Federal credit union · New York, New York · NCUA charter #24942
New York Episcopal
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $627K
- Total assets
- 396
- Members
- 16.4%
- Net-worth ratio
New York Episcopal scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $627K; members 396; net-worth ratio 16.35%; health rank #2,942 of 4,374; healthier than 31st of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,942 of 4,374 health · 2025Q4New York Episcopal · health 78/100 · $627K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New York Episcopal vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New York Episcopal sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
New York Episcopal vs Under $2M peers
- Delinquency Rate leads the peer set - 0.00% here, 4.48% peer average (-4.48 pp).
- Return on Assets trails the peer set - -78.26% here, 0.22% peer average (-78.48 pp).
New York Episcopal in New York
- Health composite ranks #167 of 272 among scored New York credit unions.
- Assets rank #262 of 272 inside New York ($627K reported).
- Membership ranks #244 of 272 among New York CUs with a reported count (396 members).
- One place up in New York, LATVIAN (#166) ties at 78/100; one place down, Greater Niagara (#168) ties at 78/100.
How New York Episcopal's 5300 filing moved
New York Episcopal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +107.9% from $627K (2025Q4) to $1.3M (2026Q1).
- Net-worth ratio shifted +7.55 pp (8.80% → 16.35%).
At 16.35%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
New York Episcopal gives up 22 points in total. Return on Assets costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Member Growth score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 15.0 pts
- Loan-to-Share Ratio 8.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.35% | -6.58 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | -78.26% | -78.48 pp |
| Member Growth | 10.31% | - |
| Loan-to-Share Ratio | 27.31% | -25.39 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
New York Episcopal filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.3M | - |
| 2025Q4 | $627K | 396 |
| 2024Q4 | $868K | 359 |
| 2023Q4 | $569K | 11 |
Credit Union Details
- Charter Number
- 24942
- Type
- Federal
- Field of Membership
- Community/Select Employee Group
- Peer Group
- Under $2M
- State
- New York
- City
- New York
- Data Quarter
- 2025Q4
Branch Location
New York Episcopal operates a single office in New York, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Cathedral Close Office (Main Office) | New York, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for New York Episcopal
Similar health score
Using this data
- New York Episcopal ranks #2,942 of 4,374 nationally on financial health and #167 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sts Peter & Paul is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sts Peter & Paul
Frequently Asked Questions
Is New York Episcopal financially healthy?
New York Episcopal has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,942 of 4,374 nationally on health and #167 of 272 in New York. Its net worth ratio is 16.35% and its delinquency rate 0.00%.
How does New York Episcopal compare to other credit unions?
New York Episcopal scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is delinquency rate (0.00% vs 4.48%). Its widest shortfall is return on assets (-78.26% vs 0.22%).
How can I join New York Episcopal?
New York Episcopal operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New York Episcopal directly for the exact boundaries and application steps.
Is my money safe at New York Episcopal?
New York Episcopal is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New York Episcopal's net worth ratio of 16.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.