State credit union · LA CROSSE, Wisconsin · NCUA charter #66665
Dairyland Power
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $20.3M
- Total assets
- 1,210
- Members
- 16.5%
- Net-worth ratio
Dairyland Power scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.3M; members 1,210; net-worth ratio 16.47%; health rank #1,766 of 4,374; healthier than 57th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,766 of 4,374 health · 2025Q4Dairyland Power · health 86/100 · $20.3M · 2025Q4
Call Report peers
Dairyland Power in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Dairyland Power vs every NCUA-scored credit union
Dairyland Power sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Dairyland Power
- Largest favorable gap: Loan-to-Share Ratio at 94.07% vs peer 59.80% (+34.27 pp).
Dairyland Power: in-state Call Report ranks
- Health composite ranks #66 of 100 among scored Wisconsin credit unions.
- By total assets, Dairyland Power is #79 of 100 in Wisconsin.
- Member book place in Wisconsin: #84 of 100.
- One place up in Wisconsin, Verve, a Credit Union (#65) scores 87/100, 1 point higher; one place down, Athens Area (#67) ties at 86/100.
Quarter path for Dairyland Power
Dairyland Power: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.4% from $20.3M (2025Q4) to $20.6M (2026Q1).
- Net-worth ratio shifted -6.41 pp (22.88% → 16.47%).
At 16.47%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Dairyland Power gives up 14 points in total. Member Growth costs the most, 12 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 3.0 pts
- Loan-to-Share Ratio 13.0 pts
Dairyland Power health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.47% | +1.61 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 1.84% | +1.13 pp |
| Member Growth | -3.35% | - |
| Loan-to-Share Ratio | 94.07% | +34.27 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.6M | - |
| 2025Q4 | $20.3M | 1,210 |
| 2024Q4 | $19.7M | 1,252 |
| 2023Q4 | $19.9M | 1,237 |
Credit Union Details
- Charter Number
- 66665
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Wisconsin
- City
- LA CROSSE
- Data Quarter
- 2025Q4
Branch Location
Dairyland Power operates a single office in La Crosse, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Dairyland Power Credit Union (Main Office) | La Crosse, WI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wisconsin
Other federally-insured credit unions in Wisconsin, closest first by peer group and asset size.
Dairyland Power nationwide neighbourhoods
Using this data
- Dairyland Power ranks #1,766 of 4,374 nationally on financial health and #66 of 100 in WI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Oshkosh Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Oshkosh Community
Frequently Asked Questions
Is Dairyland Power financially healthy?
Dairyland Power has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,766 of 4,374 nationally on health and #66 of 100 in Wisconsin. Its net worth ratio is 16.47% and its delinquency rate 0.00%.
How does Dairyland Power compare to other credit unions?
Dairyland Power scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (94.07% vs 59.80%).
How can I join Dairyland Power?
Membership eligibility for Dairyland Power depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Dairyland Power directly for current membership requirements and application steps.
Is my money safe at Dairyland Power?
Dairyland Power is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Dairyland Power's net worth ratio of 16.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.