Federal credit union · Everett, Washington · NCUA charter #12847
Community Healthcare
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $20.3M
- Total assets
- 1,343
- Members
- 11.7%
- Net-worth ratio
Community Healthcare scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.3M; members 1,343; net-worth ratio 11.74%; health rank #3,342 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,342 of 4,374 health · 2025Q4Community Healthcare · health 74/100 · $20.3M · 2025Q4
Call Report peers
Community Healthcare in the assets neighbourhood
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Community Healthcare vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Community Healthcare sits in 70-74 with 317 others.
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Community Healthcare vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 60.81% here, 59.80% peer average (+1.01 pp).
- Largest lag: Net Worth Ratio at 11.74% vs peer 14.86% (-3.12 pp).
Where Community Healthcare sits in Washington
- Health composite ranks #66 of 75 among scored Washington credit unions.
- Washington assets place: #69 of 75.
- Membership ranks #68 of 75 among Washington CUs with a reported count (1,343 members).
- One place up in Washington, NORDSTROM (#65) scores 75/100, 1 point higher; one place down, SNOCOPE (#67) ties at 74/100.
Community Healthcare: 2025Q4 → 2026Q1
Community Healthcare: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +8.8% from $20.3M (2025Q4) to $22.1M (2026Q1).
- Net-worth ratio shifted -1.05 pp (12.79% → 11.74%).
11.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Community Healthcare gives up 26 points in total. Delinquency Rate costs the most, 17.2 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 7.8 pts
- Return on Assets 15.0 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 13.1 pts
Community Healthcare health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.74% | -3.12 pp |
| Delinquency Rate | 2.75% | +1.61 pp |
| Return on Assets | 1.38% | +0.67 pp |
| Member Growth | -0.52% | - |
| Loan-to-Share Ratio | 60.81% | +1.01 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Community Healthcare filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.1M | - |
| 2025Q4 | $20.3M | 1,343 |
| 2024Q4 | $20.3M | 1,350 |
| 2023Q4 | $19.5M | 1,359 |
Credit Union Details
- Charter Number
- 12847
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Washington
- City
- Everett
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Community Healthcare.
| Office | City |
|---|---|
| Community Healthcare Federal Credit Union (Main Office) | Everett, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Community Healthcare nationwide neighbourhoods
Using this data
- Community Healthcare ranks #3,342 of 4,374 nationally on financial health and #66 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NEWRIZONS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NEWRIZONS
Frequently Asked Questions
Is Community Healthcare financially healthy?
Community Healthcare has a financial health score of 74/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,342 of 4,374 nationally on health and #66 of 75 in Washington. Its net worth ratio is 11.74% and its delinquency rate 2.75%.
How does Community Healthcare compare to other credit unions?
Community Healthcare scores 74/100, higher than 23% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (60.81% vs 59.80%). Its widest shortfall is net worth ratio (11.74% vs 14.86%).
How can I join Community Healthcare?
Community Healthcare operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Community Healthcare directly for the exact boundaries and application steps.
Is my money safe at Community Healthcare?
Community Healthcare is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community Healthcare's net worth ratio of 11.74% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.