Federal credit union · Akron, Ohio · NCUA charter #14066
FIRESTONE
Health score 55/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 55
- Health / 100
- $200.9M
- Total assets
- 7,135
- Members
- 17.8%
- Net-worth ratio
FIRESTONE scores 55/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $200.9M; members 7,135; net-worth ratio 17.76%; health rank #4,179 of 4,374; healthier than 4th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#4,179 of 4,374 health · 2025Q4FIRESTONE · health 55/100 · $200.9M · 2025Q4
- DELQ 55/100
- ROA 17.8%
- ASSETS 1.44%
- MEM -0.83%
- RANK $200.9M
- PHOTO 7,135
- BOOK #4,179/4,374
- CHARTER Access Community
- NCUSIF 14066
Call Report peers
FIRESTONE in the assets neighbourhood
FIRESTONE's $200.9M assets sit next to Access Community ($200.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
FIRESTONE vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
55 4th percentile higher than 4% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
FIRESTONE - Share Insurance Coverage
Charter #14066's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
FIRESTONE: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 17.76% vs peer 12.11% (+5.65 pp).
- Loan-to-Share Ratio trails the peer set - 14.69% here, 72.20% peer average (-57.51 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
FIRESTONE in Ohio
- In Ohio, health place is #185 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #49 of 196.
- Ohio membership ordinal: #80 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for FIRESTONE
FIRESTONE: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.2% from $200.9M (2025Q4) to $198.4M (2026Q1).
- Net-worth ratio shifted +0.43 pp (17.33% → 17.76%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 55/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 55.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 16.7 pts
- Return on Assets 0.0 pts
- Member Growth 0.8 pts
- Loan-to-Share Ratio 7.5 pts
Call Report ratios for FIRESTONE
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.76% | +5.65 pp |
| Delinquency Rate | 1.44% | +0.55 pp |
| Return on Assets | -0.83% | -1.45 pp |
| Member Growth | -4.54% | - |
| Loan-to-Share Ratio | 14.69% | -57.51 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
FIRESTONE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $198.4M | - |
| 2025Q4 | $200.9M | 7,135 |
| 2024Q4 | $207.2M | 7,474 |
| 2023Q4 | $210.1M | 7,822 |
Credit Union Details
- Charter Number
- 14066
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Akron
- Data Quarter
- 2025Q4
Branch Locations (2)
FIRESTONE operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Coventry township, OH |
| CU-Centric Back up | Columbus, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near FIRESTONE
Cross-state asset and health neighbours for FIRESTONE - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($200.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (55/100 here).
Using this data
- FIRESTONE ranks #4,179 of 4,374 nationally on financial health and #185 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Impact Credit Union, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Impact Credit Union, Inc.
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is FIRESTONE financially healthy?
FIRESTONE has a financial health score of 55/100 (Fair) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,179 of 4,374; by total assets it ranks #1,274 of 4,374 nationally (same basis as /rankings/largest); and #49 of 196 within Ohio. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.76% and delinquency rate of 1.44%.
How does FIRESTONE compare to other credit unions?
FIRESTONE scores 55/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join FIRESTONE?
FIRESTONE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact FIRESTONE directly for the exact boundaries and application steps.
Is my money safe at FIRESTONE?
Federal credit unions like FIRESTONE are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. FIRESTONE's net worth ratio of 17.76% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does FIRESTONE offer compared to banks?
Credit unions like FIRESTONE are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact FIRESTONE directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.