Federal credit union · ANCHORAGE, Alaska · NCUA charter #18204
Northern Skies
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $218.8M
- Total assets
- 13,709
- Members
- 13.5%
- Net-worth ratio
Northern Skies scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $218.8M; members 13,709; net-worth ratio 13.47%; health rank #1,090 of 4,374; healthier than 73rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,090 of 4,374 health · 2025Q4Northern Skies · health 90/100 · $218.8M · 2025Q4
Call Report peers
Northern Skies in the assets neighbourhood
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Northern Skies vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northern Skies sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Northern Skies vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 94.10% here, 72.20% peer average (+21.90 pp).
- Delinquency Rate trails the peer set - 0.91% here, 0.89% peer average (+0.02 pp).
Where Northern Skies sits in Alaska
- Alaska health ordinal: #6 of 9.
- Alaska assets place: #6 of 9.
- Alaska membership ordinal: #6 of 9.
- One place up in Alaska, Credit Union 1 (#5) scores 91/100, 1 point higher; one place down, GLOBAL (#7) scores 83/100, 7 points lower.
Northern Skies Call Report trajectory
Northern Skies: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.7% from $218.8M (2025Q4) to $222.6M (2026Q1).
- Net-worth ratio shifted +0.02 pp (13.45% → 13.47%).
At 13.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Northern Skies gives up 10 points in total. Delinquency Rate costs the most, 4.1 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.9 pts
- Return on Assets 15.0 pts
- Member Growth 11.4 pts
- Loan-to-Share Ratio 12.7 pts
Northern Skies health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.47% | +1.36 pp |
| Delinquency Rate | 0.91% | +0.02 pp |
| Return on Assets | 1.16% | +0.53 pp |
| Member Growth | 2.03% | - |
| Loan-to-Share Ratio | 94.10% | +21.90 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Northern Skies quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $222.6M | - |
| 2025Q4 | $218.8M | 13,709 |
| 2024Q4 | $205.9M | 13,436 |
| 2023Q4 | $194.3M | 12,996 |
Credit Union Details
- Charter Number
- 18204
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Alaska
- City
- ANCHORAGE
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Northern Skies.
| Office | City |
|---|---|
| Main Branch (Main Office) | Anchorage, AK |
| O'Malley | Anchorage, AK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alaska
More federally-insured credit unions based in Alaska, ordered by peer group match and asset size.
Northern Skies nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Northern Skies ranks #1,090 of 4,374 nationally on financial health and #6 of 9 in AK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- True North is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with True North
Frequently Asked Questions
Is Northern Skies financially healthy?
On its 2025Q4 NCUA 5300 filing, Northern Skies scores 90/100 (Excellent), with a 13.47% net worth ratio and 0.91% of loans delinquent. It ranks #1,090 of 4,374 nationally on health and #6 of 9 in Alaska.
How does Northern Skies compare to other credit unions?
Northern Skies scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (94.10% vs 72.20%). Its widest shortfall is delinquency rate (0.91% vs 0.89%).
How can I join Northern Skies?
Northern Skies operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Northern Skies directly for the exact boundaries and application steps.
Is my money safe at Northern Skies?
Northern Skies is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northern Skies's net worth ratio of 13.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.