Federal credit union · Fairfield, Ohio · NCUA charter #96761
AURGROUP
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $201.4M
- Total assets
- 13,038
- Members
- 8.7%
- Net-worth ratio
AURGROUP scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $201.4M; members 13,038; net-worth ratio 8.73%; health rank #2,792 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,792 of 4,374 health · 2025Q4AURGROUP · health 80/100 · $201.4M · 2025Q4
Call Report peers
AURGROUP in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
AURGROUP vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); AURGROUP sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for AURGROUP
- Largest favorable gap: Delinquency Rate at 0.21% vs peer 0.89% (-0.68 pp).
- Largest lag: Loan-to-Share Ratio at 61.58% vs peer 72.20% (-10.62 pp).
AURGROUP: in-state Call Report ranks
- In Ohio, health place is #129 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #48 of 196 inside Ohio ($201.4M reported).
- Member book place in Ohio: #56 of 196.
- One place up in Ohio, Toledo Metro (#128) ties at 80/100; one place down, North Coast Credit Union (#130) scores 79/100, 1 point lower.
AURGROUP Call Report trajectory
AURGROUP: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $201.4M (2025Q4) to $204.4M (2026Q1).
- Net-worth ratio shifted +0.08 pp (8.65% → 8.73%).
8.73% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
AURGROUP gives up 20 points in total. Member Growth costs the most, 13.3 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.8 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.1 pts
- Member Growth 1.7 pts
- Loan-to-Share Ratio 13.4 pts
AURGROUP health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.73% | -3.38 pp |
| Delinquency Rate | 0.21% | -0.68 pp |
| Return on Assets | 0.37% | -0.25 pp |
| Member Growth | -4.07% | - |
| Loan-to-Share Ratio | 61.58% | -10.62 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $204.4M | - |
| 2025Q4 | $201.4M | 13,038 |
| 2024Q4 | $193.5M | 13,591 |
| 2023Q4 | $194.2M | 14,313 |
Credit Union Details
- Charter Number
- 96761
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Fairfield
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for AURGROUP, spread across 4 cities.
| Office | City |
|---|---|
| AurGroup Financial Credit Union (Main Office) | Fairfield, OH |
| AurGroup Financial Credit Union | Fairfield Township, OH |
| AurGroup Financial Credit Union | Hamilton, OH |
| AurGroup Financial Credit Union | West Chester, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
AURGROUP nationwide neighbourhoods
Using this data
- AURGROUP ranks #2,792 of 4,374 nationally on financial health and #129 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- FIRESTONE is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with FIRESTONE
Frequently Asked Questions
Is AURGROUP financially healthy?
On its 2025Q4 NCUA 5300 filing, AURGROUP scores 80/100 (Excellent), with a 8.73% net worth ratio and 0.21% of loans delinquent. It ranks #2,792 of 4,374 nationally on health and #129 of 196 in Ohio.
How does AURGROUP compare to other credit unions?
AURGROUP scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is delinquency rate (0.21% vs 0.89%). Its widest shortfall is loan-to-share ratio (61.58% vs 72.20%).
How can I join AURGROUP?
Membership eligibility for AURGROUP depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact AURGROUP directly for current membership requirements and application steps.
Is my money safe at AURGROUP?
AURGROUP is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. AURGROUP's net worth ratio of 8.73% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.