State credit union · Brunswick, Georgia · NCUA charter #68714
MARSHLAND
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $271.4M
- Total assets
- 17,844
- Members
- 8.5%
- Net-worth ratio
MARSHLAND scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $271.4M; members 17,844; net-worth ratio 8.48%; health rank #2,794 of 4,374; healthier than 36th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,794 of 4,374 health · 2025Q4MARSHLAND · health 80/100 · $271.4M · 2025Q4
- MEM 80/100
- RANK 8.5%
- PHOTO 0.21%
- BOOK 0.44%
- CHARTER $271.4M
- NCUSIF 17,844
- CAMELS #2,794/4,374
- HEALTH Unity One
- NW 68714
MARSHLAND in the assets neighbourhood
MARSHLAND's $271.4M assets sit next to Unity One ($271.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
MARSHLAND vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
MARSHLAND - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #68714 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
MARSHLAND vs $100M–$500M peers
- Loan-to-Share Ratio leads the peer set - 78.17% here, 72.20% peer average (+5.97 pp).
- Largest lag: Net Worth Ratio at 8.48% vs peer 12.11% (-3.63 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where MARSHLAND sits in Georgia
- Georgia health ordinal: #47 of 74.
- Georgia assets place: #19 of 74.
- Membership ranks #20 of 74 among Georgia CUs with a reported count (17,844 members).
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
MARSHLAND: 2025Q4 → 2026Q1
MARSHLAND: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $271.4M (2025Q4) to $274.4M (2026Q1).
- Net-worth ratio shifted +0.03 pp (8.45% → 8.48%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.48%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 26.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.48% | -3.63 pp |
| Delinquency Rate | 0.21% | -0.68 pp |
| Return on Assets | 0.44% | -0.19 pp |
| Member Growth | -7.28% | - |
| Loan-to-Share Ratio | 78.17% | +5.97 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - MARSHLAND
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $274.4M | - |
| 2025Q4 | $271.4M | 17,844 |
| 2024Q4 | $246.7M | 19,246 |
| 2023Q4 | $222.7M | 19,139 |
Credit Union Details
- Charter Number
- 68714
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- Brunswick
- Data Quarter
- 2025Q4
Branch Locations (7)
Per its most recent NCUA branch filing, MARSHLAND runs 7 offices in 4 different cities.
| Office | City |
|---|---|
| Community Road (Main Office) | Brunswick, GA |
| Gateway | Brunswick, GA |
| SGHS | Brunswick, GA |
| Palisade | Brunswick, GA |
| Jesup | Jesup, GA |
| Nahunta | Nahunta, GA |
| Retreat Village | Saint Simons Island, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
Other federally-insured credit unions in Georgia, closest first by peer group and asset size.
Other-state peers near MARSHLAND
MARSHLAND's nationwide photo peers by assets and by health score, excluding Georgia charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($271.4M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- MARSHLAND ranks #2,794 of 4,374 nationally on financial health and #47 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GEOVISTA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GEOVISTA
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is MARSHLAND financially healthy?
Yes/no aside, the number is 80/100 (Excellent) - MARSHLAND's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,794 of 4,374; by total assets it ranks #1,088 of 4,374 nationally (same basis as /rankings/largest); and #19 of 74 within Georgia. Above 80 reads excellent, below 50 warrants closer monitoring; a 8.48% net worth ratio and 0.21% delinquency rate are the key drivers.
How does MARSHLAND compare to other credit unions?
80/100 is MARSHLAND's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join MARSHLAND?
Membership eligibility for MARSHLAND depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact MARSHLAND directly for current membership requirements and application steps.
Is my money safe at MARSHLAND?
Federal credit unions like MARSHLAND are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. MARSHLAND's net worth ratio of 8.48% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does MARSHLAND offer compared to banks?
Credit unions like MARSHLAND are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact MARSHLAND directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.