State credit union · Bedford, Texas · NCUA charter #68471
Fort Worth Community
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $1.29B
- Total assets
- 74,598
- Members
- 10.5%
- Net-worth ratio
Fort Worth Community scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.29B; members 74,598; net-worth ratio 10.55%; health rank #2,762 of 4,374; healthier than 36th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#2,762 of 4,374 health · 2025Q4Fort Worth Community · health 80/100 · $1.29B · 2025Q4
- NW 80/100
- DELQ 10.5%
- ROA 0.64%
- ASSETS 0.74%
- MEM $1.29B
- RANK 74,598
- PHOTO #2,762/4,374
- BOOK ORION
- CHARTER 68471
Call Report peers
Fort Worth Community in the assets neighbourhood
Fort Worth Community's $1.29B assets sit next to ORION ($1.28B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fort Worth Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Fort Worth Community - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #68471. See our deposit-insurance coverage note.
Fort Worth Community: Call Report deltas vs peers
- Strongest edge vs 749 Over $500M peers is Delinquency Rate: -0.24 pp (0.64% vs 0.87%).
- Largest lag: Loan-to-Share Ratio at 54.04% vs peer 83.90% (-29.86 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Fort Worth Community
- Texas health ordinal: #248 of 386.
- Texas assets place: #27 of 386.
- Member book place in Texas: #32 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Fort Worth Community: 2025Q4 → 2026Q1
Fort Worth Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.8% from $1.29B (2025Q4) to $1.30B (2026Q1).
- Net-worth ratio shifted +0.06 pp (10.49% → 10.55%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
10.55% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.6 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 11.4 pts
Call Report ratios for Fort Worth Community
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.55% | -0.63 pp |
| Delinquency Rate | 0.64% | -0.24 pp |
| Return on Assets | 0.74% | +0.23 pp |
| Member Growth | -6.34% | - |
| Loan-to-Share Ratio | 54.04% | -29.86 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Fort Worth Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.30B | - |
| 2025Q4 | $1.29B | 74,598 |
| 2024Q4 | $1.22B | 79,651 |
| 2023Q4 | $1.21B | 85,972 |
Credit Union Details
- Charter Number
- 68471
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Texas
- City
- Bedford
- Data Quarter
- 2025Q4
Branch Locations (10)
The NCUA branch filing lists 10 physical offices for Fort Worth Community, spread across 7 cities.
| Office | City |
|---|---|
| Headquarters (Main Office) | Bedford, TX |
| South Arlington | Arlington, TX |
| Burleson | Burleson, TX |
| Flower Mound | Flower Mound, TX |
| Downtown | Fort Worth, TX |
| Wedgwood | Fort Worth, TX |
| North Tarrant | Fort Worth, TX |
| Meadowbrook | Fort Worth, TX |
| North Richland Hills | North Richland Hills, TX |
| Weatherford | Weatherford, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Fort Worth Community, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.29B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- Fort Worth Community ranks #2,762 of 4,374 nationally on financial health and #248 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Gulf Coast Educators is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Gulf Coast Educators
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Fort Worth Community financially healthy?
Yes/no aside, the number is 80/100 (Excellent) - Fort Worth Community's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,762 of 4,374; by total assets it ranks #379 of 4,374 nationally (same basis as /rankings/largest); and #27 of 386 within Texas. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.55% net worth ratio and 0.64% delinquency rate are the key drivers.
How does Fort Worth Community compare to other credit unions?
Fort Worth Community scores 80/100 on PlainCU's health composite, compared to a peer group average for Over $500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Fort Worth Community?
Membership eligibility for Fort Worth Community depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fort Worth Community directly for current membership requirements and application steps.
Is my money safe at Fort Worth Community?
Federal credit unions like Fort Worth Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fort Worth Community's net worth ratio of 10.55% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Fort Worth Community offer compared to banks?
Credit unions like Fort Worth Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Fort Worth Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.