Federal credit union · GILLETTE, Wyoming · NCUA charter #20727
CAMPCO
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $219.9M
- Total assets
- 19,350
- Members
- 11.2%
- Net-worth ratio
CAMPCO scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $219.9M; members 19,350; net-worth ratio 11.16%; health rank #1,474 of 4,374; healthier than 65th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,474 of 4,374 health · 2025Q4CAMPCO · health 88/100 · $219.9M · 2025Q4
- CHARTER 88/100
- NCUSIF 11.2%
- CAMELS 0.65%
- HEALTH 1.10%
- NW $219.9M
- DELQ 19,350
- ROA #1,474/4,374
- ASSETS EXPEDITION
- MEM 20727
Call Report peers
CAMPCO in the assets neighbourhood
CAMPCO's $219.9M assets sit next to EXPEDITION ($220.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
CAMPCO vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
CAMPCO - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #20727, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for CAMPCO
- Loan-to-Share Ratio leads the peer set - 79.14% here, 72.20% peer average (+6.94 pp).
- Widest shortfall vs peers is Net Worth Ratio: -0.95 pp (11.16% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Wyoming standing for CAMPCO
- Health composite ranks #8 of 18 among scored Wyoming credit unions.
- By total assets, CAMPCO is #7 of 18 in Wyoming.
- Member book place in Wyoming: #6 of 18.
In-state ordinals use the live credit_unions table for WY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How CAMPCO's 5300 filing moved
CAMPCO: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.3% from $219.9M (2025Q4) to $227.3M (2026Q1).
- Net-worth ratio shifted -0.07 pp (11.23% → 11.16%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
11.16% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.5 pts
- Return on Assets 15.0 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 14.8 pts
Call Report ratios for CAMPCO
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.16% | -0.95 pp |
| Delinquency Rate | 0.65% | -0.24 pp |
| Return on Assets | 1.10% | +0.48 pp |
| Member Growth | -2.40% | - |
| Loan-to-Share Ratio | 79.14% | +6.94 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - CAMPCO
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $227.3M | - |
| 2025Q4 | $219.9M | 19,350 |
| 2024Q4 | $210.0M | 19,826 |
| 2023Q4 | $198.5M | 18,998 |
Credit Union Details
- Charter Number
- 20727
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Wyoming
- City
- GILLETTE
- Data Quarter
- 2025Q4
Branch Locations (3)
CAMPCO operates 3 offices across 3 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Corporate Office and Main Office (Main Office) | Gillette, WY |
| Campco FCU Sheridan Branch | Sheridan, WY |
| Campco FCU | Wright, WY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Wyoming
More federally-insured credit unions based in Wyoming, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
CAMPCO's nationwide photo peers by assets and by health score, excluding Wyoming charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($219.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- CAMPCO ranks #1,474 of 4,374 nationally on financial health and #8 of 18 in WY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- SUNLIGHT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with SUNLIGHT
- Rates and health both vary by institution, not just by state -- see how Wyoming credit unions compare overall before assuming this one is typical. Wyoming state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is CAMPCO financially healthy?
CAMPCO scores 88/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,474 of 4,374; by total assets it ranks #1,214 of 4,374 nationally (same basis as /rankings/largest); and #7 of 18 within Wyoming. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 11.16% net worth ratio and a 0.65% delinquency rate.
How does CAMPCO compare to other credit unions?
PlainCU's health composite puts CAMPCO at 88/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join CAMPCO?
CAMPCO operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact CAMPCO directly for the exact boundaries and application steps.
Is my money safe at CAMPCO?
Federal credit unions like CAMPCO are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. CAMPCO's net worth ratio of 11.16% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does CAMPCO offer compared to banks?
Credit unions like CAMPCO are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact CAMPCO directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.