State credit union · Salem, Oregon · NCUA charter #64166
Marion and Polk Schools
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $1.51B
- Total assets
- 81,575
- Members
- 9.4%
- Net-worth ratio
Marion and Polk Schools scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.51B; members 81,575; net-worth ratio 9.45%; health rank #1,331 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,331 of 4,374 health · 2025Q4Marion and Polk Schools · health 89/100 · $1.51B · 2025Q4
Call Report peers
Marion and Polk Schools in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Marion and Polk Schools vs every NCUA-scored credit union
Marion and Polk Schools sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Marion and Polk Schools vs Over $500M peers
- Strongest edge vs 749 Over $500M peers is Loan-to-Share Ratio: +9.46 pp (93.36% vs 83.90%).
- Largest lag: Net Worth Ratio at 9.45% vs peer 11.18% (-1.73 pp).
Oregon standing for Marion and Polk Schools
- In Oregon, health place is #17 of 48 on the same NCUA-ratio sort used nationally.
- Oregon assets place: #9 of 48.
- Oregon membership ordinal: #9 of 48.
- One place up in Oregon, First Community (#16) scores 90/100, 1 point higher; one place down, Central Willamette (#18) scores 88/100, 1 point lower.
Marion and Polk Schools: 2025Q4 → 2026Q1
Marion and Polk Schools: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +20.8% from $1.51B (2025Q4) to $1.82B (2026Q1).
- Net-worth ratio shifted -1.84 pp (11.29% → 9.45%).
9.45% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Marion and Polk Schools gives up 11 points in total. Delinquency Rate costs the most, 5.7 of its 25; Return on Assets scores full marks.
- Net Worth Ratio 28.6 pts
- Delinquency Rate 19.3 pts
- Return on Assets 15.0 pts
- Member Growth 12.4 pts
- Loan-to-Share Ratio 13.7 pts
Call Report ratios for Marion and Polk Schools
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.45% | -1.73 pp |
| Delinquency Rate | 1.09% | +0.21 pp |
| Return on Assets | 0.94% | +0.43 pp |
| Member Growth | 2.87% | - |
| Loan-to-Share Ratio | 93.36% | +9.46 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - Marion and Polk Schools
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.82B | - |
| 2025Q4 | $1.51B | 81,575 |
| 2024Q4 | $1.38B | 79,298 |
| 2023Q4 | $1.35B | 77,041 |
Credit Union Details
- Charter Number
- 64166
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Oregon
- City
- Salem
- Data Quarter
- 2025Q4
Branch Locations (17)
The NCUA branch filing lists 17 physical offices for Marion and Polk Schools, spread across 11 cities.
| Office | City |
|---|---|
| Maps Administration Building (Main Office) | Salem, OR |
| Astoria Branch | Astoria, OR |
| Evergreen Armored Administrative Office | Eugene, OR |
| McNary Branch | Keizer, OR |
| Monmouth Branch | Monmouth, OR |
| Oregon City Branch and Administration Center | Oregon City, OR |
| Chemeketa Branch | Salem, OR |
| Hines Street Branch | Salem, OR |
| South Salem Branch | Salem, OR |
| West Salem Branch | Salem, OR |
| Maps Professional Center | Salem, OR |
| High Street Branch | Salem, OR |
| Seaside Branch | Seaside, OR |
| Silverton Branch | Silverton, OR |
| Stayton Branch | Stayton, OR |
| Wilsonville Branch | Wilsonville, OR |
| Woodburn Branch | Woodburn, OR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oregon
A look at other Oregon credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Marion and Polk Schools
Similar total assets
Using this data
- Marion and Polk Schools ranks #1,331 of 4,374 nationally on financial health and #17 of 48 in OR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- First Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with First Community
Frequently Asked Questions
Is Marion and Polk Schools financially healthy?
Marion and Polk Schools has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,331 of 4,374 nationally on health and #17 of 48 in Oregon. Its net worth ratio is 9.45% and its delinquency rate 1.09%.
How does Marion and Polk Schools compare to other credit unions?
Marion and Polk Schools scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (93.36% vs 83.90%). Its widest shortfall is net worth ratio (9.45% vs 11.18%).
How can I join Marion and Polk Schools?
Membership eligibility for Marion and Polk Schools depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Marion and Polk Schools directly for current membership requirements and application steps.
Is my money safe at Marion and Polk Schools?
Marion and Polk Schools is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Marion and Polk Schools's net worth ratio of 9.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.