Federal credit union · Alexandria, Virginia · NCUA charter #624
United States Senate
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $1.52B
- Total assets
- 52,801
- Members
- 7.5%
- Net-worth ratio
United States Senate scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.52B; members 52,801; net-worth ratio 7.46%; health rank #4,190 of 4,374; healthier than 4th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,190 of 4,374 health · 2025Q4United States Senate · health 55/100 · $1.52B · 2025Q4
Call Report peers
United States Senate in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
United States Senate vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); United States Senate sits in 55-59 with 115 others.
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
United States Senate: Call Report deltas vs peers
- Net Worth Ratio trails the peer set - 7.46% here, 11.18% peer average (-3.72 pp).
Where United States Senate sits in Virginia
- In Virginia, health place is #91 of 95 on the same NCUA-ratio sort used nationally.
- By total assets, United States Senate is #12 of 95 in Virginia.
- Membership ranks #16 of 95 among Virginia CUs with a reported count (52,801 members).
- One place up in Virginia, Glamorgan Employees (#90) ties at 55/100; one place down, DEMOCRACY (#92) ties at 55/100.
Quarter path for United States Senate
United States Senate: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $1.52B (2025Q4) to $1.55B (2026Q1).
- Net-worth ratio shifted -0.13 pp (7.59% → 7.46%).
This credit union's 7.46% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 55/100 score is built
United States Senate gives up 45 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 23.7 pts
- Delinquency Rate 15.3 pts
- Return on Assets 0.7 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.3 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.46% | -3.72 pp |
| Delinquency Rate | 1.62% | +0.75 pp |
| Return on Assets | -0.42% | -0.93 pp |
| Member Growth | -14.49% | - |
| Loan-to-Share Ratio | 80.33% | -3.57 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.55B | - |
| 2025Q4 | $1.52B | 52,801 |
| 2024Q4 | $1.53B | 61,745 |
| 2023Q4 | $1.46B | 61,527 |
Credit Union Details
- Charter Number
- 624
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- Over $500M
- State
- Virginia
- City
- Alexandria
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for United States Senate, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Bertie Bowman Building (Main Office) | Alexandria, VA |
| Eisenhower | Alexandria, VA |
| GAO | Washington, DC |
| Senate Hart | Washington, DC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Virginia
Other federally-insured credit unions in Virginia, closest first by peer group and asset size.
- UNIVERSITY OF VA COMMUNITY CUCharlottesville, VA · Over $500M98Health
- FREEDOM FIRSTRoanoke, VA · Over $500M89Health
- JUSTICEChantilly, VA · Over $500M88Health
- 1ST ADVANTAGENewport News, VA · Over $500M93Health
- DUPONT COMMUNITYWaynesboro, VA · Over $500M95Health
Compare United States Senate vs UNIVERSITY OF VA COMMUNITY CU
Other-state peers near United States Senate
Similar total assets
Similar health score
Using this data
- United States Senate ranks #4,190 of 4,374 nationally on financial health and #91 of 95 in VA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- University of Va Community Cu is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with University of Va Community Cu
Frequently Asked Questions
Is United States Senate financially healthy?
On its 2025Q4 NCUA 5300 filing, United States Senate scores 55/100 (Fair), with a 7.46% net worth ratio and 1.62% of loans delinquent. It ranks #4,190 of 4,374 nationally on health and #91 of 95 in Virginia.
How does United States Senate compare to other credit unions?
United States Senate scores 55/100, higher than 4% of the 4,374 scored credit unions. Its widest shortfall is net worth ratio (7.46% vs 11.18%).
How can I join United States Senate?
United States Senate serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact United States Senate directly for the current list of qualifying groups.
Is my money safe at United States Senate?
United States Senate is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. United States Senate's net worth ratio of 7.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.