State credit union · Hilliard, Ohio · NCUA charter #68561
Credit Union of Ohio
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $206.7M
- Total assets
- 22,302
- Members
- 10.6%
- Net-worth ratio
Credit Union of Ohio scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $206.7M; members 22,302; net-worth ratio 10.57%; health rank #3,286 of 4,374; healthier than 24th of scored peers.
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#3,286 of 4,374 health · 2025Q4Credit Union of Ohio · health 75/100 · $206.7M · 2025Q4
Call Report peers
Credit Union of Ohio in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Credit Union of Ohio vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Credit Union of Ohio sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Credit Union of Ohio: Call Report deltas vs peers
- Loan-to-Share Ratio trails the peer set - 48.36% here, 72.20% peer average (-23.84 pp).
Where Credit Union of Ohio sits in Ohio
- Health composite ranks #151 of 196 among scored Ohio credit unions.
- Assets rank #47 of 196 inside Ohio ($206.7M reported).
- Ohio membership ordinal: #33 of 196.
- One place up in Ohio, St. Paschal Baylons (#150) ties at 75/100; one place down, ADVANTAGE (#152) ties at 75/100.
Quarter path for Credit Union of Ohio
Credit Union of Ohio: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $206.7M (2025Q4) to $207.6M (2026Q1).
- Net-worth ratio shifted +0.01 pp (10.56% → 10.57%).
At 10.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 75/100 score is built
Credit Union of Ohio gives up 25 points in total. Return on Assets costs the most, 8.4 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.8 pts
- Return on Assets 6.6 pts
- Member Growth 8.1 pts
- Loan-to-Share Ratio 10.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.57% | -1.54 pp |
| Delinquency Rate | 1.02% | +0.13 pp |
| Return on Assets | 0.05% | -0.58 pp |
| Member Growth | -0.47% | - |
| Loan-to-Share Ratio | 48.36% | -23.84 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Credit Union of Ohio filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $207.6M | - |
| 2025Q4 | $206.7M | 22,302 |
| 2024Q4 | $201.6M | 22,408 |
| 2023Q4 | $205.2M | 22,831 |
Credit Union Details
- Charter Number
- 68561
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Hilliard
- Data Quarter
- 2025Q4
Branch Locations (5)
Credit Union of Ohio operates 5 offices across 5 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Hilliard Office (Main Office) | Hilliard, OH |
| Downtown Office | Columbus, OH |
| Grove City Office | Grove City, OH |
| Niles Office | Niles, OH |
| Parma Office | Parma, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Cross-state Call Report peers for Credit Union of Ohio
Using this data
- Credit Union of Ohio ranks #3,286 of 4,374 nationally on financial health and #151 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TOWPATH is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TOWPATH
Frequently Asked Questions
Is Credit Union of Ohio financially healthy?
Credit Union of Ohio has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,286 of 4,374 nationally on health and #151 of 196 in Ohio. Its net worth ratio is 10.57% and its delinquency rate 1.02%.
How does Credit Union of Ohio compare to other credit unions?
Credit Union of Ohio scores 75/100, higher than 24% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (48.36% vs 72.20%).
How can I join Credit Union of Ohio?
Membership eligibility for Credit Union of Ohio depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Ohio directly for current membership requirements and application steps.
Is my money safe at Credit Union of Ohio?
Credit Union of Ohio is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Ohio's net worth ratio of 10.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.