Federal credit union · Juneau, Alaska · NCUA charter #5892
True North
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $237.5M
- Total assets
- 13,191
- Members
- 10.2%
- Net-worth ratio
True North scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $237.5M; members 13,191; net-worth ratio 10.19%; health rank #836 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#836 of 4,374 health · 2025Q4True North · health 92/100 · $237.5M · 2025Q4
Call Report peers
True North in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
True North vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); True North sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where True North diverges from peer averages
- Loan-to-Share Ratio leads the peer set - 83.42% here, 72.20% peer average (+11.22 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.92 pp (10.19% vs 12.11%).
True North in Alaska
- Health composite ranks #4 of 9 among scored Alaska credit unions.
- Alaska assets place: #5 of 9.
- Membership ranks #7 of 9 among Alaska CUs with a reported count (13,191 members).
- One place up in Alaska, Spirit of Alaska (#3) ties at 92/100; one place down, Credit Union 1 (#5) scores 91/100, 1 point lower.
Quarter path for True North
True North: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.1% from $237.5M (2025Q4) to $237.1M (2026Q1).
- Net-worth ratio shifted +0.04 pp (10.15% → 10.19%).
This credit union's 10.19% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 92/100 score is built
True North gives up 8 points in total. Member Growth costs the most, 5.1 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for True North
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.19% | -1.92 pp |
| Delinquency Rate | 0.80% | -0.10 pp |
| Return on Assets | 0.70% | +0.08 pp |
| Member Growth | 0.76% | - |
| Loan-to-Share Ratio | 83.42% | +11.22 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
True North quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $237.1M | - |
| 2025Q4 | $237.5M | 13,191 |
| 2024Q4 | $234.7M | 13,092 |
| 2023Q4 | $220.6M | 12,893 |
Credit Union Details
- Charter Number
- 5892
- Type
- Federal
- Field of Membership
- Multiple Common Bond
- Peer Group
- $100M–$500M
- State
- Alaska
- City
- Juneau
- Data Quarter
- 2025Q4
Branch Locations (5)
True North operates 5 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Mendenhall Bldg (Main Office) | Juneau, AK |
| Anchorage Branch | Anchorage, AK |
| Anchorage Annex | Anchorage, AK |
| Juneau Branch | Juneau, AK |
| Mendenhall Branch | Juneau, AK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Alaska
A look at other Alaska credit unions, ranked by how closely their peer group and asset size match this one.
True North nationwide neighbourhoods
Using this data
- True North ranks #836 of 4,374 nationally on financial health and #4 of 9 in AK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TONGASS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TONGASS
Frequently Asked Questions
Is True North financially healthy?
True North has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #836 of 4,374 nationally on health and #4 of 9 in Alaska. Its net worth ratio is 10.19% and its delinquency rate 0.80%.
How does True North compare to other credit unions?
True North scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (83.42% vs 72.20%). Its widest shortfall is net worth ratio (10.19% vs 12.11%).
How can I join True North?
True North serves multiple common-bond groups, membership usually requires belonging to one of several qualifying employers, associations, or organizations the credit union has chartered to serve. Contact True North directly for the current list of qualifying groups.
Is my money safe at True North?
True North is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. True North's net worth ratio of 10.19% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.