Federal credit union · Everett, Washington · NCUA charter #12847
Community Healthcare
Health score 74/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 74
- Health / 100
- $20.3M
- Total assets
- 1,343
- Members
- 11.7%
- Net-worth ratio
Community Healthcare scores 74/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.3M; members 1,343; net-worth ratio 11.74%; health rank #3,342 of 4,374; healthier than 23rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#3,342 of 4,374 health · 2025Q4Community Healthcare · health 74/100 · $20.3M · 2025Q4
- CAMELS 74/100
- HEALTH 11.7%
- NW 2.75%
- DELQ 1.38%
- ROA $20.3M
- ASSETS 1,343
- MEM #3,342/4,374
- RANK ACADIAN
- PHOTO 12847
Call Report peers
Community Healthcare in the assets neighbourhood
Community Healthcare's $20.3M assets sit next to ACADIAN ($20.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Community Healthcare vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
74 23rd percentile higher than 23% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Community Healthcare - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #12847 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Community Healthcare vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 60.81% here, 59.80% peer average (+1.01 pp).
- Largest lag: Net Worth Ratio at 11.74% vs peer 14.86% (-3.12 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Community Healthcare sits in Washington
- Health composite ranks #66 of 75 among scored Washington credit unions.
- Washington assets place: #69 of 75.
- Membership ranks #68 of 75 among Washington CUs with a reported count (1,343 members).
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Community Healthcare: 2025Q4 → 2026Q1
Community Healthcare: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +8.8% from $20.3M (2025Q4) to $22.1M (2026Q1).
- Net-worth ratio shifted -1.05 pp (12.79% → 11.74%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.74% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 74/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 74.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 7.8 pts
- Return on Assets 15.0 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 13.1 pts
Community Healthcare health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.74% | -3.12 pp |
| Delinquency Rate | 2.75% | +1.61 pp |
| Return on Assets | 1.38% | +0.67 pp |
| Member Growth | -0.52% | - |
| Loan-to-Share Ratio | 60.81% | +1.01 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Community Healthcare filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.1M | - |
| 2025Q4 | $20.3M | 1,343 |
| 2024Q4 | $20.3M | 1,350 |
| 2023Q4 | $19.5M | 1,359 |
Credit Union Details
- Charter Number
- 12847
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Washington
- City
- Everett
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Community Healthcare.
| Office | City |
|---|---|
| Community Healthcare Federal Credit Union (Main Office) | Everett, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
Other federally-insured credit unions in Washington, closest first by peer group and asset size.
Community Healthcare nationwide neighbourhoods
Two NCUA Call Report peer sets for Community Healthcare, both outside Washington so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($20.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (74/100 here).
Using this data
- Community Healthcare ranks #3,342 of 4,374 nationally on financial health and #66 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- NEWRIZONS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with NEWRIZONS
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Community Healthcare financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Community Healthcare carries a financial health score of 74/100 (Very Good). On the national health ranking (same basis as /rankings/healthiest), it sits at #3,342 of 4,374; by total assets it ranks #3,142 of 4,374 nationally (same basis as /rankings/largest); and #69 of 75 within Washington. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 11.74% net worth ratio and a 2.75% delinquency rate.
How does Community Healthcare compare to other credit unions?
On PlainCU's health composite, Community Healthcare lands at 74/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Community Healthcare?
Community Healthcare operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Community Healthcare directly for the exact boundaries and application steps.
Is my money safe at Community Healthcare?
Federal credit unions like Community Healthcare are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Community Healthcare's net worth ratio of 11.74% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Community Healthcare offer compared to banks?
Credit unions like Community Healthcare are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Community Healthcare directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.