Federal credit union · Palmer, Alaska · NCUA charter #5924
Matanuska Valley
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.01B
- Total assets
- 64,682
- Members
- 10.4%
- Net-worth ratio
Matanuska Valley scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.01B; members 64,682; net-worth ratio 10.40%; health rank #669 of 4,374; healthier than 84th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#669 of 4,374 health · 2025Q4Matanuska Valley · health 93/100 · $1.01B · 2025Q4
- CHARTER 93/100
- NCUSIF 10.4%
- CAMELS 1.10%
- HEALTH 0.87%
- NW $1.01B
- DELQ 64,682
- ROA #669/4,374
- ASSETS 1st Midamerica
- MEM 5924
Call Report peers
Matanuska Valley in the assets neighbourhood
Matanuska Valley's $1.01B assets sit next to 1st Midamerica ($1.01B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Matanuska Valley vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Matanuska Valley - Share Insurance Coverage
Charter #5924's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Matanuska Valley: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 0.87% vs peer 0.51% (+0.36 pp).
- Largest lag: Loan-to-Share Ratio at 66.59% vs peer 83.90% (-17.31 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Matanuska Valley sits in Alaska
- Alaska health ordinal: #2 of 9.
- By total assets, Matanuska Valley is #3 of 9 in Alaska.
- Alaska membership ordinal: #3 of 9.
In-state ordinals use the live credit_unions table for AK only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Matanuska Valley Call Report trajectory
Matanuska Valley: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.5% from $1.01B (2025Q4) to $985.0M (2026Q1).
- Net-worth ratio shifted +0.27 pp (10.13% → 10.40%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.40% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.2 pts
- Return on Assets 15.0 pts
- Member Growth 14.9 pts
- Loan-to-Share Ratio 13.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.40% | -0.78 pp |
| Delinquency Rate | 1.10% | +0.23 pp |
| Return on Assets | 0.87% | +0.36 pp |
| Member Growth | 4.94% | - |
| Loan-to-Share Ratio | 66.59% | -17.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Matanuska Valley filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $985.0M | - |
| 2025Q4 | $1.01B | 64,682 |
| 2024Q4 | $935.0M | 61,637 |
| 2023Q4 | $934.8M | 58,347 |
Credit Union Details
- Charter Number
- 5924
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Alaska
- City
- Palmer
- Data Quarter
- 2025Q4
Branch Locations (11)
Matanuska Valley operates 11 offices across 7 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Palmer Office (Main Office) | Palmer, AK |
| Big Lake Office | Big Lake, AK |
| Eagle River Office | Eagle River, AK |
| CARRS Retail Office | Palmer, AK |
| Sunshine Office | Talkeetna, AK |
| Kunia | Waipahu, HI |
| Wasilla Office | Wasilla, AK |
| Seward Meridian Office | Wasilla, AK |
| Meadow Lakes Office | Wasilla, AK |
| Knik - Goose Bay | Wasilla, AK |
| Willow Office | Willow, AK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alaska
Other federally-insured credit unions in Alaska, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Matanuska Valley, both outside Alaska so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.01B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Matanuska Valley ranks #669 of 4,374 nationally on financial health and #2 of 9 in AK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Credit Union 1 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Credit Union 1
- Rates and health both vary by institution, not just by state -- see how Alaska credit unions compare overall before assuming this one is typical. Alaska state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Matanuska Valley financially healthy?
A 10.40% net worth ratio and a 1.10% delinquency rate feed into Matanuska Valley's financial health score of 93/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #669 of 4,374; by total assets it ranks #466 of 4,374 nationally (same basis as /rankings/largest); and #3 of 9 within Alaska. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Matanuska Valley compare to other credit unions?
PlainCU's health composite puts Matanuska Valley at 93/100, compared to a peer group average for Over $500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Matanuska Valley?
Matanuska Valley operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Matanuska Valley directly for the exact boundaries and application steps.
Is my money safe at Matanuska Valley?
Federal credit unions like Matanuska Valley are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Matanuska Valley's net worth ratio of 10.40% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Matanuska Valley offer compared to banks?
Credit unions like Matanuska Valley are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Matanuska Valley directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.