State credit union · Wichita, Kansas · NCUA charter #60062
Credit Union of America
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $1.75B
- Total assets
- 104,691
- Members
- 12.4%
- Net-worth ratio
Credit Union of America scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.75B; members 104,691; net-worth ratio 12.44%; health rank #624 of 4,374; healthier than 84th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#624 of 4,374 health · 2025Q4Credit Union of America · health 93/100 · $1.75B · 2025Q4
- DELQ 93/100
- ROA 12.4%
- ASSETS 0.64%
- MEM 0.82%
- RANK $1.75B
- PHOTO 104,691
- BOOK #624/4,374
- CHARTER KEMBA
- NCUSIF 60062
Call Report peers
Credit Union of America in the assets neighbourhood
Credit Union of America's $1.75B assets sit next to KEMBA ($1.75B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of America vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of America - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #60062 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Credit Union of America vs Over $500M peers
- Loan-to-Share Ratio leads the peer set - 101.20% here, 83.90% peer average (+17.30 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Credit Union of America sits in Kansas
- Kansas health ordinal: #5 of 61.
- Kansas assets place: #1 of 61.
- Kansas membership ordinal: #1 of 61.
In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Credit Union of America Call Report trajectory
Credit Union of America: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +4.5% from $1.75B (2025Q4) to $1.83B (2026Q1).
- Net-worth ratio shifted -0.32 pp (12.76% → 12.44%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.44% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.6 pts
- Return on Assets 15.0 pts
- Member Growth 14.4 pts
- Loan-to-Share Ratio 10.0 pts
Credit Union of America vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.44% | +1.26 pp |
| Delinquency Rate | 0.64% | -0.24 pp |
| Return on Assets | 0.82% | +0.31 pp |
| Member Growth | 4.51% | - |
| Loan-to-Share Ratio | 101.20% | +17.30 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.83B | - |
| 2025Q4 | $1.75B | 104,691 |
| 2024Q4 | $1.64B | 100,177 |
| 2023Q4 | $1.52B | 95,513 |
Credit Union Details
- Charter Number
- 60062
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Kansas
- City
- Wichita
- Data Quarter
- 2025Q4
Branch Locations (17)
Per its most recent NCUA branch filing, Credit Union of America runs 17 offices in 9 different cities.
| Office | City |
|---|---|
| E 32nd Corporate Office (Main Office) | Wichita, KS |
| Derby | Derby, KS |
| Goddard | Goddard, KS |
| Great Bend | Great Bend, KS |
| Hays | Hays, KS |
| Hutchinson | Hutchinson, KS |
| Manhattan | Manhattan, KS |
| Pratt | Pratt, KS |
| Salina | Salina, KS |
| Bel Aire | Wichita, KS |
| West Douglas | Wichita, KS |
| Ridge Road | Wichita, KS |
| South Broadway | Wichita, KS |
| Harry Street | Wichita, KS |
| Woodlawn | Wichita, KS |
| Maize | Wichita, KS |
| E 21st | Wichita, KS |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Kansas
A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Credit Union of America's nationwide photo peers by assets and by health score, excluding Kansas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.75B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Credit Union of America ranks #624 of 4,374 nationally on financial health and #5 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MAZUMA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MAZUMA
- Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Credit Union of America financially healthy?
Yes/no aside, the number is 93/100 (Excellent) - Credit Union of America's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #624 of 4,374; by total assets it ranks #284 of 4,374 nationally (same basis as /rankings/largest); and #1 of 61 within Kansas. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.44% net worth ratio and 0.64% delinquency rate are the key drivers.
How does Credit Union of America compare to other credit unions?
93/100 is Credit Union of America's score on PlainCU's health composite, compared to a peer group average for Over $500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Credit Union of America?
Membership eligibility for Credit Union of America depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of America directly for current membership requirements and application steps.
Is my money safe at Credit Union of America?
Federal credit unions like Credit Union of America are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of America's net worth ratio of 12.44% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Credit Union of America offer compared to banks?
Credit unions like Credit Union of America are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union of America directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.