Federal credit union · San Antonio, Texas · NCUA charter #23184
Texas Associations of Professionals
Health score 70/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 70
- Health / 100
- $28.1M
- Total assets
- 1,376
- Members
- 16.1%
- Net-worth ratio
Texas Associations of Professionals scores 70/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $28.1M; members 1,376; net-worth ratio 16.07%; health rank #3,583 of 4,374; healthier than 17th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,583 of 4,374 health · 2025Q4Texas Associations · health 70/100 · $28.1M · 2025Q4
- CAMELS 70/100
- HEALTH 16.1%
- NW 0.65%
- DELQ 0.01%
- ROA $28.1M
- ASSETS 1,376
- MEM #3,583/4,374
- RANK Chicago Post Office Employees
- PHOTO 23184
Call Report peers
Texas Associations of Professionals in the assets neighbourhood
Texas Associations of Professionals's $28.1M assets sit next to Chicago Post Office Employees ($28.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas Associations of Professionals vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
70 17th percentile higher than 17% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Texas Associations of Professionals - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #23184 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Texas Associations of Professionals
- Largest favorable gap: Loan-to-Share Ratio at 103.24% vs peer 59.80% (+43.44 pp).
- Return on Assets trails the peer set - 0.01% here, 0.70% peer average (-0.69 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Texas standing for Texas Associations of Professionals
- Health composite ranks #313 of 386 among scored Texas credit unions.
- Texas assets place: #230 of 386.
- Membership ranks #291 of 386 among Texas CUs with a reported count (1,376 members).
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Texas Associations of Professionals: 2025Q4 → 2026Q1
Texas Associations of Professionals: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $28.1M (2025Q4) to $28.5M (2026Q1).
- Net-worth ratio shifted +0.54 pp (15.53% → 16.07%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
16.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 70/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 70.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.5 pts
- Return on Assets 5.0 pts
- Member Growth 2.3 pts
- Loan-to-Share Ratio 9.2 pts
Texas Associations of Professionals vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.07% | +1.21 pp |
| Delinquency Rate | 0.65% | -0.50 pp |
| Return on Assets | 0.01% | -0.69 pp |
| Member Growth | -3.71% | - |
| Loan-to-Share Ratio | 103.24% | +43.44 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $28.5M | - |
| 2025Q4 | $28.1M | 1,376 |
| 2024Q4 | $31.9M | 1,429 |
| 2023Q4 | $33.5M | 1,554 |
Credit Union Details
- Charter Number
- 23184
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- San Antonio
- Data Quarter
- 2025Q4
Branch Location
Texas Associations of Professionals operates a single office in San Antonio, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | San Antonio, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
- TYLER CITY EMPLOYEESTyler, TX · $10M–$50M83Health
- YANTISYANTIS, TX · $10M–$50M84Health
- VALWOOD PARKCarrollton, TX · $10M–$50M83Health
- UNITED ENERGYHumble, TX · $10M–$50M86Health
- GULF SHORETexas City, TX · $10M–$50M66Health
Compare Texas Associations of Professionals vs TYLER CITY EMPLOYEES
Cross-state Call Report peers for Texas Associations
Texas Associations of Professionals's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($28.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (70/100 here).
Using this data
- Texas Associations of Professionals ranks #3,583 of 4,374 nationally on financial health and #313 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Tyler City Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Tyler City Employees
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Texas Associations of Professionals financially healthy?
A 16.07% net worth ratio and a 0.65% delinquency rate feed into Texas Associations of Professionals's financial health score of 70/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,583 of 4,374; by total assets it ranks #2,902 of 4,374 nationally (same basis as /rankings/largest); and #230 of 386 within Texas. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Texas Associations of Professionals compare to other credit unions?
Texas Associations of Professionals scores 70/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Texas Associations of Professionals?
Texas Associations of Professionals operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Texas Associations of Professionals directly for the exact boundaries and application steps.
Is my money safe at Texas Associations of Professionals?
Federal credit unions like Texas Associations of Professionals are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas Associations of Professionals's net worth ratio of 16.07% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Texas Associations of Professionals offer compared to banks?
Credit unions like Texas Associations of Professionals are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Texas Associations of Professionals directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.