Federal credit union · SYRACUSE, New York · NCUA charter #22972
CROUSE
Health score 76/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 76
- Health / 100
- $20.3M
- Total assets
- 2,031
- Members
- 9.5%
- Net-worth ratio
CROUSE scores 76/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $20.3M; members 2,031; net-worth ratio 9.49%; health rank #3,203 of 4,374; healthier than 26th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,203 of 4,374 health · 2025Q4CROUSE · health 76/100 · $20.3M · 2025Q4
Call Report peers
CROUSE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CROUSE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); CROUSE sits in 75-79 with 502 others.
76 26th percentile higher than 26% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CROUSE vs $10M–$50M peers
- Delinquency Rate leads the peer set - 0.03% here, 1.15% peer average (-1.11 pp).
- Loan-to-Share Ratio trails the peer set - 36.39% here, 59.80% peer average (-23.41 pp).
Where CROUSE sits in New York
- In New York, health place is #181 of 272 on the same NCUA-ratio sort used nationally.
- New York assets place: #184 of 272.
- New York membership ordinal: #173 of 272.
- One place up in New York, Ukrainian National (#180) ties at 76/100; one place down, Amnh Employees (#182) scores 75/100, 1 point lower.
How CROUSE's 5300 filing moved
CROUSE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.9% from $20.3M (2025Q4) to $21.1M (2026Q1).
- Net-worth ratio shifted -0.28 pp (9.77% → 9.49%).
This credit union's 9.49% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 76/100 score is built
CROUSE gives up 24 points in total. Member Growth costs the most, 11.5 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.0 pts
- Member Growth 3.5 pts
- Loan-to-Share Ratio 8.8 pts
Call Report ratios for CROUSE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.49% | -5.37 pp |
| Delinquency Rate | 0.03% | -1.11 pp |
| Return on Assets | 0.16% | -0.54 pp |
| Member Growth | -3.05% | - |
| Loan-to-Share Ratio | 36.39% | -23.41 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
CROUSE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $21.1M | - |
| 2025Q4 | $20.3M | 2,031 |
| 2024Q4 | $19.6M | 2,095 |
| 2023Q4 | $19.5M | 2,098 |
Credit Union Details
- Charter Number
- 22972
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- New York
- City
- SYRACUSE
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for CROUSE.
| Office | City |
|---|---|
| CROUSE MAIN OFFICE (Main Office) | SYRACUSE, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for CROUSE
Using this data
- CROUSE ranks #3,203 of 4,374 nationally on financial health and #181 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Neighborhood Trust is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Neighborhood Trust
Frequently Asked Questions
Is CROUSE financially healthy?
On its 2025Q4 NCUA 5300 filing, CROUSE scores 76/100 (Very Good), with a 9.49% net worth ratio and 0.03% of loans delinquent. It ranks #3,203 of 4,374 nationally on health and #181 of 272 in New York.
How does CROUSE compare to other credit unions?
CROUSE scores 76/100, higher than 26% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.03% vs 1.15%). Its widest shortfall is loan-to-share ratio (36.39% vs 59.80%).
How can I join CROUSE?
CROUSE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CROUSE directly for the exact boundaries and application steps.
Is my money safe at CROUSE?
CROUSE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CROUSE's net worth ratio of 9.49% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.