State credit union · Wichita, Kansas · NCUA charter #60062
Credit Union of America
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.75B
- Total assets
- 104,691
- Members
- 12.4%
- Net-worth ratio
Credit Union of America scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.75B; members 104,691; net-worth ratio 12.44%; health rank #624 of 4,374; healthier than 84th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#624 of 4,374 health · 2025Q4Credit Union of America · health 93/100 · $1.75B · 2025Q4
Call Report peers
Credit Union of America in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of America vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of America sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of America vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 101.20% here, 83.90% peer average (+17.30 pp).
Where Credit Union of America sits in Kansas
- Kansas health ordinal: #5 of 61.
- Kansas assets place: #1 of 61.
- Kansas membership ordinal: #1 of 61.
- One place up in Kansas, Topeka Police (#4) ties at 93/100; one place down, Emporia State (#6) ties at 93/100.
Credit Union of America Call Report trajectory
Credit Union of America: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.5% from $1.75B (2025Q4) to $1.83B (2026Q1).
- Net-worth ratio shifted -0.32 pp (12.76% → 12.44%).
12.44% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Credit Union of America gives up 7 points in total. Loan-to-Share Ratio costs the most, 5 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.6 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 10.0 pts
Credit Union of America vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.44% | +1.26 pp |
| Delinquency Rate | 0.64% | -0.24 pp |
| Return on Assets | 0.82% | +0.31 pp |
| Member Growth | 4.51% | - |
| Loan-to-Share Ratio | 101.20% | +17.30 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.83B | - |
| 2025Q4 | $1.75B | 104,691 |
| 2024Q4 | $1.64B | 100,177 |
| 2023Q4 | $1.52B | 95,513 |
Credit Union Details
- Charter Number
- 60062
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Kansas
- City
- Wichita
- Data Quarter
- 2025Q4
Branch Locations (17)
Per its most recent NCUA branch filing, Credit Union of America runs 17 offices in 9 different cities.
| Office | City |
|---|---|
| E 32nd Corporate Office (Main Office) | Wichita, KS |
| Derby | Derby, KS |
| Goddard | Goddard, KS |
| Great Bend | Great Bend, KS |
| Hays | Hays, KS |
| Hutchinson | Hutchinson, KS |
| Manhattan | Manhattan, KS |
| Pratt | Pratt, KS |
| Salina | Salina, KS |
| Bel Aire | Wichita, KS |
| West Douglas | Wichita, KS |
| Ridge Road | Wichita, KS |
| South Broadway | Wichita, KS |
| Harry Street | Wichita, KS |
| Woodlawn | Wichita, KS |
| Maize | Wichita, KS |
| E 21st | Wichita, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Using this data
- Credit Union of America ranks #624 of 4,374 nationally on financial health and #5 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MAZUMA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MAZUMA
Frequently Asked Questions
Is Credit Union of America financially healthy?
On its 2025Q4 NCUA 5300 filing, Credit Union of America scores 93/100 (Excellent), with a 12.44% net worth ratio and 0.64% of loans delinquent. It ranks #624 of 4,374 nationally on health and #5 of 61 in Kansas.
How does Credit Union of America compare to other credit unions?
Credit Union of America scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (101.20% vs 83.90%).
How can I join Credit Union of America?
Membership eligibility for Credit Union of America depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of America directly for current membership requirements and application steps.
Is my money safe at Credit Union of America?
Credit Union of America is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of America's net worth ratio of 12.44% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.