Federal credit union · Bryan, Ohio · NCUA charter #6949
NORTHWESTERN
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $16.3M
- Total assets
- 1,816
- Members
- 8.6%
- Net-worth ratio
NORTHWESTERN scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.3M; members 1,816; net-worth ratio 8.61%; health rank #1,731 of 4,374; healthier than 60th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,731 of 4,374 health · 2025Q4NORTHWESTERN · health 87/100 · $16.3M · 2025Q4
Call Report peers
NORTHWESTERN in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
NORTHWESTERN vs every NCUA-scored credit union
NORTHWESTERN sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where NORTHWESTERN diverges from peer averages
- Largest favorable gap: Delinquency Rate at 0.39% vs peer 1.15% (-0.75 pp).
- Loan-to-Share Ratio trails the peer set - 37.55% here, 59.80% peer average (-22.25 pp).
Where NORTHWESTERN sits in Ohio
- Ohio health ordinal: #76 of 196.
- Ohio assets place: #152 of 196.
- Member book place in Ohio: #151 of 196.
- One place up in Ohio, L C E (#75) ties at 87/100; one place down, Midwest Community (#77) ties at 87/100.
How NORTHWESTERN's 5300 filing moved
NORTHWESTERN: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $16.3M (2025Q4) to $16.8M (2026Q1).
- Net-worth ratio shifted -0.19 pp (8.80% → 8.61%).
This credit union's 8.61% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 87/100 score is built
NORTHWESTERN gives up 13 points in total. Loan-to-Share Ratio costs the most, 5.6 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.5 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.4 pts
- Member Growth 12.0 pts
- Loan-to-Share Ratio 9.1 pts
Call Report ratios for NORTHWESTERN
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.61% | -6.25 pp |
| Delinquency Rate | 0.39% | -0.75 pp |
| Return on Assets | 0.46% | -0.24 pp |
| Member Growth | 2.54% | - |
| Loan-to-Share Ratio | 37.55% | -22.25 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $16.8M | - |
| 2025Q4 | $16.3M | 1,816 |
| 2024Q4 | $16.2M | 1,771 |
| 2023Q4 | $14.8M | 1,731 |
Credit Union Details
- Charter Number
- 6949
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Bryan
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, NORTHWESTERN runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Northwestern Federal CU (Main Office) | Bryan, OH |
| CompuSource | Amherst, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
NORTHWESTERN nationwide neighbourhoods
Using this data
- NORTHWESTERN ranks #1,731 of 4,374 nationally on financial health and #76 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Minerva Area is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Minerva Area
Frequently Asked Questions
Is NORTHWESTERN financially healthy?
NORTHWESTERN has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,731 of 4,374 nationally on health and #76 of 196 in Ohio. Its net worth ratio is 8.61% and its delinquency rate 0.39%.
How does NORTHWESTERN compare to other credit unions?
NORTHWESTERN scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.39% vs 1.15%). Its widest shortfall is loan-to-share ratio (37.55% vs 59.80%).
How can I join NORTHWESTERN?
NORTHWESTERN operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact NORTHWESTERN directly for the exact boundaries and application steps.
Is my money safe at NORTHWESTERN?
NORTHWESTERN is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. NORTHWESTERN's net worth ratio of 8.61% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.