Its net worth ratio is 14.36% and its delinquency rate 0.96%.

How does Credit Union 1 compare to other credit unions?

Credit Union 1 scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (95.00% vs 83.90%). Its widest shortfall is delinquency rate (0.96% vs 0.87%).

How can I join Credit Union 1?

Membership eligibility for Credit Union 1 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union 1 directly for current membership requirements and application steps.

Is my money safe at Credit Union 1?

Credit Union 1 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union 1's net worth ratio of 14.36% exceeds the 7% threshold NCUA considers "well capitalized."

Data sourced from the NCUA 5300 Call Report (2025Q4) for Credit Union 1. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.