State credit union · Anchorage, Alaska · NCUA charter #66157
Credit Union 1
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $1.53B
- Total assets
- 95,518
- Members
- 14.4%
- Net-worth ratio
Credit Union 1 scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.53B; members 95,518; net-worth ratio 14.36%; health rank #912 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#912 of 4,374 health · 2025Q4Credit Union 1 · health 91/100 · $1.53B · 2025Q4
- NCUSIF 91/100
- CAMELS 14.4%
- HEALTH 0.96%
- NW 0.92%
- DELQ $1.53B
- ROA 95,518
- ASSETS #912/4,374
- MEM United States Senate
- RANK 66157
Call Report peers
Credit Union 1 in the assets neighbourhood
Credit Union 1's $1.53B assets sit next to United States Senate ($1.52B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union 1 vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union 1 - Share Insurance Coverage
Charter #66157's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Credit Union 1 vs Over $500M peers
- Largest favorable gap: Loan-to-Share Ratio at 95.00% vs peer 83.90% (+11.10 pp).
- Widest shortfall vs peers is Delinquency Rate: +0.08 pp (0.96% vs 0.87%).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Credit Union 1 sits in Alaska
- Health composite ranks #5 of 9 among scored Alaska credit unions.
- Alaska assets place: #2 of 9.
- Alaska membership ordinal: #2 of 9.
In-state ordinals use the live credit_unions table for AK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Credit Union 1 Call Report trajectory
Credit Union 1: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $1.53B (2025Q4) to $1.53B (2026Q1).
- Net-worth ratio shifted +0.26 pp (14.10% → 14.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
14.36% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.4 pts
- Return on Assets 15.0 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 12.8 pts
Credit Union 1 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 14.36% | +3.18 pp |
| Delinquency Rate | 0.96% | +0.08 pp |
| Return on Assets | 0.92% | +0.41 pp |
| Member Growth | 3.14% | - |
| Loan-to-Share Ratio | 95.00% | +11.10 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Credit Union 1 quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.53B | - |
| 2025Q4 | $1.53B | 95,518 |
| 2024Q4 | $1.47B | 92,614 |
| 2023Q4 | $1.52B | 91,649 |
Credit Union Details
- Charter Number
- 66157
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Alaska
- City
- Anchorage
- Data Quarter
- 2025Q4
Branch Locations (15)
The NCUA branch filing lists 15 physical offices for Credit Union 1, spread across 10 cities.
| Office | City |
|---|---|
| Headquarters (Main Office) | Anchorage, AK |
| DeBarr | Anchorage, AK |
| Downtown | Anchorage, AK |
| Midtown | Anchorage, AK |
| South Anchorage | Anchorage, AK |
| Mt. View | Anchorage, AK |
| Eagle River | Eagle River, AK |
| Fairbanks 1st Avenue | Fairbanks, AK |
| Ketchikan | Ketchikan, AK |
| Kodiak | Kodiak, AK |
| Kotzebue | Kotzebue, AK |
| Nome | Nome, AK |
| Skagway | Skagway, AK |
| Soldotna | Soldotna, AK |
| Wasilla | Wasilla, AK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alaska
A look at other Alaska credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Credit Union 1
Cross-state asset and health neighbours for Credit Union 1 - kept outside Alaska; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.53B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Credit Union 1 ranks #912 of 4,374 nationally on financial health and #5 of 9 in AK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Matanuska Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Matanuska Valley
- Rates and health both vary by institution, not just by state -- see how Alaska credit unions compare overall before assuming this one is typical. Alaska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Credit Union 1 financially healthy?
Credit Union 1 has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #912 of 4,374; by total assets it ranks #312 of 4,374 nationally (same basis as /rankings/largest); and #2 of 9 within Alaska. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 14.36% and delinquency rate of 0.96%.
How does Credit Union 1 compare to other credit unions?
PlainCU's health composite puts Credit Union 1 at 91/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Credit Union 1?
Membership eligibility for Credit Union 1 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union 1 directly for current membership requirements and application steps.
Is my money safe at Credit Union 1?
Federal credit unions like Credit Union 1 are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union 1's net worth ratio of 14.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Credit Union 1 offer compared to banks?
Credit unions like Credit Union 1 are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union 1 directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.