Federal credit union · Ketchikan, Alaska · NCUA charter #15523
TONGASS
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $250.9M
- Total assets
- 14,436
- Members
- 13.0%
- Net-worth ratio
TONGASS scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $250.9M; members 14,436; net-worth ratio 12.96%; health rank #488 of 4,374; healthier than 87th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#488 of 4,374 health · 2025Q4TONGASS · health 94/100 · $250.9M · 2025Q4
Call Report peers
TONGASS in the assets neighbourhood
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TONGASS vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); TONGASS sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where TONGASS diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +3.56 pp (75.76% vs 72.20%).
- Largest lag: Return on Assets at 0.20% vs peer 0.62% (-0.42 pp).
TONGASS: in-state Call Report ranks
- Alaska health ordinal: #1 of 9.
- Assets rank #4 of 9 inside Alaska ($250.9M reported).
- Membership ranks #5 of 9 among Alaska CUs with a reported count (14,436 members).
- No Alaska credit union scores higher; the runner-up, Matanuska Valley (#2) scores 93/100, 1 point lower.
Quarter path for TONGASS
TONGASS: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.7% from $250.9M (2025Q4) to $246.6M (2026Q1).
- Net-worth ratio shifted -0.08 pp (13.04% → 12.96%).
At 12.96%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
TONGASS gives up 6 points in total. Return on Assets costs the most, 4.4 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 24.0 pts
- Return on Assets 10.6 pts
- Member Growth 14.1 pts
- Loan-to-Share Ratio 15.3 pts
Call Report ratios for TONGASS
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.96% | +0.85 pp |
| Delinquency Rate | 0.60% | -0.29 pp |
| Return on Assets | 0.20% | -0.42 pp |
| Member Growth | 4.23% | - |
| Loan-to-Share Ratio | 75.76% | +3.56 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
TONGASS filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $246.6M | - |
| 2025Q4 | $250.9M | 14,436 |
| 2024Q4 | $223.5M | 13,850 |
| 2023Q4 | $219.1M | 13,615 |
Credit Union Details
- Charter Number
- 15523
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Alaska
- City
- Ketchikan
- Data Quarter
- 2025Q4
Branch Locations (13)
Per its most recent NCUA branch filing, TONGASS runs 13 offices in 12 different cities.
| Office | City |
|---|---|
| Main Branch (Main Office) | Ketchikan, AK |
| Haines Branch | Haines, AK |
| Hoonah Microsite | Hoonah, AK |
| Hydaburg Microsite | Hydaburg, AK |
| Juneau Branch | Juneau, AK |
| Kake Microsite | Kake, AK |
| Loan Center | Ketchikan, AK |
| Klawock Branch | Klawock, AK |
| Metlakatla Branch | Metlakatla, AK |
| Petersburg Branch | Petersburg, AK |
| Sitka Branch | Sitka, AK |
| Thorne Bay Branch | Thorne Bay, AK |
| Wrangell Branch | Wrangell, AK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alaska
More federally-insured credit unions based in Alaska, ordered by peer group match and asset size.
Other-state peers near TONGASS
Using this data
- TONGASS ranks #488 of 4,374 nationally on financial health and #1 of 9 in AK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- True North is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with True North
Frequently Asked Questions
Is TONGASS financially healthy?
On its 2025Q4 NCUA 5300 filing, TONGASS scores 94/100 (Excellent), with a 12.96% net worth ratio and 0.60% of loans delinquent. It ranks #488 of 4,374 nationally on health and #1 of 9 in Alaska.
How does TONGASS compare to other credit unions?
TONGASS scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (75.76% vs 72.20%). Its widest shortfall is return on assets (0.20% vs 0.62%).
How can I join TONGASS?
TONGASS operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact TONGASS directly for the exact boundaries and application steps.
Is my money safe at TONGASS?
TONGASS is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. TONGASS's net worth ratio of 12.96% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.