State credit union · Salem, Oregon · NCUA charter #64166
Marion and Polk Schools
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $1.51B
- Total assets
- 81,575
- Members
- 9.4%
- Net-worth ratio
Marion and Polk Schools scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.51B; members 81,575; net-worth ratio 9.45%; health rank #1,331 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,331 of 4,374 health · 2025Q4Marion and Polk Schools · health 89/100 · $1.51B · 2025Q4
- CAMELS 89/100
- HEALTH 9.4%
- NW 1.09%
- DELQ 0.94%
- ROA $1.51B
- ASSETS 81,575
- MEM #1,331/4,374
- RANK Utilities Employees
- PHOTO 64166
Call Report peers
Marion and Polk Schools in the assets neighbourhood
Marion and Polk Schools's $1.51B assets sit next to Utilities Employees ($1.50B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Marion and Polk Schools vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Marion and Polk Schools - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #64166 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Marion and Polk Schools vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +9.46 pp (93.36% vs 83.90%).
- Largest lag: Net Worth Ratio at 9.45% vs peer 11.18% (-1.73 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Oregon standing for Marion and Polk Schools
- In Oregon, health place is #17 of 48 on the same NCUA-ratio sort used nationally.
- Oregon assets place: #9 of 48.
- Oregon membership ordinal: #9 of 48.
In-state ordinals use the live credit_unions table for OR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Marion and Polk Schools: 2025Q4 → 2026Q1
Marion and Polk Schools: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +20.8% from $1.51B (2025Q4) to $1.82B (2026Q1).
- Net-worth ratio shifted -1.84 pp (11.29% → 9.45%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
9.45% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 28.6 pts
- Delinquency Rate 19.3 pts
- Return on Assets 15.0 pts
- Member Growth 12.4 pts
- Loan-to-Share Ratio 13.7 pts
Call Report ratios for Marion and Polk Schools
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.45% | -1.73 pp |
| Delinquency Rate | 1.09% | +0.21 pp |
| Return on Assets | 0.94% | +0.43 pp |
| Member Growth | 2.87% | - |
| Loan-to-Share Ratio | 93.36% | +9.46 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - Marion and Polk Schools
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.82B | - |
| 2025Q4 | $1.51B | 81,575 |
| 2024Q4 | $1.38B | 79,298 |
| 2023Q4 | $1.35B | 77,041 |
Credit Union Details
- Charter Number
- 64166
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Salem
- Data Quarter
- 2025Q4
Branch Locations (17)
The NCUA branch filing lists 17 physical offices for Marion and Polk Schools, spread across 11 cities.
| Office | City |
|---|---|
| Maps Administration Building (Main Office) | Salem, OR |
| Astoria Branch | Astoria, OR |
| Evergreen Armored Administrative Office | Eugene, OR |
| McNary Branch | Keizer, OR |
| Monmouth Branch | Monmouth, OR |
| Oregon City Branch and Administration Center | Oregon City, OR |
| Chemeketa Branch | Salem, OR |
| Hines Street Branch | Salem, OR |
| South Salem Branch | Salem, OR |
| West Salem Branch | Salem, OR |
| Maps Professional Center | Salem, OR |
| High Street Branch | Salem, OR |
| Seaside Branch | Seaside, OR |
| Silverton Branch | Silverton, OR |
| Stayton Branch | Stayton, OR |
| Wilsonville Branch | Wilsonville, OR |
| Woodburn Branch | Woodburn, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
A look at other Oregon credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Marion and Polk Schools
Cross-state asset and health neighbours for Marion and Polk Schools - kept outside Oregon; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.51B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- Marion and Polk Schools ranks #1,331 of 4,374 nationally on financial health and #17 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Community
- Rates and health both vary by institution, not just by state -- see how Oregon credit unions compare overall before assuming this one is typical. Oregon state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Marion and Polk Schools financially healthy?
A 9.45% net worth ratio and a 1.09% delinquency rate feed into Marion and Polk Schools's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,331 of 4,374; by total assets it ranks #317 of 4,374 nationally (same basis as /rankings/largest); and #9 of 48 within Oregon. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Marion and Polk Schools compare to other credit unions?
Marion and Polk Schools scores 89/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Marion and Polk Schools?
Membership eligibility for Marion and Polk Schools depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Marion and Polk Schools directly for current membership requirements and application steps.
Is my money safe at Marion and Polk Schools?
Federal credit unions like Marion and Polk Schools are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Marion and Polk Schools's net worth ratio of 9.45% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Marion and Polk Schools offer compared to banks?
Credit unions like Marion and Polk Schools are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Marion and Polk Schools directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.